HomeCaliforniaSan Bernardino CountyApple Valley
Apple Valley, California: commercial real estate data.
Apple Valley is a Census town of 75,473 people across 77.01 square miles of land, in San Bernardino County. Median household income is $69,882, 69.9 percent of occupied homes are owned, and the SBA record carries 72 7(a) approvals to borrowers here worth $40.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Apple Valley
What Apple Valley is
- Census place typetown
- Land area77.01 sq mi
- Water area0.07 sq mi
- Population per square mile of land980
- County holding the largest share of its areaSan Bernardino County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Apple Valley
How many people live in Apple Valley
- Population75,473
- Median age36.5
- Population under 1820,831
- Share under 1827.6 percent
- Population 65 and over13,919
- Share 65 and over18.4 percent
- Households25,184
- Family households18,600
- Share of households that are families73.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Apple Valley
Income and work in Apple Valley
- Median household income$69,882
- Per capita income$32,329
- Civilian labor force30,121
- Employed27,849
- Unemployed2,272
- Unemployment rate7.5 percent
- Adults 25 and over48,373
- Adults 25 and over with a high school diploma or higher86.6 percent
- Adults 25 and over with a bachelor degree or higher18.9 percent
- Adults 25 and over with a graduate degree7.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Apple Valley
Housing in Apple Valley
- Housing units25,809
- Occupied units25,184
- Vacant units625 plus or minus 212
- Vacancy rate2.4 percent plus or minus 0.8
- Owner occupied17,598
- Renter occupied7,586
- Ownership rate69.9 percent
- Median owner-occupied home value$407,400
- Median gross rent, monthly$1,444
- Annual rent as a share of median income24.8 percent
- Single family units20,310
- Share single family78.7 percent
- Units in buildings of two or more4,136
- Share in buildings of two or more16.0 percent
- Mobile homes1,260 plus or minus 257
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Apple Valley
How Apple Valley gets to work
- Workers 16 and over who commute24,479
- Commuting under 15 minutes5,795
- Share commuting under 15 minutes23.7 percent
- Commuting 30 minutes or more11,014
- Share commuting 30 minutes or more45.0 percent
- Drove alone75.1 percent
- Carpooled12.4 percent plus or minus 2.7
- Public transport0.5 percent plus or minus 0.4
- Walked0.7 percent plus or minus 0.5
- Worked from home9.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Apple Valley
SBA loans in Apple Valley (7(a))
- Approvals72
- Gross approval$40,442,200
- Average approval$561,697
- Median approval$200,000
- Ninetieth percentile approval$1,429,500
- Largest approval$4,940,000
- Jobs supported647
- Jobs per approval9.0
- Loans with a final outcome13
- Paid in full10
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more19.4 percent
- Share to franchises12.5 percent
- Distinct lenders33
- Distinct industries by NAICS44
Counted by borrower city: approvals to borrowers whose address is in Apple Valley, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Apple Valley
SBA loans in Apple Valley (504)
- Approvals20
- Gross approval$10,155,000
- Average approval$507,750
- Median approval$273,000
- Largest approval$1,968,000
- Jobs supported133
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Apple Valley, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Apple Valley
Flood risk in Apple Valley
- NFIP communityTown of Apple Valley
- NFIP community number060752
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/02/16
The Town of Apple Valley participates in the National Flood Insurance Program as community 060752 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Bernardino County, not Apple Valley
San Bernardino County context, not Apple Valley figures
- Establishments in San Bernardino County42,571
- Covered employment, San Bernardino County845,908
- Average annual pay, San Bernardino County$62,368
- Housing units permitted, San Bernardino County6,226
Every figure in this section is published for San Bernardino County as a whole and is not a measurement of Apple Valley.
All San Bernardino County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Apple Valley questions, answered from the record.
How many people live in Apple Valley, California?
75,473, in 25,184 households. Apple Valley town covers 77.01 square miles of land, which is 980 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Apple Valley in?
San Bernardino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Apple Valley?
$69,882. The median owner-occupied home is valued at $407,400. Median gross rent is $1,444 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Apple Valley businesses?
72 7(a) approvals totaling $40.4 m since FY2020, across 33 lenders, median approval $200,000, plus 20 504 approvals worth $10.2 m since FY2010. These count approvals to borrowers whose address is in Apple Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Apple Valley borrowers get paid back?
No rate is published for Apple Valley. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Apple Valley in the National Flood Insurance Program?
Yes. Apple Valley appears in the FEMA Community Status Book as Apple Valley, town of, community 060752, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Apple Valley figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Bernardino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Apple Valley.
Is zoning published for Apple Valley?
No. Nothing on this page presents parcel level zoning.
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