HomePennsylvaniaLuzerne CountyLuzerne
Luzerne, Pennsylvania: commercial real estate data.
Luzerne is a Census borough of 2,723 people across 0.71 square miles of land, in Luzerne County. Median household income is $42,135, 58.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $512,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Luzerne
What Luzerne is
- Census place typeborough
- Land area0.71 sq mi
- Water area0 sq mi
- Population per square mile of land3,852
- County holding the largest share of its areaLuzerne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luzerne
How many people live in Luzerne
- Population2,723
- Median age49.3
- Population under 18535 plus or minus 160
- Share under 1819.6 percent plus or minus 5.9
- Population 65 and over735 plus or minus 189
- Share 65 and over27.0 percent plus or minus 6.9
- Households1,399
- Family households641
- Share of households that are families45.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luzerne
Income and work in Luzerne
- Median household income$42,135 plus or minus $13,354
- Per capita income$33,199 plus or minus $7,531
- Civilian labor force1,420
- Employed1,329
- Unemployed91 plus or minus 67
- Unemployment rate6.4 percent plus or minus 4.6
- Adults 25 and over2,026
- Adults 25 and over with a high school diploma or higher82.0 percent
- Adults 25 and over with a bachelor degree or higher16.9 percent plus or minus 6.5
- Adults 25 and over with a graduate degree3.0 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luzerne
Housing in Luzerne
- Housing units1,570
- Occupied units1,399
- Vacant units171 plus or minus 103
- Vacancy rate10.9 percent plus or minus 6.4
- Owner occupied824
- Renter occupied575 plus or minus 132
- Ownership rate58.9 percent
- Median owner-occupied home value$113,900
- Median gross rent, monthly$797 plus or minus $210
- Annual rent as a share of median income22.7 percent plus or minus 9.4
- Single family units1,121
- Share single family71.4 percent
- Units in buildings of two or more441 plus or minus 152
- Share in buildings of two or more28.1 percent plus or minus 9.2
- Mobile homes8 plus or minus 13
- Median year structure built1950
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luzerne
How Luzerne gets to work
- Workers 16 and over who commute1,101
- Commuting under 15 minutes527 plus or minus 166
- Share commuting under 15 minutes47.9 percent plus or minus 13.2
- Commuting 30 minutes or more278 plus or minus 89
- Share commuting 30 minutes or more25.2 percent plus or minus 7.1
- Drove alone72.7 percent
- Carpooled6.7 percent plus or minus 5.0
- Public transport0.0 percent
- Walked4.5 percent plus or minus 3.2
- Worked from home14.9 percent plus or minus 9.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luzerne
SBA loans in Luzerne (7(a))
- Approvals2
- Gross approval$512,500
- Average approval$256,250
- Median approval$256,250
- Largest approval$472,500
- Jobs supported3
- Jobs per approval1.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Luzerne, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Luzerne
Flood risk in Luzerne
- NFIP communityBorough of Luzerne
- NFIP community number420616
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/20/24
The Borough of Luzerne participates in the National Flood Insurance Program as community 420616 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Luzerne County, not Luzerne
Luzerne County context, not Luzerne figures
- Establishments in Luzerne County7,212
- Covered employment, Luzerne County145,190
- Average annual pay, Luzerne County$55,901
- Housing units permitted, Luzerne County325
Every figure in this section is published for Luzerne County as a whole and is not a measurement of Luzerne.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Luzerne questions, answered from the record.
How many people live in Luzerne, Pennsylvania?
2,723, in 1,399 households. Luzerne borough covers 0.71 square miles of land, which is 3,852 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Luzerne in?
Luzerne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Luzerne?
$42,135. The median owner-occupied home is valued at $113,900. Median gross rent is $797 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Luzerne businesses?
2 7(a) approvals totaling $512,500 since FY2020, across 2 lenders, median approval $256,250. These count approvals to borrowers whose address is in Luzerne, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Luzerne borrowers get paid back?
No rate is published for Luzerne. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Luzerne in the National Flood Insurance Program?
Yes. Luzerne appears in the FEMA Community Status Book as Luzerne, borough of, community 420616, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Luzerne figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Luzerne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Luzerne.
Is zoning published for Luzerne?
No. Nothing on this page presents parcel level zoning.