HomeWashingtonSpokane CountySpokane Valley
Spokane Valley, Washington: commercial real estate data.
Spokane Valley is a Census city of 106,365 people across 37.72 square miles of land, in Spokane County. Median household income is $74,042, 58.2 percent of occupied homes are owned, and the SBA record carries 176 7(a) approvals to borrowers here worth $103.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Spokane Valley
What Spokane Valley is
- Census place typecity
- Land area37.72 sq mi
- Water area0.29 sq mi
- Population per square mile of land2,820
- County holding the largest share of its areaSpokane County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane Valley
How many people live in Spokane Valley
- Population106,365
- Median age38.3
- Population under 1822,548
- Share under 1821.2 percent
- Population 65 and over18,679
- Share 65 and over17.6 percent
- Households42,775
- Family households26,018
- Share of households that are families60.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane Valley
Income and work in Spokane Valley
- Median household income$74,042
- Per capita income$36,791
- Civilian labor force54,443
- Employed51,608
- Unemployed2,835
- Unemployment rate5.2 percent
- Adults 25 and over74,905
- Adults 25 and over with a high school diploma or higher94.4 percent
- Adults 25 and over with a bachelor degree or higher26.5 percent
- Adults 25 and over with a graduate degree8.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane Valley
Housing in Spokane Valley
- Housing units45,467
- Occupied units42,775
- Vacant units2,692
- Vacancy rate5.9 percent
- Owner occupied24,883
- Renter occupied17,892
- Ownership rate58.2 percent
- Median owner-occupied home value$382,300
- Median gross rent, monthly$1,353
- Annual rent as a share of median income21.9 percent
- Single family units29,703
- Share single family65.3 percent
- Units in buildings of two or more13,774
- Share in buildings of two or more30.3 percent
- Mobile homes1,893
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane Valley
How Spokane Valley gets to work
- Workers 16 and over who commute44,018
- Commuting under 15 minutes13,124
- Share commuting under 15 minutes29.8 percent
- Commuting 30 minutes or more9,484
- Share commuting 30 minutes or more21.5 percent
- Drove alone74.6 percent
- Carpooled8.2 percent
- Public transport1.3 percent plus or minus 0.5
- Walked1.5 percent plus or minus 0.4
- Worked from home13.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane Valley
SBA loans in Spokane Valley (7(a))
- Approvals176
- Gross approval$103,717,300
- Average approval$589,303
- Median approval$250,000
- Ninetieth percentile approval$1,384,750
- Largest approval$5,000,000
- Jobs supported2,225
- Jobs per approval12.6
- Loans with a final outcome34
- Paid in full33
- Charged off1
- Charge-off rate over resolved loans2.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more16.5 percent
- Share to franchises15.3 percent
- Distinct lenders38
- Distinct industries by NAICS88
Counted by borrower city: approvals to borrowers whose address is in Spokane Valley, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spokane Valley
SBA loans in Spokane Valley (504)
- Approvals60
- Gross approval$46,376,000
- Average approval$772,933
- Median approval$558,000
- Largest approval$4,999,000
- Jobs supported478
- Loans with a final outcome23
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Spokane Valley, in any county, FY2010 to FY2026. Only 23 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Spokane Valley
Flood risk in Spokane Valley
- NFIP communityCity of Spokane Valley
- NFIP community number530342
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/06/10
The City of Spokane Valley participates in the National Flood Insurance Program as community 530342 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Spokane County, not Spokane Valley
Spokane County context, not Spokane Valley figures
- Establishments in Spokane County14,426
- Covered employment, Spokane County243,161
- Average annual pay, Spokane County$65,488
- Housing units permitted, Spokane County3,626
Every figure in this section is published for Spokane County as a whole and is not a measurement of Spokane Valley.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Spokane Valley questions, answered from the record.
How many people live in Spokane Valley, Washington?
106,365, in 42,775 households. Spokane Valley city covers 37.72 square miles of land, which is 2,820 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Spokane Valley in?
Spokane County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Spokane Valley?
$74,042. The median owner-occupied home is valued at $382,300. Median gross rent is $1,353 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Spokane Valley businesses?
176 7(a) approvals totaling $103.7 m since FY2020, across 38 lenders, median approval $250,000, plus 60 504 approvals worth $46.4 m since FY2010. These count approvals to borrowers whose address is in Spokane Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Spokane Valley borrowers get paid back?
Of the 34 loans that have reached a final outcome, 33 were paid in full and 1 charged off, a charge off rate of 2.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Spokane Valley in the National Flood Insurance Program?
Yes. Spokane Valley appears in the FEMA Community Status Book as Spokane Valley, city of, community 530342, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Spokane Valley figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Spokane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spokane Valley.
Is zoning published for Spokane Valley?
No. Nothing on this page presents parcel level zoning.