HomeNorth CarolinaGaston CountyMount Holly city
Mount Holly city, North Carolina: commercial real estate data.
Mount Holly city is a Census city of 18,208 people across 11.27 square miles of land, in Gaston County. Median household income is $79,385, 68.8 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $12.2 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Mount Holly
What Mount Holly is
- Census place typecity
- Land area11.27 sq mi
- Water area0.08 sq mi
- Population per square mile of land1,616
- County holding the largest share of its areaGaston County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Holly
How many people live in Mount Holly
- Population18,208
- Median age39.0
- Population under 184,235
- Share under 1823.3 percent
- Population 65 and over2,104
- Share 65 and over11.6 percent
- Households7,307
- Family households5,326
- Share of households that are families72.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Holly
Income and work in Mount Holly
- Median household income$79,385
- Per capita income$42,722
- Civilian labor force10,085
- Employed9,533
- Unemployed552 plus or minus 280
- Unemployment rate5.5 percent plus or minus 2.8
- Adults 25 and over12,793
- Adults 25 and over with a high school diploma or higher91.7 percent
- Adults 25 and over with a bachelor degree or higher36.7 percent
- Adults 25 and over with a graduate degree11.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Holly
Housing in Mount Holly
- Housing units7,598
- Occupied units7,307
- Vacant units291 plus or minus 122
- Vacancy rate3.8 percent plus or minus 1.6
- Owner occupied5,028
- Renter occupied2,279
- Ownership rate68.8 percent
- Median owner-occupied home value$337,800
- Median gross rent, monthly$1,256
- Annual rent as a share of median income19.0 percent
- Single family units6,321
- Share single family83.2 percent
- Units in buildings of two or more1,177 plus or minus 275
- Share in buildings of two or more15.5 percent plus or minus 3.5
- Mobile homes100 plus or minus 67
- Median year structure built1999
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Holly
How Mount Holly gets to work
- Workers 16 and over who commute7,673
- Commuting under 15 minutes1,164
- Share commuting under 15 minutes15.2 percent
- Commuting 30 minutes or more3,489
- Share commuting 30 minutes or more45.5 percent
- Drove alone74.7 percent
- Carpooled5.0 percent plus or minus 2.0
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.3
- Worked from home18.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Holly
SBA loans in Mount Holly (7(a))
- Approvals20
- Gross approval$12,189,600
- Average approval$609,480
- Median approval$252,700
- Ninetieth percentile approval$1,392,000
- Largest approval$2,260,000
- Jobs supported230
- Jobs per approval11.5
- Loans with a final outcome7
- Paid in full6
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more35.0 percent
- Share to franchises10.0 percent
- Distinct lenders14
- Distinct industries by NAICS15
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mount Holly
SBA loans in Mount Holly (504)
- Approvals3
- Gross approval$5,176,000
- Average approval$1,725,333
- Median approval$1,311,000
- Largest approval$3,691,000
- Jobs supported44
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mount Holly
Flood risk in Mount Holly
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370102
- Currently effective map date09/02/15
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Gaston County, not Mount Holly
Gaston County context, not Mount Holly figures
These are Gaston County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mount Holly measurements.
- Establishments in Gaston County4,594
- Employment at those establishments, Gaston County72,268
- Covered employment, Gaston County79,486
- Average annual pay, Gaston County$54,211
- Average weekly wage, Gaston County$1,043
- Housing units permitted, Gaston County2,069
- Of those, single family, Gaston County1,923
- County product, 2024, Gaston County$11,264,313,000
- County product change over the prior year, Gaston County6.8 percent
- Average income of an arriving household, Gaston County$62,249
Every figure in this section is published for Gaston County as a whole and is not a measurement of Mount Holly. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mount Holly questions, answered from the record.
How many people live in Mount Holly, North Carolina?
18,208, in 7,307 households. Mount Holly city covers 11.27 square miles of land, which is 1,616 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mount Holly in?
Gaston County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mount Holly?
$79,385. The median owner-occupied home is valued at $337,800. Median gross rent is $1,256 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mount Holly businesses?
20 7(a) approvals totalling $12.2 m, across 14 lenders, median approval $252,700, plus 3 504 approvals worth $5.2 m. These count approvals to borrowers whose address is in Mount Holly, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mount Holly borrowers get paid back?
No rate is published for Mount Holly. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Mount Holly in the National Flood Insurance Program?
Yes. Mount Holly appears in the FEMA Community Status Book as community 370102, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mount Holly figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gaston County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mount Holly.
Is zoning published for Mount Holly?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.