HomeWashingtonSpokane CountyLiberty Lake
Liberty Lake, Washington: commercial real estate data.
Liberty Lake is a Census city of 12,737 people across 6.34 square miles of land, in Spokane County. Median household income is $118,723, 67.0 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $13.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Liberty Lake
What Liberty Lake is
- Census place typecity
- Land area6.34 sq mi
- Water area0 sq mi
- Population per square mile of land2,008
- County holding the largest share of its areaSpokane County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty Lake
How many people live in Liberty Lake
- Population12,737
- Median age37.1
- Population under 183,870
- Share under 1830.4 percent
- Population 65 and over2,145
- Share 65 and over16.8 percent
- Households4,744
- Family households3,461
- Share of households that are families73.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty Lake
Income and work in Liberty Lake
- Median household income$118,723
- Per capita income$54,275
- Civilian labor force5,852
- Employed5,692
- Unemployed160 plus or minus 90
- Unemployment rate2.7 percent plus or minus 1.5
- Adults 25 and over8,292
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher48.7 percent
- Adults 25 and over with a graduate degree17.6 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty Lake
Housing in Liberty Lake
- Housing units5,047
- Occupied units4,744
- Vacant units303 plus or minus 208
- Vacancy rate6.0 percent plus or minus 4.1
- Owner occupied3,180
- Renter occupied1,564 plus or minus 322
- Ownership rate67.0 percent
- Median owner-occupied home value$577,500
- Median gross rent, monthly$1,895
- Annual rent as a share of median income19.2 percent
- Single family units3,563
- Share single family70.6 percent
- Units in buildings of two or more1,400 plus or minus 334
- Share in buildings of two or more27.7 percent plus or minus 6.2
- Mobile homes84 plus or minus 67
- Median year structure built2005
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty Lake
How Liberty Lake gets to work
- Workers 16 and over who commute4,076
- Commuting under 15 minutes932 plus or minus 293
- Share commuting under 15 minutes22.9 percent plus or minus 6.7
- Commuting 30 minutes or more1,064 plus or minus 346
- Share commuting 30 minutes or more26.1 percent plus or minus 8.0
- Drove alone58.3 percent
- Carpooled10.6 percent plus or minus 5.8
- Public transport1.6 percent plus or minus 2.0
- Walked1.1 percent plus or minus 1.2
- Worked from home27.8 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberty Lake
SBA loans in Liberty Lake (7(a))
- Approvals29
- Gross approval$13,045,000
- Average approval$449,828
- Median approval$100,000
- Ninetieth percentile approval$1,460,000
- Largest approval$3,605,000
- Jobs supported396
- Jobs per approval13.7
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.9 percent
- Share to franchises3.4 percent
- Distinct lenders14
- Distinct industries by NAICS21
Counted by borrower city: approvals to borrowers whose address is in Liberty Lake, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Liberty Lake
SBA loans in Liberty Lake (504)
- Approvals11
- Gross approval$17,168,000
- Average approval$1,560,727
- Median approval$1,433,000
- Largest approval$3,309,000
- Jobs supported182
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Liberty Lake, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Liberty Lake
Flood risk in Liberty Lake
- NFIP communityCity of Liberty Lake
- NFIP community number530162
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/06/10
The City of Liberty Lake participates in the National Flood Insurance Program as community 530162 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Spokane County, not Liberty Lake
Spokane County context, not Liberty Lake figures
- Establishments in Spokane County14,426
- Covered employment, Spokane County243,161
- Average annual pay, Spokane County$65,488
- Housing units permitted, Spokane County3,626
Every figure in this section is published for Spokane County as a whole and is not a measurement of Liberty Lake.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Liberty Lake questions, answered from the record.
How many people live in Liberty Lake, Washington?
12,737, in 4,744 households. Liberty Lake city covers 6.34 square miles of land, which is 2,008 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Liberty Lake in?
Spokane County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Liberty Lake?
$118,723. The median owner-occupied home is valued at $577,500. Median gross rent is $1,895 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Liberty Lake businesses?
29 7(a) approvals totaling $13.0 m since FY2020, across 14 lenders, median approval $100,000, plus 11 504 approvals worth $17.2 m since FY2010. These count approvals to borrowers whose address is in Liberty Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Liberty Lake borrowers get paid back?
No rate is published for Liberty Lake. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Liberty Lake in the National Flood Insurance Program?
Yes. Liberty Lake appears in the FEMA Community Status Book as Liberty Lake, city of, community 530162, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Liberty Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Spokane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Liberty Lake.
Is zoning published for Liberty Lake?
No. Nothing on this page presents parcel level zoning.