HomeNew YorkSchoharie CountySchoharie village
Schoharie village, New York: commercial real estate data.
Schoharie village is a Census village of 1,144 people across 1.66 square miles of land, in Schoharie County. Median household income is $55,742, 54.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $110,000.
80 sourced place values · tier FULL · 9 sections
Schoharie
What Schoharie is
- Census place typevillage
- Land area1.66 sq mi
- Water area0 sq mi
- Population per square mile of land690 plus or minus 151
- County holding the largest share of its areaSchoharie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Schoharie
How many people live in Schoharie
- Population1,144 plus or minus 251
- Median age39.6
- Population under 18243 plus or minus 78
- Share under 1821.2 percent plus or minus 5.0
- Population 65 and over232 plus or minus 61
- Share 65 and over20.3 percent
- Households479 plus or minus 112
- Family households264 plus or minus 76
- Share of households that are families55.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Schoharie
Income and work in Schoharie
- Median household income$55,742 plus or minus $11,956
- Per capita income$35,160
- Civilian labor force421 plus or minus 115
- Employed406 plus or minus 111
- Unemployed15 plus or minus 18
- Unemployment rate3.6 percent plus or minus 4.2
- Adults 25 and over852
- Adults 25 and over with a high school diploma or higher89.8 percent plus or minus 22.5
- Adults 25 and over with a bachelor degree or higher26.5 percent plus or minus 6.6
- Adults 25 and over with a graduate degree7.5 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Schoharie
Housing in Schoharie
- Housing units508 plus or minus 119
- Occupied units479 plus or minus 112
- Vacant units29 plus or minus 29
- Vacancy rate5.7 percent plus or minus 5.5
- Owner occupied261 plus or minus 68
- Renter occupied218 plus or minus 78
- Ownership rate54.5 percent
- Median owner-occupied home value$220,900 plus or minus $45,564
- Median gross rent, monthly$839
- Annual rent as a share of median income18.1 percent plus or minus 5.2
- Single family units331 plus or minus 83
- Share single family65.2 percent
- Units in buildings of two or more177 plus or minus 64
- Share in buildings of two or more34.8 percent plus or minus 9.7
- Mobile homes0
- Median year structure built1948
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Schoharie
How Schoharie gets to work
- Workers 16 and over who commute349 plus or minus 99
- Commuting under 15 minutes64 plus or minus 35
- Share commuting under 15 minutes18.3 percent plus or minus 8.4
- Commuting 30 minutes or more218 plus or minus 80
- Share commuting 30 minutes or more62.5 percent plus or minus 14.4
- Drove alone83.2 percent
- Carpooled1.3 percent plus or minus 1.8
- Public transport0.3 percent plus or minus 0.8
- Walked1.0 percent plus or minus 1.5
- Worked from home10.1 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Schoharie
SBA 7(a) lending to Schoharie borrowers
- Approvals2
- Gross approval$110,000
- Average approval$55,000
- Median approval$85,000
- Ninetieth percentile approval$85,000
- Largest approval$85,000
- Jobs supported12
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Schoharie
SBA 504 lending to Schoharie borrowers
- Approvals1
- Gross approval$958,000
- Average approval$958,000
- Median approval$958,000
- Largest approval$958,000
- Jobs supported17
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Schoharie
Flood programme status in Schoharie
- Listed NFIP communities2
- Of those, participating2
- NFIP community number361061
- Currently effective map date04/02/04
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Schoharie County, not Schoharie
Schoharie County context, not Schoharie figures
These are Schoharie County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Schoharie measurements.
- Establishments in Schoharie County576
- Employment at those establishments, Schoharie County4,843
- Covered employment, Schoharie County8,062
- Average annual pay, Schoharie County$54,611
- Average weekly wage, Schoharie County$1,050
- Housing units permitted, Schoharie County39
- Of those, single family, Schoharie County39
- County product, 2024, Schoharie County$1,320,360,000
- County product change over the prior year, Schoharie County3.9 percent
- Average income of an arriving household, Schoharie County$65,934
Every figure in this section is published for Schoharie County as a whole and is not a measurement of Schoharie. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Schoharie questions, answered from the record.
How many people live in Schoharie, New York?
1,144, in 479 households. Schoharie village covers 1.66 square miles of land, which is 690 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Schoharie in?
Schoharie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Schoharie?
$55,742. The median owner-occupied home is valued at $220,900. Median gross rent is $839 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Schoharie businesses?
2 7(a) approvals totalling $110,000, across 2 lenders, median approval $85,000, plus 1 504 approvals worth $958,000. These count approvals to borrowers whose address is in Schoharie, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Schoharie borrowers get paid back?
No rate is published for Schoharie. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Schoharie in the National Flood Insurance Program?
Yes. Schoharie appears in the FEMA Community Status Book as community 361061, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Schoharie figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Schoharie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Schoharie.
Is zoning published for Schoharie?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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