HomeNew YorkSchoharie CountyJefferson CDP
Jefferson CDP, New York: commercial real estate data.
Jefferson CDP is a Census CDP of 177 people across 1.07 square miles of land, in Schoharie County. 88.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $97,700.
67 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Jefferson through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 177 with a margin of error of plus or minus 90, which is 50.8 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Jefferson
What Jefferson is
- Census place typeCDP
- Land area1.07 sq mi
- Water area0 sq mi
- Population per square mile of land166 plus or minus 84
- County holding the largest share of its areaSchoharie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
How many people live in Jefferson
- Population177 plus or minus 90
- Median age32.9 plus or minus 9.9
- Population under 1852 plus or minus 35
- Share under 1829.4 percent plus or minus 12.9
- Population 65 and over9 plus or minus 17
- Share 65 and over5.1 percent plus or minus 9.2
- Households77 plus or minus 32
- Family households66 plus or minus 31
- Share of households that are families85.7 percent plus or minus 18.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
Income and work in Jefferson
- Per capita income$38,075 plus or minus $10,236
- Civilian labor force86 plus or minus 40
- Employed86 plus or minus 40
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over107 plus or minus 52
- Adults 25 and over with a high school diploma or higher86.9 percent plus or minus 57.9
- Adults 25 and over with a bachelor degree or higher28.0 percent plus or minus 13.7
- Adults 25 and over with a graduate degree18.7 percent plus or minus 11.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
Housing in Jefferson
- Housing units123 plus or minus 40
- Occupied units77 plus or minus 32
- Vacant units46 plus or minus 31
- Vacancy rate37.4 percent plus or minus 22.1
- Owner occupied68 plus or minus 32
- Renter occupied9 plus or minus 12
- Ownership rate88.3 percent plus or minus 19.5
- Median owner-occupied home value$166,700
- Single family units99 plus or minus 40
- Share single family80.5 percent plus or minus 18.7
- Units in buildings of two or more24 plus or minus 31
- Share in buildings of two or more19.5 percent plus or minus 24.4
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
How Jefferson gets to work
- Workers 16 and over who commute50 plus or minus 36
- Commuting under 15 minutes8 plus or minus 17
- Share commuting under 15 minutes16.0 percent plus or minus 32.4
- Commuting 30 minutes or more35 plus or minus 25
- Share commuting 30 minutes or more70.0 percent plus or minus 70.3
- Drove alone56.0 percent plus or minus 28.9
- Carpooled3.6 percent plus or minus 8.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home40.5 percent plus or minus 17.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
SBA loans in Jefferson (7(a))
- Approvals1
- Gross approval$97,700
- Average approval$97,700
- Median approval$97,700
- Ninetieth percentile approval$97,700
- Largest approval$97,700
- Jobs supported5
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson
Flood risk in Jefferson
- Listed NFIP communities1
- Of those, participating1
- NFIP community number361196
- Currently effective map date04/02/04
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Schoharie County, not Jefferson
Schoharie County context, not Jefferson figures
These are Schoharie County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Jefferson measurements.
- Establishments in Schoharie County576
- Employment at those establishments, Schoharie County4,843
- Covered employment, Schoharie County8,062
- Average annual pay, Schoharie County$54,611
- Average weekly wage, Schoharie County$1,050
- Housing units permitted, Schoharie County39
- Of those, single family, Schoharie County39
- County product, 2024, Schoharie County$1,320,360,000
- County product change over the prior year, Schoharie County3.9 percent
- Average income of an arriving household, Schoharie County$65,934
Every figure in this section is published for Schoharie County as a whole and is not a measurement of Jefferson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Jefferson questions, answered from the record.
How many people live in Jefferson, New York?
177, in 77 households. Jefferson CDP covers 1.07 square miles of land, which is 166 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Jefferson in?
Schoharie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Jefferson businesses?
1 7(a) approvals totalling $97,700, across 1 lenders, median approval $97,700. These count approvals to borrowers whose address is in Jefferson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Jefferson borrowers get paid back?
No rate is published for Jefferson. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Jefferson in the National Flood Insurance Program?
Yes. Jefferson appears in the FEMA Community Status Book as community 361196, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Jefferson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Schoharie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Jefferson.
Is zoning published for Jefferson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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