HomeNew YorkWestchester CountyMount Vernon
Mount Vernon, New York: commercial real estate data.
Mount Vernon is a Census city of 72,427 people across 4.39 square miles of land, in Westchester County. Median household income is $78,779, 42.9 percent of occupied homes are owned, and the SBA record carries 64 7(a) approvals to borrowers here worth $22.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mount Vernon
What Mount Vernon is
- Census place typecity
- Land area4.39 sq mi
- Water area0.02 sq mi
- Population per square mile of land16,490
- County holding the largest share of its areaWestchester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How many people live in Mount Vernon
- Population72,427
- Median age40.7
- Population under 1815,264
- Share under 1821.1 percent
- Population 65 and over12,383
- Share 65 and over17.1 percent
- Households28,078
- Family households16,791
- Share of households that are families59.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Income and work in Mount Vernon
- Median household income$78,779
- Per capita income$42,311
- Civilian labor force38,996
- Employed35,386
- Unemployed3,610
- Unemployment rate9.3 percent
- Adults 25 and over51,734
- Adults 25 and over with a high school diploma or higher85.8 percent
- Adults 25 and over with a bachelor degree or higher35.9 percent
- Adults 25 and over with a graduate degree14.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Housing in Mount Vernon
- Housing units30,080
- Occupied units28,078
- Vacant units2,002
- Vacancy rate6.7 percent
- Owner occupied12,057
- Renter occupied16,021
- Ownership rate42.9 percent
- Median owner-occupied home value$484,000
- Median gross rent, monthly$1,629
- Annual rent as a share of median income24.8 percent
- Single family units9,625
- Share single family32.0 percent
- Units in buildings of two or more20,353
- Share in buildings of two or more67.7 percent
- Mobile homes102 plus or minus 113
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How Mount Vernon gets to work
- Workers 16 and over who commute31,499
- Commuting under 15 minutes4,820
- Share commuting under 15 minutes15.3 percent
- Commuting 30 minutes or more17,243
- Share commuting 30 minutes or more54.7 percent
- Drove alone48.4 percent
- Carpooled7.7 percent plus or minus 2.2
- Public transport25.8 percent
- Walked4.5 percent plus or minus 1.2
- Worked from home8.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
SBA loans in Mount Vernon (7(a))
- Approvals64
- Gross approval$22,204,400
- Average approval$346,944
- Median approval$150,000
- Ninetieth percentile approval$792,500
- Largest approval$3,402,000
- Jobs supported457
- Jobs per approval7.1
- Loans with a final outcome6
- Paid in full3
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more15.6 percent
- Share to franchises6.3 percent
- Distinct lenders28
- Distinct industries by NAICS50
Counted by borrower city: approvals to borrowers whose address is in Mount Vernon, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
SBA loans in Mount Vernon (504)
- Approvals19
- Gross approval$15,794,000
- Average approval$831,263
- Median approval$661,000
- Largest approval$2,930,000
- Jobs supported83
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Mount Vernon, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
Flood risk in Mount Vernon
- NFIP communityCity of Mount Vernon
- NFIP community number360920
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/28/07
The City of Mount Vernon participates in the National Flood Insurance Program as community 360920 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Westchester County, not Mount Vernon
Westchester County context, not Mount Vernon figures
- Establishments in Westchester County31,174
- Covered employment, Westchester County429,582
- Average annual pay, Westchester County$94,317
- Housing units permitted, Westchester County1,592
Every figure in this section is published for Westchester County as a whole and is not a measurement of Mount Vernon.
All Westchester County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mount Vernon questions, answered from the record.
How many people live in Mount Vernon, New York?
72,427, in 28,078 households. Mount Vernon city covers 4.39 square miles of land, which is 16,490 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mount Vernon in?
Westchester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mount Vernon?
$78,779. The median owner-occupied home is valued at $484,000. Median gross rent is $1,629 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mount Vernon businesses?
64 7(a) approvals totaling $22.2 m since FY2020, across 28 lenders, median approval $150,000, plus 19 504 approvals worth $15.8 m since FY2010. These count approvals to borrowers whose address is in Mount Vernon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mount Vernon borrowers get paid back?
No rate is published for Mount Vernon. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mount Vernon in the National Flood Insurance Program?
Yes. Mount Vernon appears in the FEMA Community Status Book as Mount Vernon, city of, community 360920, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mount Vernon figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Westchester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mount Vernon.
Is zoning published for Mount Vernon?
No. Nothing on this page presents parcel level zoning.