HomeWashingtonSpokane CountyCheney
Cheney, Washington: commercial real estate data.
Cheney is a Census city of 12,804 people across 4.34 square miles of land, in Spokane County. Median household income is $54,503, 34.7 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $5.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cheney
What Cheney is
- Census place typecity
- Land area4.34 sq mi
- Water area0.03 sq mi
- Population per square mile of land2,949
- County holding the largest share of its areaSpokane County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cheney
How many people live in Cheney
- Population12,804
- Median age24.4
- Population under 181,830 plus or minus 376
- Share under 1814.3 percent plus or minus 2.9
- Population 65 and over1,496 plus or minus 299
- Share 65 and over11.7 percent plus or minus 2.3
- Households4,772
- Family households2,300
- Share of households that are families48.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cheney
Income and work in Cheney
- Median household income$54,503
- Per capita income$28,586
- Civilian labor force7,070
- Employed6,144
- Unemployed926 plus or minus 295
- Unemployment rate13.1 percent plus or minus 4.1
- Adults 25 and over6,042
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher38.0 percent
- Adults 25 and over with a graduate degree14.9 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cheney
Housing in Cheney
- Housing units5,079
- Occupied units4,772
- Vacant units307 plus or minus 167
- Vacancy rate6.0 percent plus or minus 3.3
- Owner occupied1,657
- Renter occupied3,115
- Ownership rate34.7 percent
- Median owner-occupied home value$395,900
- Median gross rent, monthly$1,156
- Annual rent as a share of median income25.5 percent
- Single family units1,953
- Share single family38.5 percent
- Units in buildings of two or more2,958
- Share in buildings of two or more58.2 percent
- Mobile homes168 plus or minus 116
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cheney
How Cheney gets to work
- Workers 16 and over who commute5,772
- Commuting under 15 minutes2,169 plus or minus 439
- Share commuting under 15 minutes37.6 percent
- Commuting 30 minutes or more1,959
- Share commuting 30 minutes or more33.9 percent
- Drove alone71.8 percent
- Carpooled7.8 percent plus or minus 4.3
- Public transport2.2 percent plus or minus 1.3
- Walked9.4 percent plus or minus 3.0
- Worked from home8.3 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cheney
SBA loans in Cheney (7(a))
- Approvals19
- Gross approval$4,971,800
- Average approval$261,674
- Median approval$55,000
- Largest approval$1,842,800
- Jobs supported80
- Jobs per approval4.2
- Loans with a final outcome7
- Paid in full6
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more5.3 percent
- Share to franchises0.0 percent
- Distinct lenders9
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in Cheney, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cheney
SBA loans in Cheney (504)
- Approvals4
- Gross approval$3,580,000
- Average approval$895,000
- Median approval$279,000
- Largest approval$2,878,000
- Jobs supported57
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Cheney, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cheney
Flood risk in Cheney
- NFIP communityCity of Cheney
- NFIP community number530175
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/06/10(M)
The City of Cheney participates in the National Flood Insurance Program as community 530175 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Spokane County, not Cheney
Spokane County context, not Cheney figures
- Establishments in Spokane County14,426
- Covered employment, Spokane County243,161
- Average annual pay, Spokane County$65,488
- Housing units permitted, Spokane County3,626
Every figure in this section is published for Spokane County as a whole and is not a measurement of Cheney.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cheney questions, answered from the record.
How many people live in Cheney, Washington?
12,804, in 4,772 households. Cheney city covers 4.34 square miles of land, which is 2,949 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cheney in?
Spokane County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cheney?
$54,503. The median owner-occupied home is valued at $395,900. Median gross rent is $1,156 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cheney businesses?
19 7(a) approvals totaling $5.0 m since FY2020, across 9 lenders, median approval $55,000, plus 4 504 approvals worth $3.6 m since FY2010. These count approvals to borrowers whose address is in Cheney, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cheney borrowers get paid back?
No rate is published for Cheney. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cheney in the National Flood Insurance Program?
Yes. Cheney appears in the FEMA Community Status Book as Cheney, city of, community 530175, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cheney figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Spokane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cheney.
Is zoning published for Cheney?
No. Nothing on this page presents parcel level zoning.