HomePennsylvaniaLuzerne CountyAvoca
Avoca, Pennsylvania: commercial real estate data.
Avoca is a Census borough of 2,526 people across 1.02 square miles of land, in Luzerne County. Median household income is $63,478, 71.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $570,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Avoca
What Avoca is
- Census place typeborough
- Land area1.02 sq mi
- Water area0 sq mi
- Population per square mile of land2,476
- County holding the largest share of its areaLuzerne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Avoca
How many people live in Avoca
- Population2,526
- Median age47.5
- Population under 18364 plus or minus 103
- Share under 1814.4 percent plus or minus 4.1
- Population 65 and over549 plus or minus 142
- Share 65 and over21.7 percent plus or minus 5.6
- Households1,160
- Family households695
- Share of households that are families59.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Avoca
Income and work in Avoca
- Median household income$63,478
- Per capita income$40,369
- Civilian labor force1,436
- Employed1,373
- Unemployed63 plus or minus 43
- Unemployment rate4.4 percent plus or minus 3.0
- Adults 25 and over1,973
- Adults 25 and over with a high school diploma or higher97.6 percent
- Adults 25 and over with a bachelor degree or higher17.8 percent plus or minus 4.9
- Adults 25 and over with a graduate degree7.8 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Avoca
Housing in Avoca
- Housing units1,293
- Occupied units1,160
- Vacant units133 plus or minus 70
- Vacancy rate10.3 percent plus or minus 5.3
- Owner occupied833
- Renter occupied327 plus or minus 96
- Ownership rate71.8 percent
- Median owner-occupied home value$185,300 plus or minus $37,055
- Median gross rent, monthly$986
- Annual rent as a share of median income18.6 percent
- Single family units993
- Share single family76.8 percent
- Units in buildings of two or more270 plus or minus 96
- Share in buildings of two or more20.9 percent plus or minus 7.2
- Mobile homes30 plus or minus 35
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Avoca
How Avoca gets to work
- Workers 16 and over who commute1,165
- Commuting under 15 minutes416 plus or minus 107
- Share commuting under 15 minutes35.7 percent plus or minus 8.1
- Commuting 30 minutes or more228 plus or minus 70
- Share commuting 30 minutes or more19.6 percent plus or minus 5.5
- Drove alone72.7 percent
- Carpooled12.2 percent plus or minus 4.6
- Public transport3.1 percent plus or minus 3.5
- Walked2.2 percent plus or minus 2.6
- Worked from home9.8 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Avoca
SBA loans in Avoca (7(a))
- Approvals3
- Gross approval$570,000
- Average approval$190,000
- Median approval$50,000
- Largest approval$500,000
- Jobs supported21
- Jobs per approval7.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Avoca, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Avoca
SBA loans in Avoca (504)
- Approvals1
- Gross approval$640,000
- Average approval$640,000
- Median approval$640,000
- Largest approval$640,000
- Jobs supported18
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Avoca, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Avoca
Flood risk in Avoca
- NFIP communityBorough of Avoca
- NFIP community number420597
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/02/12
The Borough of Avoca participates in the National Flood Insurance Program as community 420597 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Luzerne County, not Avoca
Luzerne County context, not Avoca figures
- Establishments in Luzerne County7,212
- Covered employment, Luzerne County145,190
- Average annual pay, Luzerne County$55,901
- Housing units permitted, Luzerne County325
Every figure in this section is published for Luzerne County as a whole and is not a measurement of Avoca.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Avoca questions, answered from the record.
How many people live in Avoca, Pennsylvania?
2,526, in 1,160 households. Avoca borough covers 1.02 square miles of land, which is 2,476 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Avoca in?
Luzerne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Avoca?
$63,478. The median owner-occupied home is valued at $185,300. Median gross rent is $986 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Avoca businesses?
3 7(a) approvals totaling $570,000 since FY2020, across 2 lenders, median approval $50,000, plus 1 504 approvals worth $640,000 since FY2010. These count approvals to borrowers whose address is in Avoca, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Avoca borrowers get paid back?
No rate is published for Avoca. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Avoca in the National Flood Insurance Program?
Yes. Avoca appears in the FEMA Community Status Book as Avoca, borough of, community 420597, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Avoca figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Luzerne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Avoca.
Is zoning published for Avoca?
No. Nothing on this page presents parcel level zoning.