HomePennsylvaniaCambria CountyFerndale
Ferndale, Pennsylvania: commercial real estate data.
Ferndale is a Census borough of 1,517 people across 0.39 square miles of land, in Cambria County. Median household income is $56,625, 67.5 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $287,400 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ferndale
What Ferndale is
- Census place typeborough
- Land area0.39 sq mi
- Water area0.03 sq mi
- Population per square mile of land3,893
- County holding the largest share of its areaCambria County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ferndale
How many people live in Ferndale
- Population1,517
- Median age43.8
- Population under 18269 plus or minus 71
- Share under 1817.7 percent plus or minus 4.2
- Population 65 and over338
- Share 65 and over22.3 percent
- Households661
- Family households461
- Share of households that are families69.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ferndale
Income and work in Ferndale
- Median household income$56,625
- Per capita income$30,677
- Civilian labor force855
- Employed829
- Unemployed26 plus or minus 21
- Unemployment rate3.0 percent plus or minus 2.4
- Adults 25 and over1,113
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher21.8 percent plus or minus 5.2
- Adults 25 and over with a graduate degree7.3 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ferndale
Housing in Ferndale
- Housing units771
- Occupied units661
- Vacant units110 plus or minus 47
- Vacancy rate14.3 percent plus or minus 6.0
- Owner occupied446
- Renter occupied215 plus or minus 60
- Ownership rate67.5 percent
- Median owner-occupied home value$83,300
- Median gross rent, monthly$845
- Annual rent as a share of median income17.9 percent
- Single family units678
- Share single family87.9 percent
- Units in buildings of two or more93 plus or minus 45
- Share in buildings of two or more12.1 percent plus or minus 5.7
- Mobile homes0
- Median year structure built1947
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ferndale
How Ferndale gets to work
- Workers 16 and over who commute721
- Commuting under 15 minutes311 plus or minus 75
- Share commuting under 15 minutes43.1 percent
- Commuting 30 minutes or more104 plus or minus 43
- Share commuting 30 minutes or more14.4 percent plus or minus 5.6
- Drove alone77.5 percent
- Carpooled6.3 percent plus or minus 3.6
- Public transport0.0 percent
- Walked3.9 percent plus or minus 3.1
- Worked from home10.4 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ferndale
SBA loans in Ferndale (7(a))
- Approvals3
- Gross approval$287,400
- Average approval$95,800
- Median approval$100,000
- Largest approval$150,000
- Jobs supported24
- Jobs per approval8.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Ferndale, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ferndale
Flood risk in Ferndale
- NFIP communityBorough of Ferndale
- NFIP community number421429
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/19/12
The Borough of Ferndale participates in the National Flood Insurance Program as community 421429 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cambria County, not Ferndale
Cambria County context, not Ferndale figures
- Establishments in Cambria County2,996
- Covered employment, Cambria County47,545
- Average annual pay, Cambria County$49,791
- Housing units permitted, Cambria County62
Every figure in this section is published for Cambria County as a whole and is not a measurement of Ferndale.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ferndale questions, answered from the record.
How many people live in Ferndale, Pennsylvania?
1,517, in 661 households. Ferndale borough covers 0.39 square miles of land, which is 3,893 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ferndale in?
Cambria County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ferndale?
$56,625. The median owner-occupied home is valued at $83,300. Median gross rent is $845 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ferndale businesses?
3 7(a) approvals totaling $287,400 since FY2020, across 2 lenders, median approval $100,000. These count approvals to borrowers whose address is in Ferndale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ferndale borrowers get paid back?
No rate is published for Ferndale. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ferndale in the National Flood Insurance Program?
Yes. Ferndale appears in the FEMA Community Status Book as Ferndale, borough of, community 421429, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ferndale figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cambria County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ferndale.
Is zoning published for Ferndale?
No. Nothing on this page presents parcel level zoning.
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