HomeNew YorkWestchester CountyWhite Plains city
White Plains city, New York: commercial real estate data.
White Plains city is a Census city of 60,666 people across 9.74 square miles of land, in Westchester County. Median household income is $110,763, 51.0 percent of occupied homes are owned, and the SBA record carries 116 7(a) approvals to borrowers here worth $45.0 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
White Plains
What White Plains is
- Census place typecity
- Land area9.74 sq mi
- Water area0.12 sq mi
- Population per square mile of land6,231
- County holding the largest share of its areaWestchester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Plains
How many people live in White Plains
- Population60,666
- Median age41.5
- Population under 1811,262
- Share under 1818.6 percent
- Population 65 and over12,454
- Share 65 and over20.5 percent
- Households25,578
- Family households14,904
- Share of households that are families58.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Plains
Income and work in White Plains
- Median household income$110,763
- Per capita income$69,191
- Civilian labor force33,640
- Employed31,649
- Unemployed1,991 plus or minus 412
- Unemployment rate5.9 percent plus or minus 1.2
- Adults 25 and over45,365
- Adults 25 and over with a high school diploma or higher89.2 percent
- Adults 25 and over with a bachelor degree or higher53.9 percent
- Adults 25 and over with a graduate degree29.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Plains
Housing in White Plains
- Housing units27,561
- Occupied units25,578
- Vacant units1,983
- Vacancy rate7.2 percent
- Owner occupied13,044
- Renter occupied12,534
- Ownership rate51.0 percent
- Median owner-occupied home value$620,800
- Median gross rent, monthly$2,269
- Annual rent as a share of median income24.6 percent
- Single family units8,435
- Share single family30.6 percent
- Units in buildings of two or more19,048
- Share in buildings of two or more69.1 percent
- Mobile homes29 plus or minus 31
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Plains
How White Plains gets to work
- Workers 16 and over who commute24,343
- Commuting under 15 minutes6,180
- Share commuting under 15 minutes25.4 percent
- Commuting 30 minutes or more8,670
- Share commuting 30 minutes or more35.6 percent
- Drove alone49.4 percent
- Carpooled6.6 percent
- Public transport12.5 percent
- Walked6.6 percent plus or minus 1.4
- Worked from home22.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Plains
SBA loans in White Plains (7(a))
- Approvals116
- Gross approval$44,954,000
- Average approval$387,534
- Median approval$190,000
- Ninetieth percentile approval$1,100,000
- Largest approval$4,155,000
- Jobs supported1,031
- Jobs per approval8.9
- Loans with a final outcome20
- Paid in full19
- Charged off1
- Charge-off rate over resolved loans5.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more5.2 percent
- Share to franchises15.5 percent
- Distinct lenders41
- Distinct industries by NAICS64
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
White Plains
SBA loans in White Plains (504)
- Approvals14
- Gross approval$13,328,000
- Average approval$952,000
- Median approval$892,000
- Largest approval$2,046,000
- Jobs supported136
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
White Plains
Flood risk in White Plains
- Listed NFIP communities1
- Of those, participating1
- NFIP community number360935
- Currently effective map date09/28/07
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Westchester County, not White Plains
Westchester County context, not White Plains figures
These are Westchester County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as White Plains measurements.
- Establishments in Westchester County31,174
- Employment at those establishments, Westchester County389,560
- Covered employment, Westchester County429,582
- Average annual pay, Westchester County$94,317
- Average weekly wage, Westchester County$1,814
- Housing units permitted, Westchester County1,592
- Of those, single family, Westchester County268
- County product, 2024, Westchester County$120,153,941,000
- County product change over the prior year, Westchester County6.9 percent
- Average income of an arriving household, Westchester County$169,980
Every figure in this section is published for Westchester County as a whole and is not a measurement of White Plains. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
White Plains questions, answered from the record.
How many people live in White Plains, New York?
60,666, in 25,578 households. White Plains city covers 9.74 square miles of land, which is 6,231 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is White Plains in?
Westchester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in White Plains?
$110,763. The median owner-occupied home is valued at $620,800. Median gross rent is $2,269 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to White Plains businesses?
116 7(a) approvals totalling $45.0 m, across 41 lenders, median approval $190,000, plus 14 504 approvals worth $13.3 m. These count approvals to borrowers whose address is in White Plains, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to White Plains borrowers get paid back?
Of the 20 loans that have reached a final outcome, 19 were paid in full and 1 charged off, a charge off rate of 5.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is White Plains in the National Flood Insurance Program?
Yes. White Plains appears in the FEMA Community Status Book as community 360935, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page White Plains figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Westchester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of White Plains.
Is zoning published for White Plains?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.