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HomeWashingtonSpokane CountyMedical Lake city

Medical Lake city, Washington: commercial real estate data.

Medical Lake city is a Census city of 4,950 people across 3.37 square miles of land, in Spokane County. Median household income is $79,989, 66.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.6 m.

76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Medical Lake

What Medical Lake is

  • Census place typecity
  • Land area3.37 sq mi
  • Water area0.21 sq mi
  • Population per square mile of land1,469
  • County holding the largest share of its areaSpokane County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Medical Lake

How many people live in Medical Lake

  • Population4,950
  • Median age41.1
  • Population under 18797 plus or minus 265
  • Share under 1816.1 percent plus or minus 5.3
  • Population 65 and over782 plus or minus 250
  • Share 65 and over15.8 percent plus or minus 5.0
  • Households2,055
  • Family households1,195
  • Share of households that are families58.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Medical Lake

Income and work in Medical Lake

  • Median household income$79,989 plus or minus $27,824
  • Per capita income$37,136
  • Civilian labor force2,406
  • Employed2,376
  • Unemployed30 plus or minus 38
  • Unemployment rate1.2 percent plus or minus 1.6
  • Adults 25 and over3,912
  • Adults 25 and over with a high school diploma or higher95.4 percent
  • Adults 25 and over with a bachelor degree or higher33.3 percent plus or minus 9.9
  • Adults 25 and over with a graduate degree5.3 percent plus or minus 2.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Medical Lake

Housing in Medical Lake

  • Housing units2,242
  • Occupied units2,055
  • Vacant units187 plus or minus 161
  • Vacancy rate8.3 percent plus or minus 7.1
  • Owner occupied1,359
  • Renter occupied696 plus or minus 301
  • Ownership rate66.1 percent
  • Median owner-occupied home value$368,700
  • Median gross rent, monthly$785 plus or minus $300
  • Annual rent as a share of median income11.8 percent plus or minus 6.1
  • Single family units1,500
  • Share single family66.9 percent
  • Units in buildings of two or more621 plus or minus 335
  • Share in buildings of two or more27.7 percent plus or minus 14.5
  • Mobile homes121 plus or minus 101
  • Median year structure built1986

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Medical Lake

How Medical Lake gets to work

  • Workers 16 and over who commute2,126
  • Commuting under 15 minutes617 plus or minus 262
  • Share commuting under 15 minutes29.0 percent plus or minus 11.1
  • Commuting 30 minutes or more955 plus or minus 458
  • Share commuting 30 minutes or more44.9 percent plus or minus 19.9
  • Drove alone76.5 percent
  • Carpooled7.4 percent plus or minus 5.6
  • Public transport3.0 percent plus or minus 3.1
  • Walked2.1 percent plus or minus 2.4
  • Worked from home10.9 percent plus or minus 7.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Medical Lake

SBA loans in Medical Lake (7(a))

  • Approvals5
  • Gross approval$1,604,000
  • Average approval$320,800
  • Median approval$60,000
  • Ninetieth percentile approval$979,000
  • Largest approval$979,000
  • Jobs supported18
  • Jobs per approval3.6
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more20.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders4
  • Distinct industries by NAICS4

A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Medical Lake

SBA loans in Medical Lake (504)

  • Approvals1
  • Gross approval$825,000
  • Average approval$825,000
  • Median approval$825,000
  • Largest approval$825,000
  • Jobs supported4
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Spokane County, not Medical Lake

Spokane County context, not Medical Lake figures

These are Spokane County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Medical Lake measurements.

  • Establishments in Spokane County14,426
  • Employment at those establishments, Spokane County218,708
  • Covered employment, Spokane County243,161
  • Average annual pay, Spokane County$65,488
  • Average weekly wage, Spokane County$1,259
  • Housing units permitted, Spokane County3,626
  • Of those, single family, Spokane County1,621
  • County product, 2024, Spokane County$40,044,301,000
  • County product change over the prior year, Spokane County5.9 percent
  • Average income of an arriving household, Spokane County$73,908

Every figure in this section is published for Spokane County as a whole and is not a measurement of Medical Lake. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Medical Lake questions, answered from the record.

How many people live in Medical Lake, Washington?

4,950, in 2,055 households. Medical Lake city covers 3.37 square miles of land, which is 1,469 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Medical Lake in?

Spokane County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Medical Lake?

$79,989. The median owner-occupied home is valued at $368,700. Median gross rent is $785 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Medical Lake businesses?

5 7(a) approvals totalling $1.6 m, across 4 lenders, median approval $60,000, plus 1 504 approvals worth $825,000. These count approvals to borrowers whose address is in Medical Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Medical Lake borrowers get paid back?

No rate is published for Medical Lake. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Medical Lake figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Spokane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Medical Lake.

Is zoning published for Medical Lake?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.