HomeWashingtonSpokane CountySpokane city
Spokane city, Washington: commercial real estate data.
Spokane city is a Census city of 230,293 people across 68.76 square miles of land, in Spokane County. Median household income is $70,064, 58.8 percent of occupied homes are owned, and the SBA record carries 441 7(a) approvals to borrowers here worth $218.8 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Spokane
What Spokane is
- Census place typecity
- Land area68.76 sq mi
- Water area0.74 sq mi
- Population per square mile of land3,349
- County holding the largest share of its areaSpokane County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane
How many people live in Spokane
- Population230,293
- Median age37.2
- Population under 1846,889
- Share under 1820.4 percent
- Population 65 and over38,258
- Share 65 and over16.6 percent
- Households97,446
- Family households53,346
- Share of households that are families54.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane
Income and work in Spokane
- Median household income$70,064
- Per capita income$40,080
- Civilian labor force118,395
- Employed111,645
- Unemployed6,750
- Unemployment rate5.7 percent
- Adults 25 and over162,010
- Adults 25 and over with a high school diploma or higher94.0 percent
- Adults 25 and over with a bachelor degree or higher33.9 percent
- Adults 25 and over with a graduate degree12.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane
Housing in Spokane
- Housing units102,834
- Occupied units97,446
- Vacant units5,388
- Vacancy rate5.2 percent
- Owner occupied57,325
- Renter occupied40,121
- Ownership rate58.8 percent
- Median owner-occupied home value$363,500
- Median gross rent, monthly$1,215
- Annual rent as a share of median income20.8 percent
- Single family units69,319
- Share single family67.4 percent
- Units in buildings of two or more32,061
- Share in buildings of two or more31.2 percent
- Mobile homes1,374
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane
How Spokane gets to work
- Workers 16 and over who commute93,172
- Commuting under 15 minutes29,885
- Share commuting under 15 minutes32.1 percent
- Commuting 30 minutes or more19,405
- Share commuting 30 minutes or more20.8 percent
- Drove alone67.2 percent
- Carpooled9.2 percent
- Public transport2.7 percent
- Walked3.8 percent
- Worked from home15.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spokane
SBA loans in Spokane (7(a))
- Approvals441
- Gross approval$218,814,900
- Average approval$496,179
- Median approval$185,000
- Ninetieth percentile approval$1,301,000
- Largest approval$5,000,000
- Jobs supported4,815
- Jobs per approval10.9
- Loans with a final outcome89
- Paid in full85
- Charged off4
- Charge-off rate over resolved loans4.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more13.6 percent
- Share to franchises9.1 percent
- Distinct lenders62
- Distinct industries by NAICS146
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spokane
SBA loans in Spokane (504)
- Approvals114
- Gross approval$73,543,000
- Average approval$645,114
- Median approval$402,000
- Largest approval$3,961,000
- Jobs supported848
- Loans with a final outcome56
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Spokane County, not Spokane
Spokane County context, not Spokane figures
These are Spokane County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Spokane measurements.
- Establishments in Spokane County14,426
- Employment at those establishments, Spokane County218,708
- Covered employment, Spokane County243,161
- Average annual pay, Spokane County$65,488
- Average weekly wage, Spokane County$1,259
- Housing units permitted, Spokane County3,626
- Of those, single family, Spokane County1,621
- County product, 2024, Spokane County$40,044,301,000
- County product change over the prior year, Spokane County5.9 percent
- Average income of an arriving household, Spokane County$73,908
Every figure in this section is published for Spokane County as a whole and is not a measurement of Spokane. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Spokane questions, answered from the record.
How many people live in Spokane, Washington?
230,293, in 97,446 households. Spokane city covers 68.76 square miles of land, which is 3,349 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Spokane in?
Spokane County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Spokane?
$70,064. The median owner-occupied home is valued at $363,500. Median gross rent is $1,215 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Spokane businesses?
441 7(a) approvals totalling $218.8 m, across 62 lenders, median approval $185,000, plus 114 504 approvals worth $73.5 m. These count approvals to borrowers whose address is in Spokane, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Spokane borrowers get paid back?
Of the 89 loans that have reached a final outcome, 85 were paid in full and 4 charged off, a charge off rate of 4.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Spokane figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Spokane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spokane.
Is zoning published for Spokane?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.