HomeCaliforniaMonterey CountyCarmel Valley Village CDP
Carmel Valley Village CDP, California: commercial real estate data.
Carmel Valley Village CDP is a Census CDP of 4,785 people across 18.98 square miles of land, in Monterey County. Median household income is $156,161, 79.2 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $973,800.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Carmel Valley Village
What Carmel Valley Village is
- Census place typeCDP
- Land area18.98 sq mi
- Water area0.2 sq mi
- Population per square mile of land252
- County holding the largest share of its areaMonterey County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carmel Valley Village
How many people live in Carmel Valley Village
- Population4,785
- Median age54.7
- Population under 18869 plus or minus 270
- Share under 1818.2 percent plus or minus 5.1
- Population 65 and over1,575
- Share 65 and over32.9 percent
- Households2,025
- Family households1,379
- Share of households that are families68.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carmel Valley Village
Income and work in Carmel Valley Village
- Median household income$156,161 plus or minus $44,627
- Per capita income$93,360
- Civilian labor force2,239
- Employed2,098
- Unemployed141 plus or minus 84
- Unemployment rate6.3 percent plus or minus 3.6
- Adults 25 and over3,600
- Adults 25 and over with a high school diploma or higher97.8 percent
- Adults 25 and over with a bachelor degree or higher64.0 percent
- Adults 25 and over with a graduate degree24.3 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carmel Valley Village
Housing in Carmel Valley Village
- Housing units2,318
- Occupied units2,025
- Vacant units293 plus or minus 196
- Vacancy rate12.6 percent plus or minus 8.3
- Owner occupied1,604
- Renter occupied421 plus or minus 140
- Ownership rate79.2 percent
- Median owner-occupied home value$1,275,500
- Median gross rent, monthly$2,211 plus or minus $676
- Annual rent as a share of median income17.0 percent plus or minus 7.1
- Single family units2,031
- Share single family87.6 percent
- Units in buildings of two or more165 plus or minus 94
- Share in buildings of two or more7.1 percent plus or minus 4.0
- Mobile homes101 plus or minus 151
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carmel Valley Village
How Carmel Valley Village gets to work
- Workers 16 and over who commute1,235
- Commuting under 15 minutes247 plus or minus 105
- Share commuting under 15 minutes20.0 percent plus or minus 7.7
- Commuting 30 minutes or more595 plus or minus 170
- Share commuting 30 minutes or more48.2 percent plus or minus 10.6
- Drove alone58.2 percent
- Carpooled4.6 percent plus or minus 3.1
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.6
- Worked from home36.1 percent plus or minus 12.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carmel Valley Village
SBA loans in Carmel Valley Village (7(a))
- Approvals9
- Gross approval$973,800
- Average approval$108,200
- Median approval$41,800
- Ninetieth percentile approval$350,000
- Largest approval$350,000
- Jobs supported14
- Jobs per approval1.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS8
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carmel Valley Village
SBA loans in Carmel Valley Village (504)
- Approvals3
- Gross approval$1,876,000
- Average approval$625,333
- Median approval$711,000
- Largest approval$793,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monterey County, not Carmel Valley Village
Monterey County context, not Carmel Valley Village figures
These are Monterey County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Carmel Valley Village measurements.
- Establishments in Monterey County9,212
- Employment at those establishments, Monterey County116,784
- Covered employment, Monterey County200,244
- Average annual pay, Monterey County$61,375
- Average weekly wage, Monterey County$1,180
- Housing units permitted, Monterey County677
- Of those, single family, Monterey County512
- County product, 2024, Monterey County$38,345,355,000
- County product change over the prior year, Monterey County3.5 percent
- Average income of an arriving household, Monterey County$202,252
Every figure in this section is published for Monterey County as a whole and is not a measurement of Carmel Valley Village. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Carmel Valley Village questions, answered from the record.
How many people live in Carmel Valley Village, California?
4,785, in 2,025 households. Carmel Valley Village CDP covers 18.98 square miles of land, which is 252 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Carmel Valley Village in?
Monterey County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Carmel Valley Village?
$156,161. The median owner-occupied home is valued at $1,275,500. Median gross rent is $2,211 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Carmel Valley Village businesses?
9 7(a) approvals totalling $973,800, across 5 lenders, median approval $41,800, plus 3 504 approvals worth $1.9 m. These count approvals to borrowers whose address is in Carmel Valley Village, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Carmel Valley Village borrowers get paid back?
No rate is published for Carmel Valley Village. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Carmel Valley Village figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monterey County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carmel Valley Village.
Is zoning published for Carmel Valley Village?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.