HomePennsylvaniaLuzerne CountyForty Fort borough
Forty Fort borough, Pennsylvania: commercial real estate data.
Forty Fort borough is a Census borough of 4,252 people across 1.31 square miles of land, in Luzerne County. Median household income is $74,432, 57.0 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $257,000.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Forty Fort
What Forty Fort is
- Census place typeborough
- Land area1.31 sq mi
- Water area0.21 sq mi
- Population per square mile of land3,257
- County holding the largest share of its areaLuzerne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Forty Fort
How many people live in Forty Fort
- Population4,252
- Median age40.2
- Population under 18754 plus or minus 209
- Share under 1817.7 percent plus or minus 4.9
- Population 65 and over698
- Share 65 and over16.4 percent
- Households1,844
- Family households1,075
- Share of households that are families58.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Forty Fort
Income and work in Forty Fort
- Median household income$74,432
- Per capita income$39,669
- Civilian labor force2,700
- Employed2,469
- Unemployed231 plus or minus 151
- Unemployment rate8.6 percent plus or minus 5.6
- Adults 25 and over3,248
- Adults 25 and over with a high school diploma or higher95.8 percent
- Adults 25 and over with a bachelor degree or higher28.6 percent plus or minus 6.1
- Adults 25 and over with a graduate degree14.1 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Forty Fort
Housing in Forty Fort
- Housing units1,957
- Occupied units1,844
- Vacant units113 plus or minus 69
- Vacancy rate5.8 percent plus or minus 3.5
- Owner occupied1,052
- Renter occupied792
- Ownership rate57.0 percent
- Median owner-occupied home value$173,000
- Median gross rent, monthly$998
- Annual rent as a share of median income16.1 percent
- Single family units1,220
- Share single family62.3 percent
- Units in buildings of two or more737 plus or minus 180
- Share in buildings of two or more37.7 percent plus or minus 8.4
- Mobile homes0
- Median year structure built1942
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Forty Fort
How Forty Fort gets to work
- Workers 16 and over who commute2,171
- Commuting under 15 minutes968 plus or minus 258
- Share commuting under 15 minutes44.6 percent plus or minus 10.9
- Commuting 30 minutes or more414 plus or minus 163
- Share commuting 30 minutes or more19.1 percent plus or minus 7.2
- Drove alone77.2 percent
- Carpooled10.0 percent plus or minus 5.3
- Public transport0.0 percent
- Walked1.5 percent plus or minus 1.8
- Worked from home10.7 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Forty Fort
SBA loans in Forty Fort (7(a))
- Approvals4
- Gross approval$257,000
- Average approval$64,250
- Median approval$55,000
- Ninetieth percentile approval$150,000
- Largest approval$150,000
- Jobs supported12
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Forty Fort
SBA loans in Forty Fort (504)
- Approvals1
- Gross approval$923,000
- Average approval$923,000
- Median approval$923,000
- Largest approval$923,000
- Jobs supported75
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Forty Fort
Flood risk in Forty Fort
- Listed NFIP communities1
- Of those, participating1
- NFIP community number420607
- Currently effective map date06/20/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Luzerne County, not Forty Fort
Luzerne County context, not Forty Fort figures
These are Luzerne County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Forty Fort measurements.
- Establishments in Luzerne County7,212
- Employment at those establishments, Luzerne County139,382
- Covered employment, Luzerne County145,190
- Average annual pay, Luzerne County$55,901
- Average weekly wage, Luzerne County$1,075
- Housing units permitted, Luzerne County325
- Of those, single family, Luzerne County293
- County product, 2024, Luzerne County$20,580,464,000
- County product change over the prior year, Luzerne County4.7 percent
- Average income of an arriving household, Luzerne County$50,713
Every figure in this section is published for Luzerne County as a whole and is not a measurement of Forty Fort. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Forty Fort questions, answered from the record.
How many people live in Forty Fort, Pennsylvania?
4,252, in 1,844 households. Forty Fort borough covers 1.31 square miles of land, which is 3,257 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Forty Fort in?
Luzerne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Forty Fort?
$74,432. The median owner-occupied home is valued at $173,000. Median gross rent is $998 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Forty Fort businesses?
4 7(a) approvals totalling $257,000, across 3 lenders, median approval $55,000, plus 1 504 approvals worth $923,000. These count approvals to borrowers whose address is in Forty Fort, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Forty Fort borrowers get paid back?
No rate is published for Forty Fort. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Forty Fort in the National Flood Insurance Program?
Yes. Forty Fort appears in the FEMA Community Status Book as community 420607, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Forty Fort figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Luzerne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Forty Fort.
Is zoning published for Forty Fort?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.