HomeNorth CarolinaGaston CountyCramerton
Cramerton, North Carolina: commercial real estate data.
Cramerton is a Census town of 5,450 people across 4.65 square miles of land, in Gaston County. Median household income is $82,160, 62.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cramerton
What Cramerton is
- Census place typetown
- Land area4.65 sq mi
- Water area0.3 sq mi
- Population per square mile of land1,172
- County holding the largest share of its areaGaston County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cramerton
How many people live in Cramerton
- Population5,450
- Median age34.0
- Population under 181,358 plus or minus 288
- Share under 1824.9 percent plus or minus 5.3
- Population 65 and over787 plus or minus 159
- Share 65 and over14.4 percent plus or minus 2.9
- Households2,356
- Family households1,401
- Share of households that are families59.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cramerton
Income and work in Cramerton
- Median household income$82,160
- Per capita income$49,032
- Civilian labor force3,001
- Employed2,897
- Unemployed104 plus or minus 79
- Unemployment rate3.5 percent plus or minus 2.6
- Adults 25 and over3,770
- Adults 25 and over with a high school diploma or higher96.8 percent
- Adults 25 and over with a bachelor degree or higher46.2 percent
- Adults 25 and over with a graduate degree16.2 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cramerton
Housing in Cramerton
- Housing units2,593
- Occupied units2,356
- Vacant units237 plus or minus 108
- Vacancy rate9.1 percent plus or minus 4.1
- Owner occupied1,460
- Renter occupied896
- Ownership rate62.0 percent
- Median owner-occupied home value$343,400
- Median gross rent, monthly$1,364
- Annual rent as a share of median income19.9 percent
- Single family units1,919
- Share single family74.0 percent
- Units in buildings of two or more651 plus or minus 221
- Share in buildings of two or more25.1 percent plus or minus 8.3
- Mobile homes23 plus or minus 29
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cramerton
How Cramerton gets to work
- Workers 16 and over who commute2,418
- Commuting under 15 minutes432 plus or minus 169
- Share commuting under 15 minutes17.9 percent plus or minus 6.8
- Commuting 30 minutes or more978 plus or minus 239
- Share commuting 30 minutes or more40.4 percent plus or minus 9.3
- Drove alone78.2 percent
- Carpooled5.1 percent plus or minus 2.8
- Public transport0.0 percent
- Walked0.6 percent plus or minus 0.8
- Worked from home15.4 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cramerton
SBA loans in Cramerton (7(a))
- Approvals6
- Gross approval$2,297,000
- Average approval$382,833
- Median approval$161,000
- Largest approval$1,500,000
- Jobs supported41
- Jobs per approval6.8
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Cramerton, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cramerton
Flood risk in Cramerton
- NFIP communityTown of Cramerton
- NFIP community number370321
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/04/09
The Town of Cramerton participates in the National Flood Insurance Program as community 370321 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Gaston County, not Cramerton
Gaston County context, not Cramerton figures
- Establishments in Gaston County4,594
- Covered employment, Gaston County79,486
- Average annual pay, Gaston County$54,211
- Housing units permitted, Gaston County2,069
Every figure in this section is published for Gaston County as a whole and is not a measurement of Cramerton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cramerton questions, answered from the record.
How many people live in Cramerton, North Carolina?
5,450, in 2,356 households. Cramerton town covers 4.65 square miles of land, which is 1,172 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cramerton in?
Gaston County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cramerton?
$82,160. The median owner-occupied home is valued at $343,400. Median gross rent is $1,364 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cramerton businesses?
6 7(a) approvals totaling $2.3 m since FY2020, across 3 lenders, median approval $161,000. These count approvals to borrowers whose address is in Cramerton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cramerton borrowers get paid back?
No rate is published for Cramerton. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cramerton in the National Flood Insurance Program?
Yes. Cramerton appears in the FEMA Community Status Book as Cramerton, town of, community 370321, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cramerton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gaston County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cramerton.
Is zoning published for Cramerton?
No. Nothing on this page presents parcel level zoning.