HomeCaliforniaMonterey CountySeaside city
Seaside city, California: commercial real estate data.
Seaside city is a Census city of 31,814 people across 8.92 square miles of land, in Monterey County. Median household income is $85,311, 35.4 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $23.9 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Seaside
What Seaside is
- Census place typecity
- Land area8.92 sq mi
- Water area0.14 sq mi
- Population per square mile of land3,565
- County holding the largest share of its areaMonterey County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside
How many people live in Seaside
- Population31,814
- Median age34.0
- Population under 186,947
- Share under 1821.8 percent
- Population 65 and over4,059
- Share 65 and over12.8 percent
- Households10,371
- Family households6,967
- Share of households that are families67.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside
Income and work in Seaside
- Median household income$85,311
- Per capita income$34,196
- Civilian labor force16,176
- Employed15,221
- Unemployed955 plus or minus 240
- Unemployment rate5.9 percent plus or minus 1.5
- Adults 25 and over20,682
- Adults 25 and over with a high school diploma or higher81.8 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree10.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside
Housing in Seaside
- Housing units10,853
- Occupied units10,371
- Vacant units482 plus or minus 176
- Vacancy rate4.4 percent plus or minus 1.6
- Owner occupied3,676
- Renter occupied6,695
- Ownership rate35.4 percent
- Median owner-occupied home value$787,100
- Median gross rent, monthly$2,409
- Annual rent as a share of median income33.9 percent
- Single family units7,798
- Share single family71.9 percent
- Units in buildings of two or more2,729
- Share in buildings of two or more25.1 percent
- Mobile homes326 plus or minus 112
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside
How Seaside gets to work
- Workers 16 and over who commute14,508
- Commuting under 15 minutes3,979
- Share commuting under 15 minutes27.4 percent
- Commuting 30 minutes or more3,177
- Share commuting 30 minutes or more21.9 percent
- Drove alone72.5 percent
- Carpooled11.4 percent plus or minus 2.4
- Public transport1.2 percent plus or minus 0.6
- Walked3.3 percent plus or minus 1.0
- Worked from home8.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside
SBA loans in Seaside (7(a))
- Approvals23
- Gross approval$23,919,100
- Average approval$1,039,961
- Median approval$455,000
- Ninetieth percentile approval$3,409,600
- Largest approval$3,440,000
- Jobs supported287
- Jobs per approval12.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more43.5 percent
- Share to franchises8.7 percent
- Distinct lenders15
- Distinct industries by NAICS15
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Seaside
SBA loans in Seaside (504)
- Approvals5
- Gross approval$2,892,000
- Average approval$578,400
- Median approval$483,000
- Largest approval$1,113,000
- Jobs supported50
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Seaside
Flood risk in Seaside
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060203
- Currently effective map date06/21/17
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Monterey County, not Seaside
Monterey County context, not Seaside figures
These are Monterey County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Seaside measurements.
- Establishments in Monterey County9,212
- Employment at those establishments, Monterey County116,784
- Covered employment, Monterey County200,244
- Average annual pay, Monterey County$61,375
- Average weekly wage, Monterey County$1,180
- Housing units permitted, Monterey County677
- Of those, single family, Monterey County512
- County product, 2024, Monterey County$38,345,355,000
- County product change over the prior year, Monterey County3.5 percent
- Average income of an arriving household, Monterey County$202,252
Every figure in this section is published for Monterey County as a whole and is not a measurement of Seaside. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Seaside questions, answered from the record.
How many people live in Seaside, California?
31,814, in 10,371 households. Seaside city covers 8.92 square miles of land, which is 3,565 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Seaside in?
Monterey County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Seaside?
$85,311. The median owner-occupied home is valued at $787,100. Median gross rent is $2,409 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Seaside businesses?
23 7(a) approvals totalling $23.9 m, across 15 lenders, median approval $455,000, plus 5 504 approvals worth $2.9 m. These count approvals to borrowers whose address is in Seaside, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Seaside borrowers get paid back?
No rate is published for Seaside. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Seaside in the National Flood Insurance Program?
Yes. Seaside appears in the FEMA Community Status Book as community 060203, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Seaside figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monterey County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Seaside.
Is zoning published for Seaside?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.