HomePennsylvaniaLuzerne CountyHarveys Lake borough
Harveys Lake borough, Pennsylvania: commercial real estate data.
Harveys Lake borough is a Census borough of 2,809 people across 5.40 square miles of land, in Luzerne County. Median household income is $75,510, 78.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $880,000.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Harveys Lake
What Harveys Lake is
- Census place typeborough
- Land area5.4 sq mi
- Water area1.02 sq mi
- Population per square mile of land521
- County holding the largest share of its areaLuzerne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harveys Lake
How many people live in Harveys Lake
- Population2,809
- Median age49.6 plus or minus 11.5
- Population under 18391 plus or minus 119
- Share under 1813.9 percent plus or minus 4.2
- Population 65 and over806 plus or minus 188
- Share 65 and over28.7 percent plus or minus 6.7
- Households1,242
- Family households831
- Share of households that are families66.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harveys Lake
Income and work in Harveys Lake
- Median household income$75,510 plus or minus $23,984
- Per capita income$58,356
- Civilian labor force1,496
- Employed1,429
- Unemployed67 plus or minus 54
- Unemployment rate4.5 percent plus or minus 3.6
- Adults 25 and over2,273
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher44.0 percent plus or minus 9.4
- Adults 25 and over with a graduate degree13.9 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harveys Lake
Housing in Harveys Lake
- Housing units1,720
- Occupied units1,242
- Vacant units478 plus or minus 130
- Vacancy rate27.8 percent plus or minus 7.0
- Owner occupied979
- Renter occupied263 plus or minus 119
- Ownership rate78.8 percent
- Median owner-occupied home value$238,600
- Median gross rent, monthly$1,375 plus or minus $317
- Annual rent as a share of median income21.9 percent plus or minus 8.6
- Single family units1,519
- Share single family88.3 percent
- Units in buildings of two or more118 plus or minus 90
- Share in buildings of two or more6.9 percent plus or minus 5.2
- Mobile homes83 plus or minus 64
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harveys Lake
How Harveys Lake gets to work
- Workers 16 and over who commute1,275
- Commuting under 15 minutes64 plus or minus 52
- Share commuting under 15 minutes5.0 percent plus or minus 4.0
- Commuting 30 minutes or more749 plus or minus 223
- Share commuting 30 minutes or more58.7 percent plus or minus 16.0
- Drove alone88.3 percent
- Carpooled2.8 percent plus or minus 2.4
- Public transport0.0 percent
- Walked2.2 percent plus or minus 2.9
- Worked from home6.5 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harveys Lake
SBA loans in Harveys Lake (7(a))
- Approvals1
- Gross approval$880,000
- Average approval$880,000
- Median approval$880,000
- Ninetieth percentile approval$880,000
- Largest approval$880,000
- Jobs supported3
- Jobs per approval3.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harveys Lake
Flood risk in Harveys Lake
- Listed NFIP communities1
- Of those, participating1
- NFIP community number420609
- Currently effective map date11/02/12(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Luzerne County, not Harveys Lake
Luzerne County context, not Harveys Lake figures
These are Luzerne County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Harveys Lake measurements.
- Establishments in Luzerne County7,212
- Employment at those establishments, Luzerne County139,382
- Covered employment, Luzerne County145,190
- Average annual pay, Luzerne County$55,901
- Average weekly wage, Luzerne County$1,075
- Housing units permitted, Luzerne County325
- Of those, single family, Luzerne County293
- County product, 2024, Luzerne County$20,580,464,000
- County product change over the prior year, Luzerne County4.7 percent
- Average income of an arriving household, Luzerne County$50,713
Every figure in this section is published for Luzerne County as a whole and is not a measurement of Harveys Lake. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Harveys Lake questions, answered from the record.
How many people live in Harveys Lake, Pennsylvania?
2,809, in 1,242 households. Harveys Lake borough covers 5.40 square miles of land, which is 521 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harveys Lake in?
Luzerne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harveys Lake?
$75,510. The median owner-occupied home is valued at $238,600. Median gross rent is $1,375 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harveys Lake businesses?
1 7(a) approvals totalling $880,000, across 1 lenders, median approval $880,000. These count approvals to borrowers whose address is in Harveys Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harveys Lake borrowers get paid back?
No rate is published for Harveys Lake. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Harveys Lake in the National Flood Insurance Program?
Yes. Harveys Lake appears in the FEMA Community Status Book as community 420609, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Harveys Lake figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Luzerne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harveys Lake.
Is zoning published for Harveys Lake?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.