HomePennsylvaniaLuzerne CountyHarveys Lake
Harveys Lake, Pennsylvania: commercial real estate data.
Harveys Lake is a Census borough of 2,809 people across 5.40 square miles of land, in Luzerne County. Median household income is $75,510, 78.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $880,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Harveys Lake
What Harveys Lake is
- Census place typeborough
- Land area5.4 sq mi
- Water area1.02 sq mi
- Population per square mile of land521
- County holding the largest share of its areaLuzerne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harveys Lake
How many people live in Harveys Lake
- Population2,809
- Median age49.6 plus or minus 11.5
- Population under 18391 plus or minus 119
- Share under 1813.9 percent plus or minus 4.2
- Population 65 and over806 plus or minus 188
- Share 65 and over28.7 percent plus or minus 6.7
- Households1,242
- Family households831
- Share of households that are families66.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harveys Lake
Income and work in Harveys Lake
- Median household income$75,510 plus or minus $23,984
- Per capita income$58,356
- Civilian labor force1,496
- Employed1,429
- Unemployed67 plus or minus 54
- Unemployment rate4.5 percent plus or minus 3.6
- Adults 25 and over2,273
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher44.0 percent plus or minus 9.4
- Adults 25 and over with a graduate degree13.9 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harveys Lake
Housing in Harveys Lake
- Housing units1,720
- Occupied units1,242
- Vacant units478 plus or minus 130
- Vacancy rate27.8 percent plus or minus 7.0
- Owner occupied979
- Renter occupied263 plus or minus 119
- Ownership rate78.8 percent
- Median owner-occupied home value$238,600
- Median gross rent, monthly$1,375 plus or minus $317
- Annual rent as a share of median income21.9 percent plus or minus 8.6
- Single family units1,519
- Share single family88.3 percent
- Units in buildings of two or more118 plus or minus 90
- Share in buildings of two or more6.9 percent plus or minus 5.2
- Mobile homes83 plus or minus 64
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harveys Lake
How Harveys Lake gets to work
- Workers 16 and over who commute1,275
- Commuting under 15 minutes64 plus or minus 52
- Share commuting under 15 minutes5.0 percent plus or minus 4.0
- Commuting 30 minutes or more749 plus or minus 223
- Share commuting 30 minutes or more58.7 percent plus or minus 16.0
- Drove alone88.3 percent
- Carpooled2.8 percent plus or minus 2.4
- Public transport0.0 percent
- Walked2.2 percent plus or minus 2.9
- Worked from home6.5 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harveys Lake
SBA loans in Harveys Lake (7(a))
- Approvals1
- Gross approval$880,000
- Average approval$880,000
- Median approval$880,000
- Largest approval$880,000
- Jobs supported3
- Jobs per approval3.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Harveys Lake, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harveys Lake
Flood risk in Harveys Lake
- NFIP communityBorough of Harveys Lake
- NFIP community number420609
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/02/12(M)
The Borough of Harveys Lake participates in the National Flood Insurance Program as community 420609 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Luzerne County, not Harveys Lake
Luzerne County context, not Harveys Lake figures
- Establishments in Luzerne County7,212
- Covered employment, Luzerne County145,190
- Average annual pay, Luzerne County$55,901
- Housing units permitted, Luzerne County325
Every figure in this section is published for Luzerne County as a whole and is not a measurement of Harveys Lake.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Harveys Lake questions, answered from the record.
How many people live in Harveys Lake, Pennsylvania?
2,809, in 1,242 households. Harveys Lake borough covers 5.40 square miles of land, which is 521 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harveys Lake in?
Luzerne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harveys Lake?
$75,510. The median owner-occupied home is valued at $238,600. Median gross rent is $1,375 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harveys Lake businesses?
1 7(a) approvals totaling $880,000 since FY2020, across 1 lenders, median approval $880,000. These count approvals to borrowers whose address is in Harveys Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harveys Lake borrowers get paid back?
No rate is published for Harveys Lake. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Harveys Lake in the National Flood Insurance Program?
Yes. Harveys Lake appears in the FEMA Community Status Book as Harveys Lake, borough of, community 420609, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Harveys Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Luzerne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harveys Lake.
Is zoning published for Harveys Lake?
No. Nothing on this page presents parcel level zoning.