HomeNorth CarolinaGaston CountyLowell city
Lowell city, North Carolina: commercial real estate data.
Lowell city is a Census city of 3,768 people across 3.67 square miles of land, in Gaston County. Median household income is $52,500, 73.1 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $4.0 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Lowell
What Lowell is
- Census place typecity
- Land area3.67 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,025
- County holding the largest share of its areaGaston County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lowell
How many people live in Lowell
- Population3,768
- Median age41.3
- Population under 18783 plus or minus 214
- Share under 1820.8 percent plus or minus 5.7
- Population 65 and over607 plus or minus 158
- Share 65 and over16.1 percent plus or minus 4.2
- Households1,780
- Family households996
- Share of households that are families56.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lowell
Income and work in Lowell
- Median household income$52,500 plus or minus $14,253
- Per capita income$39,931 plus or minus $8,182
- Civilian labor force1,947
- Employed1,875
- Unemployed72 plus or minus 80
- Unemployment rate3.7 percent plus or minus 4.1
- Adults 25 and over2,788
- Adults 25 and over with a high school diploma or higher89.1 percent
- Adults 25 and over with a bachelor degree or higher23.0 percent plus or minus 5.8
- Adults 25 and over with a graduate degree7.6 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lowell
Housing in Lowell
- Housing units1,899
- Occupied units1,780
- Vacant units119 plus or minus 79
- Vacancy rate6.3 percent plus or minus 4.1
- Owner occupied1,301 plus or minus 300
- Renter occupied479 plus or minus 152
- Ownership rate73.1 percent
- Median owner-occupied home value$200,600 plus or minus $76,219
- Median gross rent, monthly$1,188 plus or minus $866
- Annual rent as a share of median income27.2 percent plus or minus 21.1
- Single family units1,717
- Share single family90.4 percent
- Units in buildings of two or more108 plus or minus 66
- Share in buildings of two or more5.7 percent plus or minus 3.4
- Mobile homes74 plus or minus 63
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lowell
How Lowell gets to work
- Workers 16 and over who commute1,335 plus or minus 271
- Commuting under 15 minutes472 plus or minus 178
- Share commuting under 15 minutes35.4 percent plus or minus 11.3
- Commuting 30 minutes or more366 plus or minus 133
- Share commuting 30 minutes or more27.4 percent plus or minus 8.3
- Drove alone68.4 percent
- Carpooled4.9 percent plus or minus 5.3
- Public transport0.0 percent
- Walked0.5 percent plus or minus 1.1
- Worked from home24.4 percent plus or minus 9.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lowell
SBA loans in Lowell (7(a))
- Approvals3
- Gross approval$3,990,000
- Average approval$1,330,000
- Median approval$1,530,000
- Ninetieth percentile approval$2,080,000
- Largest approval$2,080,000
- Jobs supported18
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lowell
SBA loans in Lowell (504)
- Approvals1
- Gross approval$1,117,000
- Average approval$1,117,000
- Median approval$1,117,000
- Largest approval$1,117,000
- Jobs supported20
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lowell
Flood risk in Lowell
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370323
- Currently effective map date11/04/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Gaston County, not Lowell
Gaston County context, not Lowell figures
These are Gaston County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lowell measurements.
- Establishments in Gaston County4,594
- Employment at those establishments, Gaston County72,268
- Covered employment, Gaston County79,486
- Average annual pay, Gaston County$54,211
- Average weekly wage, Gaston County$1,043
- Housing units permitted, Gaston County2,069
- Of those, single family, Gaston County1,923
- County product, 2024, Gaston County$11,264,313,000
- County product change over the prior year, Gaston County6.8 percent
- Average income of an arriving household, Gaston County$62,249
Every figure in this section is published for Gaston County as a whole and is not a measurement of Lowell. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lowell questions, answered from the record.
How many people live in Lowell, North Carolina?
3,768, in 1,780 households. Lowell city covers 3.67 square miles of land, which is 1,025 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lowell in?
Gaston County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lowell?
$52,500. The median owner-occupied home is valued at $200,600. Median gross rent is $1,188 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lowell businesses?
3 7(a) approvals totalling $4.0 m, across 2 lenders, median approval $1,530,000, plus 1 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Lowell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lowell borrowers get paid back?
No rate is published for Lowell. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Lowell in the National Flood Insurance Program?
Yes. Lowell appears in the FEMA Community Status Book as community 370323, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lowell figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gaston County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lowell.
Is zoning published for Lowell?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.