HomeWashingtonSpokane CountySpokane
Spokane, Washington: commercial real estate data.
Spokane is a Census city of 230,293 people across 68.76 square miles of land, in Spokane County. Median household income is $70,064, 58.8 percent of occupied homes are owned, and the SBA record carries 441 7(a) approvals to borrowers here worth $218.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Spokane
What Spokane is
- Census place typecity
- Land area68.76 sq mi
- Water area0.74 sq mi
- Population per square mile of land3,349
- County holding the largest share of its areaSpokane County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane
How many people live in Spokane
- Population230,293
- Median age37.2
- Population under 1846,889
- Share under 1820.4 percent
- Population 65 and over38,258
- Share 65 and over16.6 percent
- Households97,446
- Family households53,346
- Share of households that are families54.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane
Income and work in Spokane
- Median household income$70,064
- Per capita income$40,080
- Civilian labor force118,395
- Employed111,645
- Unemployed6,750
- Unemployment rate5.7 percent
- Adults 25 and over162,010
- Adults 25 and over with a high school diploma or higher94.0 percent
- Adults 25 and over with a bachelor degree or higher33.9 percent
- Adults 25 and over with a graduate degree12.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane
Housing in Spokane
- Housing units102,834
- Occupied units97,446
- Vacant units5,388
- Vacancy rate5.2 percent
- Owner occupied57,325
- Renter occupied40,121
- Ownership rate58.8 percent
- Median owner-occupied home value$363,500
- Median gross rent, monthly$1,215
- Annual rent as a share of median income20.8 percent
- Single family units69,319
- Share single family67.4 percent
- Units in buildings of two or more32,061
- Share in buildings of two or more31.2 percent
- Mobile homes1,374
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane
How Spokane gets to work
- Workers 16 and over who commute93,172
- Commuting under 15 minutes29,885
- Share commuting under 15 minutes32.1 percent
- Commuting 30 minutes or more19,405
- Share commuting 30 minutes or more20.8 percent
- Drove alone67.2 percent
- Carpooled9.2 percent
- Public transport2.7 percent
- Walked3.8 percent
- Worked from home15.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane
SBA loans in Spokane (7(a))
- Approvals441
- Gross approval$218,814,900
- Average approval$496,179
- Median approval$185,000
- Ninetieth percentile approval$1,301,000
- Largest approval$5,000,000
- Jobs supported4,815
- Jobs per approval10.9
- Loans with a final outcome89
- Paid in full85
- Charged off4
- Charge-off rate over resolved loans4.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more13.6 percent
- Share to franchises9.1 percent
- Distinct lenders62
- Distinct industries by NAICS146
Counted by borrower city: approvals to borrowers whose address is in Spokane, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spokane
SBA loans in Spokane (504)
- Approvals114
- Gross approval$73,543,000
- Average approval$645,114
- Median approval$391,000
- Largest approval$3,961,000
- Jobs supported848
- Loans with a final outcome56
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Spokane, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Spokane
Flood risk in Spokane
- NFIP communityCity of Spokane
- NFIP community number530183
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/06/10
The City of Spokane participates in the National Flood Insurance Program as community 530183 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Spokane County, not Spokane
Spokane County context, not Spokane figures
- Establishments in Spokane County14,426
- Covered employment, Spokane County243,161
- Average annual pay, Spokane County$65,488
- Housing units permitted, Spokane County3,626
Every figure in this section is published for Spokane County as a whole and is not a measurement of Spokane.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Spokane questions, answered from the record.
How many people live in Spokane, Washington?
230,293, in 97,446 households. Spokane city covers 68.76 square miles of land, which is 3,349 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Spokane in?
Spokane County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Spokane?
$70,064. The median owner-occupied home is valued at $363,500. Median gross rent is $1,215 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Spokane businesses?
441 7(a) approvals totaling $218.8 m since FY2020, across 62 lenders, median approval $185,000, plus 114 504 approvals worth $73.5 m since FY2010. These count approvals to borrowers whose address is in Spokane, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Spokane borrowers get paid back?
Of the 89 loans that have reached a final outcome, 85 were paid in full and 4 charged off, a charge off rate of 4.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Spokane in the National Flood Insurance Program?
Yes. Spokane appears in the FEMA Community Status Book as Spokane, city of, community 530183, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Spokane figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Spokane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spokane.
Is zoning published for Spokane?
No. Nothing on this page presents parcel level zoning.