HomeNew YorkSchoharie CountyJefferson
Jefferson, New York: commercial real estate data.
Jefferson is a Census CDP of 177 people across 1.07 square miles of land, in Schoharie County. 88.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $97,700 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Jefferson through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 177 with a margin of error of plus or minus 90, which is 50.8 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Jefferson
What Jefferson is
- Census place typeCDP
- Land area1.07 sq mi
- Water area0 sq mi
- Population per square mile of land166 plus or minus 84
- County holding the largest share of its areaSchoharie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
How many people live in Jefferson
- Population177 plus or minus 90
- Median age32.9 plus or minus 9.9
- Population under 1852 plus or minus 35
- Share under 1829.4 percent plus or minus 12.9
- Population 65 and over9 plus or minus 17
- Share 65 and over5.1 percent plus or minus 9.2
- Households77 plus or minus 32
- Family households66 plus or minus 31
- Share of households that are families85.7 percent plus or minus 18.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
Income and work in Jefferson
- Per capita income$38,075 plus or minus $10,236
- Civilian labor force86 plus or minus 40
- Employed86 plus or minus 40
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over107 plus or minus 52
- Adults 25 and over with a high school diploma or higher86.9 percent plus or minus 57.9
- Adults 25 and over with a bachelor degree or higher28.0 percent plus or minus 13.7
- Adults 25 and over with a graduate degree18.7 percent plus or minus 11.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
Housing in Jefferson
- Housing units123 plus or minus 40
- Occupied units77 plus or minus 32
- Vacant units46 plus or minus 31
- Vacancy rate37.4 percent plus or minus 22.1
- Owner occupied68 plus or minus 32
- Renter occupied9 plus or minus 12
- Ownership rate88.3 percent plus or minus 19.5
- Median owner-occupied home value$166,700
- Single family units99 plus or minus 40
- Share single family80.5 percent plus or minus 18.7
- Units in buildings of two or more24 plus or minus 31
- Share in buildings of two or more19.5 percent plus or minus 24.4
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
How Jefferson gets to work
- Workers 16 and over who commute50 plus or minus 36
- Commuting under 15 minutes8 plus or minus 17
- Share commuting under 15 minutes16.0 percent plus or minus 32.4
- Commuting 30 minutes or more35 plus or minus 25
- Share commuting 30 minutes or more70.0 percent plus or minus 70.3
- Drove alone56.0 percent plus or minus 28.9
- Carpooled3.6 percent plus or minus 8.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home40.5 percent plus or minus 17.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
SBA loans in Jefferson (7(a))
- Approvals1
- Gross approval$97,700
- Average approval$97,700
- Median approval$97,700
- Largest approval$97,700
- Jobs supported5
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Jefferson, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson
Flood risk in Jefferson
- NFIP communityTown of Jefferson
- NFIP community number361196
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/02/04
The Town of Jefferson participates in the National Flood Insurance Program as community 361196 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Schoharie County, not Jefferson
Schoharie County context, not Jefferson figures
- Establishments in Schoharie County576
- Covered employment, Schoharie County8,062
- Average annual pay, Schoharie County$54,611
- Housing units permitted, Schoharie County39
Every figure in this section is published for Schoharie County as a whole and is not a measurement of Jefferson.
All Schoharie County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Jefferson questions, answered from the record.
How many people live in Jefferson, New York?
177, in 77 households. Jefferson CDP covers 1.07 square miles of land, which is 166 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Jefferson in?
Schoharie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Jefferson businesses?
1 7(a) approvals totaling $97,700 since FY2020, across 1 lenders, median approval $97,700. These count approvals to borrowers whose address is in Jefferson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Jefferson borrowers get paid back?
No rate is published for Jefferson. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Jefferson in the National Flood Insurance Program?
Yes. Jefferson appears in the FEMA Community Status Book as Jefferson, town of, community 361196, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Jefferson figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Schoharie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Jefferson.
Is zoning published for Jefferson?
No. Nothing on this page presents parcel level zoning.
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