HomeWashingtonSpokane CountyCheney city
Cheney city, Washington: commercial real estate data.
Cheney city is a Census city of 12,804 people across 4.34 square miles of land, in Spokane County. Median household income is $54,503, 34.7 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $5.0 m.
76 sourced place values · tier FULL · 8 sections
Cheney
What Cheney is
- Census place typecity
- Land area4.34 sq mi
- Water area0.03 sq mi
- Population per square mile of land2,949
- County holding the largest share of its areaSpokane County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cheney
How many people live in Cheney
- Population12,804
- Median age24.4
- Population under 181,830 plus or minus 376
- Share under 1814.3 percent plus or minus 2.9
- Population 65 and over1,496 plus or minus 299
- Share 65 and over11.7 percent plus or minus 2.3
- Households4,772
- Family households2,300
- Share of households that are families48.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cheney
Income and work in Cheney
- Median household income$54,503
- Per capita income$28,586
- Civilian labor force7,070
- Employed6,144
- Unemployed926 plus or minus 295
- Unemployment rate13.1 percent plus or minus 4.1
- Adults 25 and over6,042
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher38.0 percent
- Adults 25 and over with a graduate degree14.9 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cheney
Housing in Cheney
- Housing units5,079
- Occupied units4,772
- Vacant units307 plus or minus 167
- Vacancy rate6.0 percent plus or minus 3.3
- Owner occupied1,657
- Renter occupied3,115
- Ownership rate34.7 percent
- Median owner-occupied home value$395,900
- Median gross rent, monthly$1,156
- Annual rent as a share of median income25.5 percent
- Single family units1,953
- Share single family38.5 percent
- Units in buildings of two or more2,958
- Share in buildings of two or more58.2 percent
- Mobile homes168 plus or minus 116
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cheney
How Cheney gets to work
- Workers 16 and over who commute5,772
- Commuting under 15 minutes2,169 plus or minus 439
- Share commuting under 15 minutes37.6 percent
- Commuting 30 minutes or more1,959
- Share commuting 30 minutes or more33.9 percent
- Drove alone71.8 percent
- Carpooled7.8 percent plus or minus 4.3
- Public transport2.2 percent plus or minus 1.3
- Walked9.4 percent plus or minus 3.0
- Worked from home8.3 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cheney
SBA 7(a) lending to Cheney borrowers
- Approvals19
- Gross approval$4,971,800
- Average approval$261,674
- Median approval$55,000
- Ninetieth percentile approval$787,000
- Largest approval$1,842,800
- Jobs supported80
- Jobs per approval4.2
- Loans with a final outcome7
- Paid in full6
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more5.3 percent
- Share to franchises0.0 percent
- Distinct lenders9
- Distinct industries by NAICS16
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cheney
SBA 504 lending to Cheney borrowers
- Approvals4
- Gross approval$3,580,000
- Average approval$895,000
- Median approval$320,000
- Largest approval$2,878,000
- Jobs supported57
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Spokane County, not Cheney
Spokane County context, not Cheney figures
These are Spokane County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cheney measurements.
- Establishments in Spokane County14,426
- Employment at those establishments, Spokane County218,708
- Covered employment, Spokane County243,161
- Average annual pay, Spokane County$65,488
- Average weekly wage, Spokane County$1,259
- Housing units permitted, Spokane County3,626
- Of those, single family, Spokane County1,621
- County product, 2024, Spokane County$40,044,301,000
- County product change over the prior year, Spokane County5.9 percent
- Average income of an arriving household, Spokane County$73,908
Every figure in this section is published for Spokane County as a whole and is not a measurement of Cheney. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cheney questions, answered from the record.
How many people live in Cheney, Washington?
12,804, in 4,772 households. Cheney city covers 4.34 square miles of land, which is 2,949 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cheney in?
Spokane County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cheney?
$54,503. The median owner-occupied home is valued at $395,900. Median gross rent is $1,156 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cheney businesses?
19 7(a) approvals totalling $5.0 m, across 9 lenders, median approval $55,000, plus 4 504 approvals worth $3.6 m. These count approvals to borrowers whose address is in Cheney, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cheney borrowers get paid back?
No rate is published for Cheney. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cheney figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Spokane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cheney.
Is zoning published for Cheney?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.