HomePennsylvaniaLuzerne CountyLuzerne borough
Luzerne borough, Pennsylvania: commercial real estate data.
Luzerne borough is a Census borough of 2,723 people across 0.71 square miles of land, in Luzerne County. Median household income is $42,135, 58.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $512,500.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Luzerne
What Luzerne is
- Census place typeborough
- Land area0.71 sq mi
- Water area0 sq mi
- Population per square mile of land3,852
- County holding the largest share of its areaLuzerne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luzerne
How many people live in Luzerne
- Population2,723
- Median age49.3
- Population under 18535 plus or minus 160
- Share under 1819.6 percent plus or minus 5.9
- Population 65 and over735 plus or minus 189
- Share 65 and over27.0 percent plus or minus 6.9
- Households1,399
- Family households641
- Share of households that are families45.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luzerne
Income and work in Luzerne
- Median household income$42,135 plus or minus $13,354
- Per capita income$33,199 plus or minus $7,531
- Civilian labor force1,420
- Employed1,329
- Unemployed91 plus or minus 67
- Unemployment rate6.4 percent plus or minus 4.6
- Adults 25 and over2,026
- Adults 25 and over with a high school diploma or higher82.0 percent
- Adults 25 and over with a bachelor degree or higher16.9 percent plus or minus 6.5
- Adults 25 and over with a graduate degree3.0 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luzerne
Housing in Luzerne
- Housing units1,570
- Occupied units1,399
- Vacant units171 plus or minus 103
- Vacancy rate10.9 percent plus or minus 6.4
- Owner occupied824
- Renter occupied575 plus or minus 132
- Ownership rate58.9 percent
- Median owner-occupied home value$113,900
- Median gross rent, monthly$797 plus or minus $210
- Annual rent as a share of median income22.7 percent plus or minus 9.4
- Single family units1,121
- Share single family71.4 percent
- Units in buildings of two or more441 plus or minus 152
- Share in buildings of two or more28.1 percent plus or minus 9.2
- Mobile homes8 plus or minus 13
- Median year structure built1950
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luzerne
How Luzerne gets to work
- Workers 16 and over who commute1,101
- Commuting under 15 minutes527 plus or minus 166
- Share commuting under 15 minutes47.9 percent plus or minus 13.2
- Commuting 30 minutes or more278 plus or minus 89
- Share commuting 30 minutes or more25.2 percent plus or minus 7.1
- Drove alone72.7 percent
- Carpooled6.7 percent plus or minus 5.0
- Public transport0.0 percent
- Walked4.5 percent plus or minus 3.2
- Worked from home14.9 percent plus or minus 9.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luzerne
SBA loans in Luzerne (7(a))
- Approvals2
- Gross approval$512,500
- Average approval$256,250
- Median approval$472,500
- Ninetieth percentile approval$472,500
- Largest approval$472,500
- Jobs supported3
- Jobs per approval1.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Luzerne
Flood risk in Luzerne
- Listed NFIP communities2
- Of those, participating2
- NFIP community number420616
- Currently effective map date06/20/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Luzerne County, not Luzerne
Luzerne County context, not Luzerne figures
These are Luzerne County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Luzerne measurements.
- Establishments in Luzerne County7,212
- Employment at those establishments, Luzerne County139,382
- Covered employment, Luzerne County145,190
- Average annual pay, Luzerne County$55,901
- Average weekly wage, Luzerne County$1,075
- Housing units permitted, Luzerne County325
- Of those, single family, Luzerne County293
- County product, 2024, Luzerne County$20,580,464,000
- County product change over the prior year, Luzerne County4.7 percent
- Average income of an arriving household, Luzerne County$50,713
Every figure in this section is published for Luzerne County as a whole and is not a measurement of Luzerne. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Luzerne questions, answered from the record.
How many people live in Luzerne, Pennsylvania?
2,723, in 1,399 households. Luzerne borough covers 0.71 square miles of land, which is 3,852 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Luzerne in?
Luzerne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Luzerne?
$42,135. The median owner-occupied home is valued at $113,900. Median gross rent is $797 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Luzerne businesses?
2 7(a) approvals totalling $512,500, across 2 lenders, median approval $472,500. These count approvals to borrowers whose address is in Luzerne, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Luzerne borrowers get paid back?
No rate is published for Luzerne. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Luzerne in the National Flood Insurance Program?
Yes. Luzerne appears in the FEMA Community Status Book as community 420616, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Luzerne figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Luzerne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Luzerne.
Is zoning published for Luzerne?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.