HomeTexasWise CountyChico city
Chico city, Texas: commercial real estate data.
Chico city is a Census city of 1,512 people across 1.52 square miles of land, in Wise County. Median household income is $75,739, 66.9 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.6 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Chico
What Chico is
- Census place typecity
- Land area1.52 sq mi
- Water area0 sq mi
- Population per square mile of land995 plus or minus 303
- County holding the largest share of its areaWise County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chico
How many people live in Chico
- Population1,512 plus or minus 460
- Median age32.2 plus or minus 7.0
- Population under 18427 plus or minus 142
- Share under 1828.2 percent
- Population 65 and over188 plus or minus 67
- Share 65 and over12.4 percent
- Households478 plus or minus 102
- Family households387 plus or minus 95
- Share of households that are families81.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chico
Income and work in Chico
- Median household income$75,739
- Per capita income$26,154 plus or minus $5,528
- Civilian labor force721 plus or minus 198
- Employed615 plus or minus 153
- Unemployed106 plus or minus 73
- Unemployment rate14.7 percent plus or minus 9.3
- Adults 25 and over957 plus or minus 268
- Adults 25 and over with a high school diploma or higher83.2 percent plus or minus 30.9
- Adults 25 and over with a bachelor degree or higher14.0 percent plus or minus 5.5
- Adults 25 and over with a graduate degree7.0 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chico
Housing in Chico
- Housing units554
- Occupied units478 plus or minus 102
- Vacant units76 plus or minus 47
- Vacancy rate13.7 percent plus or minus 8.1
- Owner occupied320 plus or minus 85
- Renter occupied158 plus or minus 62
- Ownership rate66.9 percent
- Median owner-occupied home value$170,300
- Median gross rent, monthly$1,317 plus or minus $374
- Annual rent as a share of median income20.9 percent plus or minus 6.1
- Single family units451 plus or minus 102
- Share single family81.4 percent
- Units in buildings of two or more6 plus or minus 17
- Share in buildings of two or more1.1 percent plus or minus 3.1
- Mobile homes97 plus or minus 38
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chico
How Chico gets to work
- Workers 16 and over who commute564 plus or minus 147
- Commuting under 15 minutes190 plus or minus 79
- Share commuting under 15 minutes33.7 percent plus or minus 10.9
- Commuting 30 minutes or more152 plus or minus 63
- Share commuting 30 minutes or more27.0 percent plus or minus 8.7
- Drove alone84.7 percent
- Carpooled4.4 percent plus or minus 3.1
- Public transport0.0 percent
- Walked2.6 percent plus or minus 4.4
- Worked from home8.0 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chico
SBA loans in Chico (7(a))
- Approvals4
- Gross approval$1,566,000
- Average approval$391,500
- Median approval$500,000
- Ninetieth percentile approval$666,000
- Largest approval$666,000
- Jobs supported31
- Jobs per approval7.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chico
Flood risk in Chico
- Listed NFIP communities1
- Of those, participating1
- NFIP community number481053
- Currently effective map date12/16/11(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Wise County, not Chico
Wise County context, not Chico figures
These are Wise County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chico measurements.
- Establishments in Wise County1,604
- Employment at those establishments, Wise County20,150
- Covered employment, Wise County21,209
- Average annual pay, Wise County$59,376
- Average weekly wage, Wise County$1,142
- Housing units permitted, Wise County463
- Of those, single family, Wise County217
- County product, 2024, Wise County$4,249,536,000
- County product change over the prior year, Wise County-4.4 percent
- Average income of an arriving household, Wise County$86,543
Every figure in this section is published for Wise County as a whole and is not a measurement of Chico. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chico questions, answered from the record.
How many people live in Chico, Texas?
1,512, in 478 households. Chico city covers 1.52 square miles of land, which is 995 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chico in?
Wise County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chico?
$75,739. The median owner-occupied home is valued at $170,300. Median gross rent is $1,317 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chico businesses?
4 7(a) approvals totalling $1.6 m, across 4 lenders, median approval $500,000. These count approvals to borrowers whose address is in Chico, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chico borrowers get paid back?
No rate is published for Chico. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Chico in the National Flood Insurance Program?
Yes. Chico appears in the FEMA Community Status Book as community 481053, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chico figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wise County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chico.
Is zoning published for Chico?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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