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HomePennsylvaniaWashington CountyMonongahela city

Monongahela city, Pennsylvania: commercial real estate data.

Monongahela city is a Census city of 4,109 people across 1.91 square miles of land, in Washington County. Median household income is $59,861, 69.1 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $620,200.

80 sourced place values · tier FULL · 9 sections

Monongahela

What Monongahela is

  • Census place typecity
  • Land area1.91 sq mi
  • Water area0.17 sq mi
  • Population per square mile of land2,148
  • County holding the largest share of its areaWashington County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monongahela

How many people live in Monongahela

  • Population4,109
  • Median age43.0
  • Population under 18642 plus or minus 198
  • Share under 1815.6 percent plus or minus 4.8
  • Population 65 and over895
  • Share 65 and over21.8 percent
  • Households1,931
  • Family households1,026
  • Share of households that are families53.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monongahela

Income and work in Monongahela

  • Median household income$59,861
  • Per capita income$34,268
  • Civilian labor force2,121
  • Employed1,974
  • Unemployed147 plus or minus 74
  • Unemployment rate6.9 percent plus or minus 3.4
  • Adults 25 and over3,001
  • Adults 25 and over with a high school diploma or higher96.1 percent
  • Adults 25 and over with a bachelor degree or higher22.8 percent plus or minus 5.0
  • Adults 25 and over with a graduate degree7.3 percent plus or minus 2.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monongahela

Housing in Monongahela

  • Housing units2,251
  • Occupied units1,931
  • Vacant units320 plus or minus 124
  • Vacancy rate14.2 percent plus or minus 5.4
  • Owner occupied1,334
  • Renter occupied597 plus or minus 129
  • Ownership rate69.1 percent
  • Median owner-occupied home value$114,300
  • Median gross rent, monthly$818 plus or minus $210
  • Annual rent as a share of median income16.4 percent plus or minus 4.6
  • Single family units1,795
  • Share single family79.7 percent
  • Units in buildings of two or more417 plus or minus 152
  • Share in buildings of two or more18.5 percent plus or minus 6.6
  • Mobile homes11 plus or minus 18
  • Median year structure built1938

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monongahela

How Monongahela gets to work

  • Workers 16 and over who commute1,779
  • Commuting under 15 minutes307 plus or minus 99
  • Share commuting under 15 minutes17.3 percent plus or minus 5.2
  • Commuting 30 minutes or more962 plus or minus 221
  • Share commuting 30 minutes or more54.1 percent
  • Drove alone83.8 percent
  • Carpooled5.1 percent plus or minus 3.6
  • Public transport1.7 percent plus or minus 1.8
  • Walked0.5 percent plus or minus 0.6
  • Worked from home8.9 percent plus or minus 3.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monongahela

SBA 7(a) lending to Monongahela borrowers

  • Approvals7
  • Gross approval$620,200
  • Average approval$88,600
  • Median approval$107,200
  • Ninetieth percentile approval$164,000
  • Largest approval$164,000
  • Jobs supported39
  • Jobs per approval5.6
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term87 months
  • Share on real estate terms of 20 years or more14.3 percent
  • Share to franchises14.3 percent
  • Distinct lenders4
  • Distinct industries by NAICS5

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Monongahela

SBA 504 lending to Monongahela borrowers

  • Approvals1
  • Gross approval$151,000
  • Average approval$151,000
  • Median approval$151,000
  • Largest approval$151,000
  • Jobs supported6
  • Loans with a final outcome0
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Monongahela

Flood programme status in Monongahela

  • Listed NFIP communities2
  • Of those, participating2
  • NFIP community number420856
  • Currently effective map date09/30/15

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Washington County, not Monongahela

Washington County context, not Monongahela figures

These are Washington County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Monongahela measurements.

  • Establishments in Washington County5,340
  • Employment at those establishments, Washington County84,410
  • Covered employment, Washington County87,434
  • Average annual pay, Washington County$72,319
  • Average weekly wage, Washington County$1,391
  • Housing units permitted, Washington County450
  • Of those, single family, Washington County415
  • County product, 2024, Washington County$18,671,970,000
  • County product change over the prior year, Washington County3.0 percent
  • Average income of an arriving household, Washington County$78,911

Every figure in this section is published for Washington County as a whole and is not a measurement of Monongahela. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Monongahela questions, answered from the record.

How many people live in Monongahela, Pennsylvania?

4,109, in 1,931 households. Monongahela city covers 1.91 square miles of land, which is 2,148 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Monongahela in?

Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Monongahela?

$59,861. The median owner-occupied home is valued at $114,300. Median gross rent is $818 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Monongahela businesses?

7 7(a) approvals totalling $620,200, across 4 lenders, median approval $107,200, plus 1 504 approvals worth $151,000. These count approvals to borrowers whose address is in Monongahela, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Monongahela borrowers get paid back?

No rate is published for Monongahela. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Monongahela in the National Flood Insurance Program?

Yes. Monongahela appears in the FEMA Community Status Book as community 420856, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Monongahela figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monongahela.

Is zoning published for Monongahela?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.