HomeCaliforniaMonterey CountyGonzales
Gonzales, California: commercial real estate data.
Gonzales is a Census city of 8,492 people across 1.91 square miles of land, in Monterey County. Median household income is $77,672, 55.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $20,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gonzales
What Gonzales is
- Census place typecity
- Land area1.91 sq mi
- Water area0.04 sq mi
- Population per square mile of land4,438
- County holding the largest share of its areaMonterey County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gonzales
How many people live in Gonzales
- Population8,492
- Median age28.2
- Population under 182,689
- Share under 1831.7 percent
- Population 65 and over535 plus or minus 173
- Share 65 and over6.3 percent plus or minus 2.0
- Households2,280
- Family households2,009
- Share of households that are families88.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gonzales
Income and work in Gonzales
- Median household income$77,672
- Per capita income$27,495
- Civilian labor force4,044
- Employed3,901
- Unemployed143 plus or minus 100
- Unemployment rate3.5 percent plus or minus 2.4
- Adults 25 and over4,787
- Adults 25 and over with a high school diploma or higher61.0 percent
- Adults 25 and over with a bachelor degree or higher9.7 percent plus or minus 3.2
- Adults 25 and over with a graduate degree4.4 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gonzales
Housing in Gonzales
- Housing units2,294
- Occupied units2,280
- Vacant units14 plus or minus 24
- Vacancy rate0.6 percent plus or minus 1.0
- Owner occupied1,255
- Renter occupied1,025 plus or minus 210
- Ownership rate55.0 percent
- Median owner-occupied home value$618,800
- Median gross rent, monthly$1,524
- Annual rent as a share of median income23.5 percent plus or minus 6.1
- Single family units1,792
- Share single family78.1 percent
- Units in buildings of two or more469 plus or minus 203
- Share in buildings of two or more20.4 percent plus or minus 8.6
- Mobile homes33 plus or minus 55
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gonzales
How Gonzales gets to work
- Workers 16 and over who commute3,759
- Commuting under 15 minutes364 plus or minus 200
- Share commuting under 15 minutes9.7 percent plus or minus 5.2
- Commuting 30 minutes or more1,247 plus or minus 297
- Share commuting 30 minutes or more33.2 percent plus or minus 6.9
- Drove alone80.2 percent
- Carpooled11.9 percent plus or minus 3.9
- Public transport0.7 percent plus or minus 1.1
- Walked2.5 percent plus or minus 2.0
- Worked from home1.9 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gonzales
SBA loans in Gonzales (7(a))
- Approvals1
- Gross approval$20,000
- Average approval$20,000
- Median approval$20,000
- Largest approval$20,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term36 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Gonzales, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gonzales
SBA loans in Gonzales (504)
- Approvals1
- Gross approval$205,000
- Average approval$205,000
- Median approval$205,000
- Largest approval$205,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Gonzales, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gonzales
Flood risk in Gonzales
- NFIP communityCity of Gonzales
- NFIP community number060198
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/30/23
The City of Gonzales participates in the National Flood Insurance Program as community 060198 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monterey County, not Gonzales
Monterey County context, not Gonzales figures
- Establishments in Monterey County9,212
- Covered employment, Monterey County200,244
- Average annual pay, Monterey County$61,375
- Housing units permitted, Monterey County677
Every figure in this section is published for Monterey County as a whole and is not a measurement of Gonzales.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Gonzales questions, answered from the record.
How many people live in Gonzales, California?
8,492, in 2,280 households. Gonzales city covers 1.91 square miles of land, which is 4,438 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gonzales in?
Monterey County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gonzales?
$77,672. The median owner-occupied home is valued at $618,800. Median gross rent is $1,524 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gonzales businesses?
1 7(a) approvals totaling $20,000 since FY2020, across 1 lenders, median approval $20,000, plus 1 504 approvals worth $205,000 since FY2010. These count approvals to borrowers whose address is in Gonzales, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gonzales borrowers get paid back?
No rate is published for Gonzales. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Gonzales in the National Flood Insurance Program?
Yes. Gonzales appears in the FEMA Community Status Book as Gonzales, city of, community 060198, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gonzales figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monterey County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gonzales.
Is zoning published for Gonzales?
No. Nothing on this page presents parcel level zoning.