HomeCaliforniaMonterey CountyPacific Grove
Pacific Grove, California: commercial real estate data.
Pacific Grove is a Census city of 14,951 people across 2.87 square miles of land, in Monterey County. Median household income is $106,065, 50.4 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $13.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pacific Grove
What Pacific Grove is
- Census place typecity
- Land area2.87 sq mi
- Water area1.13 sq mi
- Population per square mile of land5,217
- County holding the largest share of its areaMonterey County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific Grove
How many people live in Pacific Grove
- Population14,951
- Median age51.2
- Population under 182,325
- Share under 1815.6 percent
- Population 65 and over4,571
- Share 65 and over30.6 percent
- Households6,992
- Family households4,142
- Share of households that are families59.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific Grove
Income and work in Pacific Grove
- Median household income$106,065
- Per capita income$67,896
- Civilian labor force7,033
- Employed6,645
- Unemployed388 plus or minus 124
- Unemployment rate5.5 percent plus or minus 1.7
- Adults 25 and over11,867
- Adults 25 and over with a high school diploma or higher95.1 percent
- Adults 25 and over with a bachelor degree or higher59.6 percent
- Adults 25 and over with a graduate degree31.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific Grove
Housing in Pacific Grove
- Housing units8,286
- Occupied units6,992
- Vacant units1,294
- Vacancy rate15.6 percent
- Owner occupied3,522
- Renter occupied3,470
- Ownership rate50.4 percent
- Median owner-occupied home value$1,190,400
- Median gross rent, monthly$2,455
- Annual rent as a share of median income27.8 percent
- Single family units5,600
- Share single family67.6 percent
- Units in buildings of two or more2,556
- Share in buildings of two or more30.8 percent
- Mobile homes130 plus or minus 63
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific Grove
How Pacific Grove gets to work
- Workers 16 and over who commute5,270
- Commuting under 15 minutes2,105
- Share commuting under 15 minutes39.9 percent
- Commuting 30 minutes or more1,460
- Share commuting 30 minutes or more27.7 percent
- Drove alone64.1 percent
- Carpooled4.2 percent plus or minus 1.6
- Public transport0.4 percent plus or minus 0.3
- Walked4.5 percent plus or minus 1.3
- Worked from home21.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific Grove
SBA loans in Pacific Grove (7(a))
- Approvals28
- Gross approval$13,332,000
- Average approval$476,143
- Median approval$262,500
- Ninetieth percentile approval$1,443,000
- Largest approval$1,555,000
- Jobs supported218
- Jobs per approval7.8
- Loans with a final outcome11
- Paid in full10
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more17.9 percent
- Share to franchises7.1 percent
- Distinct lenders16
- Distinct industries by NAICS23
Counted by borrower city: approvals to borrowers whose address is in Pacific Grove, in any county, FY2020 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pacific Grove
SBA loans in Pacific Grove (504)
- Approvals10
- Gross approval$12,695,000
- Average approval$1,269,500
- Median approval$1,000,500
- Largest approval$3,301,000
- Jobs supported61
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Pacific Grove, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pacific Grove
Flood risk in Pacific Grove
- NFIP communityCity of Pacific Grove
- NFIP community number060201
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/21/17
The City of Pacific Grove participates in the National Flood Insurance Program as community 060201 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monterey County, not Pacific Grove
Monterey County context, not Pacific Grove figures
- Establishments in Monterey County9,212
- Covered employment, Monterey County200,244
- Average annual pay, Monterey County$61,375
- Housing units permitted, Monterey County677
Every figure in this section is published for Monterey County as a whole and is not a measurement of Pacific Grove.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pacific Grove questions, answered from the record.
How many people live in Pacific Grove, California?
14,951, in 6,992 households. Pacific Grove city covers 2.87 square miles of land, which is 5,217 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pacific Grove in?
Monterey County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pacific Grove?
$106,065. The median owner-occupied home is valued at $1,190,400. Median gross rent is $2,455 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pacific Grove businesses?
28 7(a) approvals totaling $13.3 m since FY2020, across 16 lenders, median approval $262,500, plus 10 504 approvals worth $12.7 m since FY2010. These count approvals to borrowers whose address is in Pacific Grove, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pacific Grove borrowers get paid back?
No rate is published for Pacific Grove. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pacific Grove in the National Flood Insurance Program?
Yes. Pacific Grove appears in the FEMA Community Status Book as Pacific Grove, city of, community 060201, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pacific Grove figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monterey County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pacific Grove.
Is zoning published for Pacific Grove?
No. Nothing on this page presents parcel level zoning.