HomeArizonaMaricopa CountyCave Creek town
Cave Creek town, Arizona: commercial real estate data.
Cave Creek town is a Census town of 5,091 people across 37.71 square miles of land, in Maricopa County. Median household income is $107,067, 94.6 percent of occupied homes are owned, and the SBA record carries 48 7(a) approvals to borrowers here worth $30.4 m.
80 sourced place values · tier FULL · 9 sections
Cave Creek
What Cave Creek is
- Census place typetown
- Land area37.71 sq mi
- Water area0.01 sq mi
- Population per square mile of land135
- County holding the largest share of its areaMaricopa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave Creek
How many people live in Cave Creek
- Population5,091
- Median age61.2
- Population under 18474 plus or minus 222
- Share under 189.3 percent plus or minus 4.4
- Population 65 and over2,106
- Share 65 and over41.4 percent
- Households2,437
- Family households1,532
- Share of households that are families62.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave Creek
Income and work in Cave Creek
- Median household income$107,067
- Per capita income$87,334 plus or minus $23,421
- Civilian labor force2,286
- Employed2,225
- Unemployed61 plus or minus 45
- Unemployment rate2.7 percent plus or minus 1.9
- Adults 25 and over4,442
- Adults 25 and over with a high school diploma or higher98.5 percent
- Adults 25 and over with a bachelor degree or higher52.4 percent
- Adults 25 and over with a graduate degree22.4 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave Creek
Housing in Cave Creek
- Housing units2,859
- Occupied units2,437
- Vacant units422 plus or minus 180
- Vacancy rate14.8 percent plus or minus 6.2
- Owner occupied2,306
- Renter occupied131 plus or minus 81
- Ownership rate94.6 percent
- Median owner-occupied home value$906,100
- Median gross rent, monthly$2,493 plus or minus $973
- Annual rent as a share of median income27.9 percent plus or minus 11.6
- Single family units2,617
- Share single family91.5 percent
- Units in buildings of two or more135 plus or minus 74
- Share in buildings of two or more4.7 percent plus or minus 2.6
- Mobile homes107 plus or minus 78
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave Creek
How Cave Creek gets to work
- Workers 16 and over who commute1,394
- Commuting under 15 minutes513 plus or minus 203
- Share commuting under 15 minutes36.8 percent plus or minus 13.5
- Commuting 30 minutes or more476 plus or minus 188
- Share commuting 30 minutes or more34.1 percent plus or minus 12.5
- Drove alone49.8 percent
- Carpooled3.0 percent plus or minus 2.8
- Public transport0.0 percent
- Walked4.3 percent plus or minus 4.1
- Worked from home37.3 percent plus or minus 8.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave Creek
SBA 7(a) lending to Cave Creek borrowers
- Approvals48
- Gross approval$30,413,200
- Average approval$633,608
- Median approval$300,000
- Ninetieth percentile approval$2,406,000
- Largest approval$4,703,500
- Jobs supported419
- Jobs per approval8.7
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.4 percent
- Share to franchises25.0 percent
- Distinct lenders26
- Distinct industries by NAICS40
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cave Creek
SBA 504 lending to Cave Creek borrowers
- Approvals11
- Gross approval$8,569,000
- Average approval$779,000
- Median approval$760,000
- Largest approval$1,333,000
- Jobs supported136
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cave Creek
Flood programme status in Cave Creek
- Listed NFIP communities1
- Of those, participating1
- NFIP community number040129
- Currently effective map date07/20/21
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Maricopa County, not Cave Creek
Maricopa County context, not Cave Creek figures
These are Maricopa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cave Creek measurements.
- Establishments in Maricopa County109,863
- Employment at those establishments, Maricopa County2,016,986
- Covered employment, Maricopa County2,280,645
- Average annual pay, Maricopa County$73,840
- Average weekly wage, Maricopa County$1,420
- Housing units permitted, Maricopa County36,380
- Of those, single family, Maricopa County21,667
- County product, 2024, Maricopa County$419,250,222,000
- County product change over the prior year, Maricopa County7.7 percent
- Average income of an arriving household, Maricopa County$98,820
Every figure in this section is published for Maricopa County as a whole and is not a measurement of Cave Creek. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cave Creek questions, answered from the record.
How many people live in Cave Creek, Arizona?
5,091, in 2,437 households. Cave Creek town covers 37.71 square miles of land, which is 135 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cave Creek in?
Maricopa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cave Creek?
$107,067. The median owner-occupied home is valued at $906,100. Median gross rent is $2,493 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cave Creek businesses?
48 7(a) approvals totalling $30.4 m, across 26 lenders, median approval $300,000, plus 11 504 approvals worth $8.6 m. These count approvals to borrowers whose address is in Cave Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cave Creek borrowers get paid back?
No rate is published for Cave Creek. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Cave Creek in the National Flood Insurance Program?
Yes. Cave Creek appears in the FEMA Community Status Book as community 040129, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cave Creek figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Maricopa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cave Creek.
Is zoning published for Cave Creek?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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