HomeNorth CarolinaGaston CountyCramerton town
Cramerton town, North Carolina: commercial real estate data.
Cramerton town is a Census town of 5,450 people across 4.65 square miles of land, in Gaston County. Median household income is $82,160, 62.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.3 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cramerton
What Cramerton is
- Census place typetown
- Land area4.65 sq mi
- Water area0.3 sq mi
- Population per square mile of land1,172
- County holding the largest share of its areaGaston County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cramerton
How many people live in Cramerton
- Population5,450
- Median age34.0
- Population under 181,358 plus or minus 288
- Share under 1824.9 percent plus or minus 5.3
- Population 65 and over787 plus or minus 159
- Share 65 and over14.4 percent plus or minus 2.9
- Households2,356
- Family households1,401
- Share of households that are families59.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cramerton
Income and work in Cramerton
- Median household income$82,160
- Per capita income$49,032
- Civilian labor force3,001
- Employed2,897
- Unemployed104 plus or minus 79
- Unemployment rate3.5 percent plus or minus 2.6
- Adults 25 and over3,770
- Adults 25 and over with a high school diploma or higher96.8 percent
- Adults 25 and over with a bachelor degree or higher46.2 percent
- Adults 25 and over with a graduate degree16.2 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cramerton
Housing in Cramerton
- Housing units2,593
- Occupied units2,356
- Vacant units237 plus or minus 108
- Vacancy rate9.1 percent plus or minus 4.1
- Owner occupied1,460
- Renter occupied896
- Ownership rate62.0 percent
- Median owner-occupied home value$343,400
- Median gross rent, monthly$1,364
- Annual rent as a share of median income19.9 percent
- Single family units1,919
- Share single family74.0 percent
- Units in buildings of two or more651 plus or minus 221
- Share in buildings of two or more25.1 percent plus or minus 8.3
- Mobile homes23 plus or minus 29
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cramerton
How Cramerton gets to work
- Workers 16 and over who commute2,418
- Commuting under 15 minutes432 plus or minus 169
- Share commuting under 15 minutes17.9 percent plus or minus 6.8
- Commuting 30 minutes or more978 plus or minus 239
- Share commuting 30 minutes or more40.4 percent plus or minus 9.3
- Drove alone78.2 percent
- Carpooled5.1 percent plus or minus 2.8
- Public transport0.0 percent
- Walked0.6 percent plus or minus 0.8
- Worked from home15.4 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cramerton
SBA loans in Cramerton (7(a))
- Approvals6
- Gross approval$2,297,000
- Average approval$382,833
- Median approval$222,000
- Ninetieth percentile approval$1,500,000
- Largest approval$1,500,000
- Jobs supported41
- Jobs per approval6.8
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cramerton
Flood risk in Cramerton
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370321
- Currently effective map date11/04/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Gaston County, not Cramerton
Gaston County context, not Cramerton figures
These are Gaston County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cramerton measurements.
- Establishments in Gaston County4,594
- Employment at those establishments, Gaston County72,268
- Covered employment, Gaston County79,486
- Average annual pay, Gaston County$54,211
- Average weekly wage, Gaston County$1,043
- Housing units permitted, Gaston County2,069
- Of those, single family, Gaston County1,923
- County product, 2024, Gaston County$11,264,313,000
- County product change over the prior year, Gaston County6.8 percent
- Average income of an arriving household, Gaston County$62,249
Every figure in this section is published for Gaston County as a whole and is not a measurement of Cramerton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cramerton questions, answered from the record.
How many people live in Cramerton, North Carolina?
5,450, in 2,356 households. Cramerton town covers 4.65 square miles of land, which is 1,172 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cramerton in?
Gaston County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cramerton?
$82,160. The median owner-occupied home is valued at $343,400. Median gross rent is $1,364 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cramerton businesses?
6 7(a) approvals totalling $2.3 m, across 3 lenders, median approval $222,000. These count approvals to borrowers whose address is in Cramerton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cramerton borrowers get paid back?
No rate is published for Cramerton. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Cramerton in the National Flood Insurance Program?
Yes. Cramerton appears in the FEMA Community Status Book as community 370321, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cramerton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gaston County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cramerton.
Is zoning published for Cramerton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.