HomeCaliforniaMonterey CountySeaside
Seaside, California: commercial real estate data.
Seaside is a Census city of 31,814 people across 8.92 square miles of land, in Monterey County. Median household income is $85,311, 35.4 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $23.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Seaside
What Seaside is
- Census place typecity
- Land area8.92 sq mi
- Water area0.14 sq mi
- Population per square mile of land3,565
- County holding the largest share of its areaMonterey County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside
How many people live in Seaside
- Population31,814
- Median age34.0
- Population under 186,947
- Share under 1821.8 percent
- Population 65 and over4,059
- Share 65 and over12.8 percent
- Households10,371
- Family households6,967
- Share of households that are families67.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside
Income and work in Seaside
- Median household income$85,311
- Per capita income$34,196
- Civilian labor force16,176
- Employed15,221
- Unemployed955 plus or minus 240
- Unemployment rate5.9 percent plus or minus 1.5
- Adults 25 and over20,682
- Adults 25 and over with a high school diploma or higher81.8 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree10.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside
Housing in Seaside
- Housing units10,853
- Occupied units10,371
- Vacant units482 plus or minus 176
- Vacancy rate4.4 percent plus or minus 1.6
- Owner occupied3,676
- Renter occupied6,695
- Ownership rate35.4 percent
- Median owner-occupied home value$787,100
- Median gross rent, monthly$2,409
- Annual rent as a share of median income33.9 percent
- Single family units7,798
- Share single family71.9 percent
- Units in buildings of two or more2,729
- Share in buildings of two or more25.1 percent
- Mobile homes326 plus or minus 112
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside
How Seaside gets to work
- Workers 16 and over who commute14,508
- Commuting under 15 minutes3,979
- Share commuting under 15 minutes27.4 percent
- Commuting 30 minutes or more3,177
- Share commuting 30 minutes or more21.9 percent
- Drove alone72.5 percent
- Carpooled11.4 percent plus or minus 2.4
- Public transport1.2 percent plus or minus 0.6
- Walked3.3 percent plus or minus 1.0
- Worked from home8.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside
SBA loans in Seaside (7(a))
- Approvals23
- Gross approval$23,919,100
- Average approval$1,039,961
- Median approval$455,000
- Ninetieth percentile approval$3,373,680
- Largest approval$3,440,000
- Jobs supported287
- Jobs per approval12.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more43.5 percent
- Share to franchises8.7 percent
- Distinct lenders15
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Seaside, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Seaside
SBA loans in Seaside (504)
- Approvals5
- Gross approval$2,892,000
- Average approval$578,400
- Median approval$483,000
- Largest approval$1,113,000
- Jobs supported50
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Seaside, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Seaside
Flood risk in Seaside
- NFIP communityCity of Seaside
- NFIP community number060203
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/21/17
The City of Seaside participates in the National Flood Insurance Program as community 060203 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monterey County, not Seaside
Monterey County context, not Seaside figures
- Establishments in Monterey County9,212
- Covered employment, Monterey County200,244
- Average annual pay, Monterey County$61,375
- Housing units permitted, Monterey County677
Every figure in this section is published for Monterey County as a whole and is not a measurement of Seaside.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Seaside questions, answered from the record.
How many people live in Seaside, California?
31,814, in 10,371 households. Seaside city covers 8.92 square miles of land, which is 3,565 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Seaside in?
Monterey County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Seaside?
$85,311. The median owner-occupied home is valued at $787,100. Median gross rent is $2,409 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Seaside businesses?
23 7(a) approvals totaling $23.9 m since FY2020, across 15 lenders, median approval $455,000, plus 5 504 approvals worth $2.9 m since FY2010. These count approvals to borrowers whose address is in Seaside, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Seaside borrowers get paid back?
No rate is published for Seaside. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Seaside in the National Flood Insurance Program?
Yes. Seaside appears in the FEMA Community Status Book as Seaside, city of, community 060203, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Seaside figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monterey County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Seaside.
Is zoning published for Seaside?
No. Nothing on this page presents parcel level zoning.