HomeWashingtonSpokane CountySpokane Valley city
Spokane Valley city, Washington: commercial real estate data.
Spokane Valley city is a Census city of 106,365 people across 37.72 square miles of land, in Spokane County. Median household income is $74,042, 58.2 percent of occupied homes are owned, and the SBA record carries 176 7(a) approvals to borrowers here worth $103.7 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Spokane Valley
What Spokane Valley is
- Census place typecity
- Land area37.72 sq mi
- Water area0.29 sq mi
- Population per square mile of land2,820
- County holding the largest share of its areaSpokane County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane Valley
How many people live in Spokane Valley
- Population106,365
- Median age38.3
- Population under 1822,548
- Share under 1821.2 percent
- Population 65 and over18,679
- Share 65 and over17.6 percent
- Households42,775
- Family households26,018
- Share of households that are families60.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane Valley
Income and work in Spokane Valley
- Median household income$74,042
- Per capita income$36,791
- Civilian labor force54,443
- Employed51,608
- Unemployed2,835
- Unemployment rate5.2 percent
- Adults 25 and over74,905
- Adults 25 and over with a high school diploma or higher94.4 percent
- Adults 25 and over with a bachelor degree or higher26.5 percent
- Adults 25 and over with a graduate degree8.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane Valley
Housing in Spokane Valley
- Housing units45,467
- Occupied units42,775
- Vacant units2,692
- Vacancy rate5.9 percent
- Owner occupied24,883
- Renter occupied17,892
- Ownership rate58.2 percent
- Median owner-occupied home value$382,300
- Median gross rent, monthly$1,353
- Annual rent as a share of median income21.9 percent
- Single family units29,703
- Share single family65.3 percent
- Units in buildings of two or more13,774
- Share in buildings of two or more30.3 percent
- Mobile homes1,893
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane Valley
How Spokane Valley gets to work
- Workers 16 and over who commute44,018
- Commuting under 15 minutes13,124
- Share commuting under 15 minutes29.8 percent
- Commuting 30 minutes or more9,484
- Share commuting 30 minutes or more21.5 percent
- Drove alone74.6 percent
- Carpooled8.2 percent
- Public transport1.3 percent plus or minus 0.5
- Walked1.5 percent plus or minus 0.4
- Worked from home13.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane Valley
SBA loans in Spokane Valley (7(a))
- Approvals176
- Gross approval$103,717,300
- Average approval$589,303
- Median approval$250,000
- Ninetieth percentile approval$1,399,500
- Largest approval$5,000,000
- Jobs supported2,225
- Jobs per approval12.6
- Loans with a final outcome34
- Paid in full33
- Charged off1
- Charge-off rate over resolved loans2.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more16.5 percent
- Share to franchises15.3 percent
- Distinct lenders38
- Distinct industries by NAICS88
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spokane Valley
SBA loans in Spokane Valley (504)
- Approvals60
- Gross approval$46,376,000
- Average approval$772,933
- Median approval$561,000
- Largest approval$4,999,000
- Jobs supported478
- Loans with a final outcome23
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Spokane County, not Spokane Valley
Spokane County context, not Spokane Valley figures
These are Spokane County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Spokane Valley measurements.
- Establishments in Spokane County14,426
- Employment at those establishments, Spokane County218,708
- Covered employment, Spokane County243,161
- Average annual pay, Spokane County$65,488
- Average weekly wage, Spokane County$1,259
- Housing units permitted, Spokane County3,626
- Of those, single family, Spokane County1,621
- County product, 2024, Spokane County$40,044,301,000
- County product change over the prior year, Spokane County5.9 percent
- Average income of an arriving household, Spokane County$73,908
Every figure in this section is published for Spokane County as a whole and is not a measurement of Spokane Valley. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Spokane Valley questions, answered from the record.
How many people live in Spokane Valley, Washington?
106,365, in 42,775 households. Spokane Valley city covers 37.72 square miles of land, which is 2,820 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Spokane Valley in?
Spokane County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Spokane Valley?
$74,042. The median owner-occupied home is valued at $382,300. Median gross rent is $1,353 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Spokane Valley businesses?
176 7(a) approvals totalling $103.7 m, across 38 lenders, median approval $250,000, plus 60 504 approvals worth $46.4 m. These count approvals to borrowers whose address is in Spokane Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Spokane Valley borrowers get paid back?
Of the 34 loans that have reached a final outcome, 33 were paid in full and 1 charged off, a charge off rate of 2.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Spokane Valley figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Spokane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spokane Valley.
Is zoning published for Spokane Valley?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.