HomeCaliforniaKern CountyKernville CDP
Kernville CDP, California: commercial real estate data.
Kernville CDP is a Census CDP of 857 people across 12.64 square miles of land, in Kern County. Median household income is $49,883, 83.7 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $7.7 m.
74 sourced place values · tier FULL · 8 sections
Kernville
What Kernville is
- Census place typeCDP
- Land area12.64 sq mi
- Water area0.31 sq mi
- Population per square mile of land68 plus or minus 23
- County holding the largest share of its areaKern County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kernville
How many people live in Kernville
- Population857 plus or minus 293
- Median age65.6
- Population under 184 plus or minus 32
- Share under 180.5 percent plus or minus 3.8
- Population 65 and over473 plus or minus 231
- Share 65 and over55.2 percent plus or minus 19.3
- Households565 plus or minus 178
- Family households178 plus or minus 126
- Share of households that are families31.5 percent plus or minus 20.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kernville
Income and work in Kernville
- Median household income$49,883 plus or minus $46,960
- Per capita income$50,522 plus or minus $17,877
- Civilian labor force346 plus or minus 206
- Employed312 plus or minus 211
- Unemployed34 plus or minus 55
- Unemployment rate9.8 percent plus or minus 14.8
- Adults 25 and over853 plus or minus 295
- Adults 25 and over with a high school diploma or higher100.0 percent
- Adults 25 and over with a bachelor degree or higher54.5 percent plus or minus 24.9
- Adults 25 and over with a graduate degree9.3 percent plus or minus 12.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kernville
Housing in Kernville
- Housing units910 plus or minus 286
- Occupied units565 plus or minus 178
- Vacant units345 plus or minus 212
- Vacancy rate37.9 percent plus or minus 20.0
- Owner occupied473 plus or minus 189
- Renter occupied92 plus or minus 119
- Ownership rate83.7 percent plus or minus 20.6
- Median owner-occupied home value$406,400 plus or minus $112,322
- Single family units632 plus or minus 296
- Share single family69.5 percent plus or minus 24.2
- Units in buildings of two or more52 plus or minus 65
- Share in buildings of two or more5.7 percent plus or minus 7.0
- Mobile homes226 plus or minus 134
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kernville
How Kernville gets to work
- Workers 16 and over who commute274 plus or minus 212
- Commuting under 15 minutes34 plus or minus 48
- Share commuting under 15 minutes12.4 percent plus or minus 14.7
- Commuting 30 minutes or more205 plus or minus 170
- Share commuting 30 minutes or more74.8 percent plus or minus 22.2
- Drove alone90.2 percent plus or minus 32.6
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked2.4 percent plus or minus 3.3
- Worked from home7.4 percent plus or minus 12.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kernville
SBA 7(a) lending to Kernville borrowers
- Approvals9
- Gross approval$7,719,100
- Average approval$857,678
- Median approval$807,500
- Ninetieth percentile approval$1,890,000
- Largest approval$1,890,000
- Jobs supported62
- Jobs per approval6.9
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS7
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kernville
SBA 504 lending to Kernville borrowers
- Approvals3
- Gross approval$1,171,000
- Average approval$390,333
- Median approval$334,000
- Largest approval$567,000
- Jobs supported12
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kern County, not Kernville
Kern County context, not Kernville figures
These are Kern County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kernville measurements.
- Establishments in Kern County14,352
- Employment at those establishments, Kern County219,016
- Covered employment, Kern County347,664
- Average annual pay, Kern County$60,066
- Average weekly wage, Kern County$1,155
- Housing units permitted, Kern County3,244
- Of those, single family, Kern County2,812
- County product, 2024, Kern County$63,069,657,000
- County product change over the prior year, Kern County4.8 percent
- Average income of an arriving household, Kern County$54,556
Every figure in this section is published for Kern County as a whole and is not a measurement of Kernville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Kernville questions, answered from the record.
How many people live in Kernville, California?
857, in 565 households. Kernville CDP covers 12.64 square miles of land, which is 68 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kernville in?
Kern County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kernville?
$49,883. The median owner-occupied home is valued at $406,400. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kernville businesses?
9 7(a) approvals totalling $7.7 m, across 7 lenders, median approval $807,500, plus 3 504 approvals worth $1.2 m. These count approvals to borrowers whose address is in Kernville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kernville borrowers get paid back?
No rate is published for Kernville. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Kernville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kern County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kernville.
Is zoning published for Kernville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.