HomeNew YorkSchoharie CountyEsperance village
Esperance village, New York: commercial real estate data.
Esperance village is a Census village of 248 people across 0.49 square miles of land, in Schoharie County. Median household income is $73,333, 88.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $20,000.
69 sourced place values · tier FULL · 8 sections
Esperance
What Esperance is
- Census place typevillage
- Land area0.49 sq mi
- Water area0.03 sq mi
- Population per square mile of land507 plus or minus 172
- County holding the largest share of its areaSchoharie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Esperance
How many people live in Esperance
- Population248 plus or minus 84
- Median age48.6 plus or minus 11.9
- Population under 1824 plus or minus 20
- Share under 189.7 percent plus or minus 7.5
- Population 65 and over57 plus or minus 24
- Share 65 and over23.0 percent plus or minus 5.7
- Households120 plus or minus 37
- Family households58 plus or minus 29
- Share of households that are families48.3 percent plus or minus 19.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Esperance
Income and work in Esperance
- Median household income$73,333
- Per capita income$42,091
- Civilian labor force157 plus or minus 61
- Employed147 plus or minus 57
- Unemployed10 plus or minus 11
- Unemployment rate6.4 percent plus or minus 6.6
- Adults 25 and over202 plus or minus 65
- Adults 25 and over with a high school diploma or higher94.6 percent plus or minus 41.7
- Adults 25 and over with a bachelor degree or higher20.3 percent plus or minus 10.7
- Adults 25 and over with a graduate degree11.4 percent plus or minus 10.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Esperance
Housing in Esperance
- Housing units160 plus or minus 41
- Occupied units120 plus or minus 37
- Vacant units40 plus or minus 23
- Vacancy rate25.0 percent plus or minus 12.9
- Owner occupied106 plus or minus 34
- Renter occupied14 plus or minus 14
- Ownership rate88.3 percent
- Median owner-occupied home value$191,700 plus or minus $45,555
- Single family units111 plus or minus 35
- Share single family69.4 percent
- Units in buildings of two or more49 plus or minus 28
- Share in buildings of two or more30.6 percent plus or minus 15.6
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Esperance
How Esperance gets to work
- Workers 16 and over who commute120 plus or minus 49
- Commuting under 15 minutes28 plus or minus 20
- Share commuting under 15 minutes23.3 percent plus or minus 13.5
- Commuting 30 minutes or more35 plus or minus 27
- Share commuting 30 minutes or more29.2 percent plus or minus 18.7
- Drove alone69.4 percent plus or minus 14.6
- Carpooled4.8 percent plus or minus 7.3
- Public transport0.0 percent
- Walked5.4 percent plus or minus 7.2
- Worked from home18.4 percent plus or minus 11.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Esperance
SBA 7(a) lending to Esperance borrowers
- Approvals1
- Gross approval$20,000
- Average approval$20,000
- Median approval$20,000
- Ninetieth percentile approval$20,000
- Largest approval$20,000
- Jobs supported1
- Jobs per approval1.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Esperance
Flood programme status in Esperance
- Listed NFIP communities2
- Of those, participating2
- Best Community Rating System classClass 9
- NFIP community number361194
- Currently effective map date04/02/04
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Schoharie County, not Esperance
Schoharie County context, not Esperance figures
These are Schoharie County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Esperance measurements.
- Establishments in Schoharie County576
- Employment at those establishments, Schoharie County4,843
- Covered employment, Schoharie County8,062
- Average annual pay, Schoharie County$54,611
- Average weekly wage, Schoharie County$1,050
- Housing units permitted, Schoharie County39
- Of those, single family, Schoharie County39
- County product, 2024, Schoharie County$1,320,360,000
- County product change over the prior year, Schoharie County3.9 percent
- Average income of an arriving household, Schoharie County$65,934
Every figure in this section is published for Schoharie County as a whole and is not a measurement of Esperance. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Esperance questions, answered from the record.
How many people live in Esperance, New York?
248, in 120 households. Esperance village covers 0.49 square miles of land, which is 507 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Esperance in?
Schoharie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Esperance?
$73,333. The median owner-occupied home is valued at $191,700. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Esperance businesses?
1 7(a) approvals totalling $20,000, across 1 lenders, median approval $20,000. These count approvals to borrowers whose address is in Esperance, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Esperance borrowers get paid back?
No rate is published for Esperance. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Esperance in the National Flood Insurance Program?
Yes. Esperance appears in the FEMA Community Status Book as community 361194, carrying Community Rating System class 9, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Esperance figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Schoharie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Esperance.
Is zoning published for Esperance?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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