HomeNew YorkWestchester CountyPort Chester
Port Chester, New York: commercial real estate data.
Port Chester is a Census village of 31,102 people across 2.33 square miles of land, in Westchester County. Median household income is $92,222, 46.5 percent of occupied homes are owned, and the SBA record carries 49 7(a) approvals to borrowers here worth $24.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Port Chester
What Port Chester is
- Census place typevillage
- Land area2.33 sq mi
- Water area0.07 sq mi
- Population per square mile of land13,359
- County holding the largest share of its areaWestchester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Chester
How many people live in Port Chester
- Population31,102
- Median age39.0
- Population under 185,846
- Share under 1818.8 percent
- Population 65 and over4,424
- Share 65 and over14.2 percent
- Households11,056
- Family households7,502
- Share of households that are families67.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Chester
Income and work in Port Chester
- Median household income$92,222
- Per capita income$47,983
- Civilian labor force17,851
- Employed16,886
- Unemployed965 plus or minus 399
- Unemployment rate5.4 percent plus or minus 2.2
- Adults 25 and over22,237
- Adults 25 and over with a high school diploma or higher78.4 percent
- Adults 25 and over with a bachelor degree or higher36.7 percent
- Adults 25 and over with a graduate degree14.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Chester
Housing in Port Chester
- Housing units11,443
- Occupied units11,056
- Vacant units387 plus or minus 186
- Vacancy rate3.4 percent plus or minus 1.6
- Owner occupied5,138
- Renter occupied5,918
- Ownership rate46.5 percent
- Median owner-occupied home value$582,600
- Median gross rent, monthly$2,028
- Annual rent as a share of median income26.4 percent
- Single family units3,698
- Share single family32.3 percent
- Units in buildings of two or more7,687
- Share in buildings of two or more67.2 percent
- Mobile homes58 plus or minus 63
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Chester
How Port Chester gets to work
- Workers 16 and over who commute14,616
- Commuting under 15 minutes3,761
- Share commuting under 15 minutes25.7 percent
- Commuting 30 minutes or more5,550
- Share commuting 30 minutes or more38.0 percent
- Drove alone55.0 percent
- Carpooled9.5 percent plus or minus 2.7
- Public transport11.5 percent plus or minus 2.5
- Walked7.0 percent plus or minus 2.6
- Worked from home10.7 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Chester
SBA loans in Port Chester (7(a))
- Approvals49
- Gross approval$24,453,200
- Average approval$499,045
- Median approval$100,000
- Ninetieth percentile approval$1,825,200
- Largest approval$4,000,000
- Jobs supported432
- Jobs per approval8.8
- Loans with a final outcome5
- Paid in full4
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more10.2 percent
- Share to franchises4.1 percent
- Distinct lenders16
- Distinct industries by NAICS33
Counted by borrower city: approvals to borrowers whose address is in Port Chester, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Port Chester
SBA loans in Port Chester (504)
- Approvals9
- Gross approval$6,080,000
- Average approval$675,556
- Median approval$585,000
- Largest approval$1,576,000
- Jobs supported60
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Port Chester, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Port Chester
Flood risk in Port Chester
- NFIP communityVillage of Port Chester
- NFIP community number360928
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/28/07
The Village of Port Chester participates in the National Flood Insurance Program as community 360928 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Westchester County, not Port Chester
Westchester County context, not Port Chester figures
- Establishments in Westchester County31,174
- Covered employment, Westchester County429,582
- Average annual pay, Westchester County$94,317
- Housing units permitted, Westchester County1,592
Every figure in this section is published for Westchester County as a whole and is not a measurement of Port Chester.
All Westchester County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Port Chester questions, answered from the record.
How many people live in Port Chester, New York?
31,102, in 11,056 households. Port Chester village covers 2.33 square miles of land, which is 13,359 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Port Chester in?
Westchester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Port Chester?
$92,222. The median owner-occupied home is valued at $582,600. Median gross rent is $2,028 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Port Chester businesses?
49 7(a) approvals totaling $24.5 m since FY2020, across 16 lenders, median approval $100,000, plus 9 504 approvals worth $6.1 m since FY2010. These count approvals to borrowers whose address is in Port Chester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Port Chester borrowers get paid back?
No rate is published for Port Chester. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Port Chester in the National Flood Insurance Program?
Yes. Port Chester appears in the FEMA Community Status Book as Port Chester, village of, community 360928, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Port Chester figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Westchester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Port Chester.
Is zoning published for Port Chester?
No. Nothing on this page presents parcel level zoning.