HomeNew YorkWestchester CountyRye
Rye, New York: commercial real estate data.
Rye is a Census city of 16,428 people across 5.85 square miles of land, in Westchester County. Median household income is $239,815, 70.4 percent of occupied homes are owned, and the SBA record carries 32 7(a) approvals to borrowers here worth $23.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rye
What Rye is
- Census place typecity
- Land area5.85 sq mi
- Water area14.17 sq mi
- Population per square mile of land2,807
- County holding the largest share of its areaWestchester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rye
How many people live in Rye
- Population16,428
- Median age42.5
- Population under 184,743
- Share under 1828.9 percent
- Population 65 and over2,647
- Share 65 and over16.1 percent
- Households5,717
- Family households4,475
- Share of households that are families78.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rye
Income and work in Rye
- Median household income$239,815
- Per capita income$151,878
- Civilian labor force7,714
- Employed7,300
- Unemployed414 plus or minus 170
- Unemployment rate5.4 percent plus or minus 2.2
- Adults 25 and over10,705
- Adults 25 and over with a high school diploma or higher96.4 percent
- Adults 25 and over with a bachelor degree or higher80.5 percent
- Adults 25 and over with a graduate degree43.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rye
Housing in Rye
- Housing units6,108
- Occupied units5,717
- Vacant units391 plus or minus 156
- Vacancy rate6.4 percent plus or minus 2.5
- Owner occupied4,027
- Renter occupied1,690
- Ownership rate70.4 percent
- Median owner-occupied home value$1,819,900
- Median gross rent, monthly$3,501
- Annual rent as a share of median income17.5 percent
- Single family units4,177
- Share single family68.4 percent
- Units in buildings of two or more1,931
- Share in buildings of two or more31.6 percent
- Mobile homes0
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rye
How Rye gets to work
- Workers 16 and over who commute5,293
- Commuting under 15 minutes1,144 plus or minus 280
- Share commuting under 15 minutes21.6 percent plus or minus 4.9
- Commuting 30 minutes or more3,018
- Share commuting 30 minutes or more57.0 percent
- Drove alone38.5 percent
- Carpooled1.7 percent plus or minus 0.9
- Public transport28.6 percent
- Walked2.9 percent plus or minus 1.3
- Worked from home26.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rye
SBA loans in Rye (7(a))
- Approvals32
- Gross approval$23,625,000
- Average approval$738,281
- Median approval$305,000
- Ninetieth percentile approval$1,710,000
- Largest approval$4,290,000
- Jobs supported260
- Jobs per approval8.1
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises6.3 percent
- Distinct lenders18
- Distinct industries by NAICS22
Counted by borrower city: approvals to borrowers whose address is in Rye, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rye
SBA loans in Rye (504)
- Approvals4
- Gross approval$3,858,000
- Average approval$964,500
- Median approval$938,500
- Largest approval$1,506,000
- Jobs supported36
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Rye, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rye
Flood risk in Rye
- NFIP communityCity of Rye
- NFIP community number360931
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/28/07
The City of Rye participates in the National Flood Insurance Program as community 360931 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Westchester County, not Rye
Westchester County context, not Rye figures
- Establishments in Westchester County31,174
- Covered employment, Westchester County429,582
- Average annual pay, Westchester County$94,317
- Housing units permitted, Westchester County1,592
Every figure in this section is published for Westchester County as a whole and is not a measurement of Rye.
All Westchester County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rye questions, answered from the record.
How many people live in Rye, New York?
16,428, in 5,717 households. Rye city covers 5.85 square miles of land, which is 2,807 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rye in?
Westchester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rye?
$239,815. The median owner-occupied home is valued at $1,819,900. Median gross rent is $3,501 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rye businesses?
32 7(a) approvals totaling $23.6 m since FY2020, across 18 lenders, median approval $305,000, plus 4 504 approvals worth $3.9 m since FY2010. These count approvals to borrowers whose address is in Rye, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rye borrowers get paid back?
No rate is published for Rye. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rye in the National Flood Insurance Program?
Yes. Rye appears in the FEMA Community Status Book as Rye, city of, community 360931, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rye figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Westchester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rye.
Is zoning published for Rye?
No. Nothing on this page presents parcel level zoning.