HomePennsylvaniaLuzerne CountyPlains
Plains, Pennsylvania: commercial real estate data.
Plains is a Census CDP of 4,153 people across 1.28 square miles of land, in Luzerne County. Median household income is $74,150, 70.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $2.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Plains
What Plains is
- Census place typeCDP
- Land area1.28 sq mi
- Water area0 sq mi
- Population per square mile of land3,253
- County holding the largest share of its areaLuzerne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Plains
How many people live in Plains
- Population4,153
- Median age42.8
- Population under 18725 plus or minus 181
- Share under 1817.5 percent plus or minus 3.7
- Population 65 and over967 plus or minus 202
- Share 65 and over23.3 percent
- Households1,775
- Family households1,012
- Share of households that are families57.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Plains
Income and work in Plains
- Median household income$74,150 plus or minus $20,147
- Per capita income$37,627
- Civilian labor force2,281
- Employed2,113
- Unemployed168 plus or minus 145
- Unemployment rate7.4 percent plus or minus 6.3
- Adults 25 and over3,255
- Adults 25 and over with a high school diploma or higher93.7 percent
- Adults 25 and over with a bachelor degree or higher30.2 percent plus or minus 6.6
- Adults 25 and over with a graduate degree8.3 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Plains
Housing in Plains
- Housing units1,898
- Occupied units1,775
- Vacant units123 plus or minus 80
- Vacancy rate6.5 percent plus or minus 4.2
- Owner occupied1,244
- Renter occupied531 plus or minus 142
- Ownership rate70.1 percent
- Median owner-occupied home value$155,100
- Median gross rent, monthly$889 plus or minus $219
- Annual rent as a share of median income14.4 percent plus or minus 5.3
- Single family units1,636
- Share single family86.2 percent
- Units in buildings of two or more245 plus or minus 99
- Share in buildings of two or more12.9 percent plus or minus 5.0
- Mobile homes17 plus or minus 21
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Plains
How Plains gets to work
- Workers 16 and over who commute1,909
- Commuting under 15 minutes1,006 plus or minus 216
- Share commuting under 15 minutes52.7 percent
- Commuting 30 minutes or more411 plus or minus 209
- Share commuting 30 minutes or more21.5 percent plus or minus 10.4
- Drove alone83.8 percent
- Carpooled6.6 percent plus or minus 3.5
- Public transport0.0 percent
- Walked1.6 percent plus or minus 1.6
- Worked from home7.4 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Plains
SBA loans in Plains (7(a))
- Approvals5
- Gross approval$1,997,000
- Average approval$399,400
- Median approval$25,000
- Largest approval$1,274,000
- Jobs supported11
- Jobs per approval2.2
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Plains, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Plains
SBA loans in Plains (504)
- Approvals1
- Gross approval$182,000
- Average approval$182,000
- Median approval$182,000
- Largest approval$182,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Plains, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Plains
Flood risk in Plains
- NFIP communityTownship of Plains
- NFIP community number420621
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/20/24
The Township of Plains participates in the National Flood Insurance Program as community 420621 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Luzerne County, not Plains
Luzerne County context, not Plains figures
- Establishments in Luzerne County7,212
- Covered employment, Luzerne County145,190
- Average annual pay, Luzerne County$55,901
- Housing units permitted, Luzerne County325
Every figure in this section is published for Luzerne County as a whole and is not a measurement of Plains.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Plains questions, answered from the record.
How many people live in Plains, Pennsylvania?
4,153, in 1,775 households. Plains CDP covers 1.28 square miles of land, which is 3,253 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Plains in?
Luzerne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Plains?
$74,150. The median owner-occupied home is valued at $155,100. Median gross rent is $889 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Plains businesses?
5 7(a) approvals totaling $2.0 m since FY2020, across 3 lenders, median approval $25,000, plus 1 504 approvals worth $182,000 since FY2010. These count approvals to borrowers whose address is in Plains, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Plains borrowers get paid back?
No rate is published for Plains. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Plains in the National Flood Insurance Program?
Yes. Plains appears in the FEMA Community Status Book as Plains, township of, community 420621, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Plains figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Luzerne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Plains.
Is zoning published for Plains?
No. Nothing on this page presents parcel level zoning.