HomePennsylvaniaLuzerne CountyForty Fort
Forty Fort, Pennsylvania: commercial real estate data.
Forty Fort is a Census borough of 4,252 people across 1.31 square miles of land, in Luzerne County. Median household income is $74,432, 57.0 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $257,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Forty Fort
What Forty Fort is
- Census place typeborough
- Land area1.31 sq mi
- Water area0.21 sq mi
- Population per square mile of land3,257
- County holding the largest share of its areaLuzerne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Forty Fort
How many people live in Forty Fort
- Population4,252
- Median age40.2
- Population under 18754 plus or minus 209
- Share under 1817.7 percent plus or minus 4.9
- Population 65 and over698
- Share 65 and over16.4 percent
- Households1,844
- Family households1,075
- Share of households that are families58.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Forty Fort
Income and work in Forty Fort
- Median household income$74,432
- Per capita income$39,669
- Civilian labor force2,700
- Employed2,469
- Unemployed231 plus or minus 151
- Unemployment rate8.6 percent plus or minus 5.6
- Adults 25 and over3,248
- Adults 25 and over with a high school diploma or higher95.8 percent
- Adults 25 and over with a bachelor degree or higher28.6 percent plus or minus 6.1
- Adults 25 and over with a graduate degree14.1 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Forty Fort
Housing in Forty Fort
- Housing units1,957
- Occupied units1,844
- Vacant units113 plus or minus 69
- Vacancy rate5.8 percent plus or minus 3.5
- Owner occupied1,052
- Renter occupied792
- Ownership rate57.0 percent
- Median owner-occupied home value$173,000
- Median gross rent, monthly$998
- Annual rent as a share of median income16.1 percent
- Single family units1,220
- Share single family62.3 percent
- Units in buildings of two or more737 plus or minus 180
- Share in buildings of two or more37.7 percent plus or minus 8.4
- Mobile homes0
- Median year structure built1942
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Forty Fort
How Forty Fort gets to work
- Workers 16 and over who commute2,171
- Commuting under 15 minutes968 plus or minus 258
- Share commuting under 15 minutes44.6 percent plus or minus 10.9
- Commuting 30 minutes or more414 plus or minus 163
- Share commuting 30 minutes or more19.1 percent plus or minus 7.2
- Drove alone77.2 percent
- Carpooled10.0 percent plus or minus 5.3
- Public transport0.0 percent
- Walked1.5 percent plus or minus 1.8
- Worked from home10.7 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Forty Fort
SBA loans in Forty Fort (7(a))
- Approvals4
- Gross approval$257,000
- Average approval$64,250
- Median approval$41,000
- Largest approval$150,000
- Jobs supported12
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Forty Fort, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Forty Fort
SBA loans in Forty Fort (504)
- Approvals1
- Gross approval$923,000
- Average approval$923,000
- Median approval$923,000
- Largest approval$923,000
- Jobs supported75
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Forty Fort, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Forty Fort
Flood risk in Forty Fort
- NFIP communityBorough of Forty Fort
- NFIP community number420607
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/20/24
The Borough of Forty Fort participates in the National Flood Insurance Program as community 420607 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Luzerne County, not Forty Fort
Luzerne County context, not Forty Fort figures
- Establishments in Luzerne County7,212
- Covered employment, Luzerne County145,190
- Average annual pay, Luzerne County$55,901
- Housing units permitted, Luzerne County325
Every figure in this section is published for Luzerne County as a whole and is not a measurement of Forty Fort.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Forty Fort questions, answered from the record.
How many people live in Forty Fort, Pennsylvania?
4,252, in 1,844 households. Forty Fort borough covers 1.31 square miles of land, which is 3,257 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Forty Fort in?
Luzerne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Forty Fort?
$74,432. The median owner-occupied home is valued at $173,000. Median gross rent is $998 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Forty Fort businesses?
4 7(a) approvals totaling $257,000 since FY2020, across 3 lenders, median approval $41,000, plus 1 504 approvals worth $923,000 since FY2010. These count approvals to borrowers whose address is in Forty Fort, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Forty Fort borrowers get paid back?
No rate is published for Forty Fort. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Forty Fort in the National Flood Insurance Program?
Yes. Forty Fort appears in the FEMA Community Status Book as Forty Fort, borough of, community 420607, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Forty Fort figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Luzerne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Forty Fort.
Is zoning published for Forty Fort?
No. Nothing on this page presents parcel level zoning.