HomeTexasWise CountyDecatur
Decatur, Texas: commercial real estate data.
Decatur is a Census city of 7,426 people across 9.31 square miles of land, in Wise County. Median household income is $73,179, 71.5 percent of occupied homes are owned, and the SBA record carries 34 7(a) approvals to borrowers here worth $34.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Decatur
What Decatur is
- Census place typecity
- Land area9.31 sq mi
- Water area0 sq mi
- Population per square mile of land798
- County holding the largest share of its areaWise County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Decatur
How many people live in Decatur
- Population7,426
- Median age40.5
- Population under 181,686 plus or minus 374
- Share under 1822.7 percent plus or minus 5.0
- Population 65 and over1,623 plus or minus 330
- Share 65 and over21.9 percent plus or minus 4.4
- Households3,059
- Family households1,688
- Share of households that are families55.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Decatur
Income and work in Decatur
- Median household income$73,179
- Per capita income$44,101
- Civilian labor force3,647
- Employed3,556
- Unemployed91 plus or minus 80
- Unemployment rate2.5 percent plus or minus 2.2
- Adults 25 and over5,286
- Adults 25 and over with a high school diploma or higher89.7 percent
- Adults 25 and over with a bachelor degree or higher27.1 percent plus or minus 6.8
- Adults 25 and over with a graduate degree10.1 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Decatur
Housing in Decatur
- Housing units3,424
- Occupied units3,059
- Vacant units365 plus or minus 149
- Vacancy rate10.7 percent plus or minus 4.2
- Owner occupied2,187
- Renter occupied872 plus or minus 190
- Ownership rate71.5 percent
- Median owner-occupied home value$284,500
- Median gross rent, monthly$1,024 plus or minus $440
- Annual rent as a share of median income16.8 percent plus or minus 7.4
- Single family units2,744
- Share single family80.1 percent
- Units in buildings of two or more615 plus or minus 227
- Share in buildings of two or more18.0 percent plus or minus 6.4
- Mobile homes65 plus or minus 57
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Decatur
How Decatur gets to work
- Workers 16 and over who commute3,117
- Commuting under 15 minutes1,396 plus or minus 321
- Share commuting under 15 minutes44.8 percent plus or minus 9.5
- Commuting 30 minutes or more1,298 plus or minus 311
- Share commuting 30 minutes or more41.6 percent plus or minus 9.2
- Drove alone84.5 percent
- Carpooled6.3 percent plus or minus 4.3
- Public transport0.0 percent
- Walked0.2 percent plus or minus 0.4
- Worked from home8.9 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Decatur
SBA loans in Decatur (7(a))
- Approvals34
- Gross approval$34,143,400
- Average approval$1,004,218
- Median approval$412,500
- Ninetieth percentile approval$3,855,900
- Largest approval$5,000,000
- Jobs supported323
- Jobs per approval9.5
- Loans with a final outcome4
- Paid in full2
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more32.4 percent
- Share to franchises35.3 percent
- Distinct lenders24
- Distinct industries by NAICS23
Counted by borrower city: approvals to borrowers whose address is in Decatur, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Decatur
SBA loans in Decatur (504)
- Approvals2
- Gross approval$2,356,000
- Average approval$1,178,000
- Median approval$1,178,000
- Largest approval$1,893,000
- Jobs supported19
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Decatur, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Decatur
Flood risk in Decatur
- NFIP communityCity of Decatur
- NFIP community number480678
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/16/11(M)
The City of Decatur participates in the National Flood Insurance Program as community 480678 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wise County, not Decatur
Wise County context, not Decatur figures
- Establishments in Wise County1,604
- Covered employment, Wise County21,209
- Average annual pay, Wise County$59,376
- Housing units permitted, Wise County463
Every figure in this section is published for Wise County as a whole and is not a measurement of Decatur.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Decatur questions, answered from the record.
How many people live in Decatur, Texas?
7,426, in 3,059 households. Decatur city covers 9.31 square miles of land, which is 798 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Decatur in?
Wise County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Decatur?
$73,179. The median owner-occupied home is valued at $284,500. Median gross rent is $1,024 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Decatur businesses?
34 7(a) approvals totaling $34.1 m since FY2020, across 24 lenders, median approval $412,500, plus 2 504 approvals worth $2.4 m since FY2010. These count approvals to borrowers whose address is in Decatur, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Decatur borrowers get paid back?
No rate is published for Decatur. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Decatur in the National Flood Insurance Program?
Yes. Decatur appears in the FEMA Community Status Book as Decatur, city of, community 480678, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Decatur figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wise County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Decatur.
Is zoning published for Decatur?
No. Nothing on this page presents parcel level zoning.
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