HomeNorth CarolinaGaston CountyGastonia city
Gastonia city, North Carolina: commercial real estate data.
Gastonia city is a Census city of 82,884 people across 53.74 square miles of land, in Gaston County. Median household income is $64,059, 54.2 percent of occupied homes are owned, and the SBA record carries 77 7(a) approvals to borrowers here worth $72.8 m.
83 sourced place values · tier FULL · 9 sections
Gastonia
What Gastonia is
- Census place typecity
- Land area53.74 sq mi
- Water area0.23 sq mi
- Population per square mile of land1,542
- County holding the largest share of its areaGaston County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gastonia
How many people live in Gastonia
- Population82,884
- Median age36.5
- Population under 1820,425
- Share under 1824.6 percent
- Population 65 and over12,357
- Share 65 and over14.9 percent
- Households32,378
- Family households20,465
- Share of households that are families63.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gastonia
Income and work in Gastonia
- Median household income$64,059
- Per capita income$35,174
- Civilian labor force42,105
- Employed39,715
- Unemployed2,390
- Unemployment rate5.7 percent
- Adults 25 and over55,337
- Adults 25 and over with a high school diploma or higher88.7 percent
- Adults 25 and over with a bachelor degree or higher26.6 percent
- Adults 25 and over with a graduate degree8.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gastonia
Housing in Gastonia
- Housing units35,337
- Occupied units32,378
- Vacant units2,959
- Vacancy rate8.4 percent
- Owner occupied17,555
- Renter occupied14,823
- Ownership rate54.2 percent
- Median owner-occupied home value$277,600
- Median gross rent, monthly$1,204
- Annual rent as a share of median income22.6 percent
- Single family units25,219
- Share single family71.4 percent
- Units in buildings of two or more9,232
- Share in buildings of two or more26.1 percent
- Mobile homes886 plus or minus 264
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gastonia
How Gastonia gets to work
- Workers 16 and over who commute34,462
- Commuting under 15 minutes8,615
- Share commuting under 15 minutes25.0 percent
- Commuting 30 minutes or more14,187
- Share commuting 30 minutes or more41.2 percent
- Drove alone77.1 percent
- Carpooled8.8 percent
- Public transport0.7 percent plus or minus 0.4
- Walked0.7 percent plus or minus 0.4
- Worked from home12.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gastonia
SBA 7(a) lending to Gastonia borrowers
- Approvals77
- Gross approval$72,775,500
- Average approval$945,136
- Median approval$428,000
- Ninetieth percentile approval$2,620,000
- Largest approval$5,000,000
- Jobs supported1,182
- Jobs per approval15.4
- Loans with a final outcome13
- Paid in full13
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more29.9 percent
- Share to franchises22.1 percent
- Distinct lenders33
- Distinct industries by NAICS50
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gastonia
SBA 504 lending to Gastonia borrowers
- Approvals25
- Gross approval$15,017,000
- Average approval$600,680
- Median approval$471,000
- Largest approval$1,433,000
- Jobs supported257
- Loans with a final outcome12
- Charged off1
- Charge-off rate over resolved loans8.3 percent
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gastonia
Flood programme status in Gastonia
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 9
- NFIP community number370100
- Currently effective map date11/04/09
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Gaston County, not Gastonia
Gaston County context, not Gastonia figures
These are Gaston County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gastonia measurements.
- Establishments in Gaston County4,594
- Employment at those establishments, Gaston County72,268
- Covered employment, Gaston County79,486
- Average annual pay, Gaston County$54,211
- Average weekly wage, Gaston County$1,043
- Housing units permitted, Gaston County2,069
- Of those, single family, Gaston County1,923
- County product, 2024, Gaston County$11,264,313,000
- County product change over the prior year, Gaston County6.8 percent
- Average income of an arriving household, Gaston County$62,249
Every figure in this section is published for Gaston County as a whole and is not a measurement of Gastonia. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gastonia questions, answered from the record.
How many people live in Gastonia, North Carolina?
82,884, in 32,378 households. Gastonia city covers 53.74 square miles of land, which is 1,542 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gastonia in?
Gaston County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gastonia?
$64,059. The median owner-occupied home is valued at $277,600. Median gross rent is $1,204 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gastonia businesses?
77 7(a) approvals totalling $72.8 m, across 33 lenders, median approval $428,000, plus 25 504 approvals worth $15.0 m. These count approvals to borrowers whose address is in Gastonia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gastonia borrowers get paid back?
Of the 13 loans that have reached a final outcome, 13 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Gastonia in the National Flood Insurance Program?
Yes. Gastonia appears in the FEMA Community Status Book as community 370100, carrying Community Rating System class 9, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gastonia figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gaston County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gastonia.
Is zoning published for Gastonia?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.