HomeCaliforniaSan Bernardino CountySan Bernardino city
San Bernardino city, California: commercial real estate data.
San Bernardino city is a Census city of 222,724 people across 62.11 square miles of land, in San Bernardino County. Median household income is $67,415, 50.0 percent of occupied homes are owned, and the SBA record carries 239 7(a) approvals to borrowers here worth $190.8 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
San Bernardino
What San Bernardino is
- Census place typecity
- Land area62.11 sq mi
- Water area0.33 sq mi
- Population per square mile of land3,586
- County holding the largest share of its areaSan Bernardino County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Bernardino
How many people live in San Bernardino
- Population222,724
- Median age32.2
- Population under 1859,513
- Share under 1826.7 percent
- Population 65 and over23,974
- Share 65 and over10.8 percent
- Households64,199
- Family households47,311
- Share of households that are families73.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Bernardino
Income and work in San Bernardino
- Median household income$67,415
- Per capita income$25,328
- Civilian labor force103,171
- Employed96,855
- Unemployed6,316
- Unemployment rate6.1 percent
- Adults 25 and over138,635
- Adults 25 and over with a high school diploma or higher74.2 percent
- Adults 25 and over with a bachelor degree or higher13.1 percent
- Adults 25 and over with a graduate degree3.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Bernardino
Housing in San Bernardino
- Housing units67,108
- Occupied units64,199
- Vacant units2,909
- Vacancy rate4.3 percent
- Owner occupied32,092
- Renter occupied32,107
- Ownership rate50.0 percent
- Median owner-occupied home value$422,300
- Median gross rent, monthly$1,508
- Annual rent as a share of median income26.8 percent
- Single family units42,770
- Share single family63.7 percent
- Units in buildings of two or more19,922
- Share in buildings of two or more29.7 percent
- Mobile homes4,396
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Bernardino
How San Bernardino gets to work
- Workers 16 and over who commute88,660
- Commuting under 15 minutes16,823
- Share commuting under 15 minutes19.0 percent
- Commuting 30 minutes or more35,497
- Share commuting 30 minutes or more40.0 percent
- Drove alone76.5 percent
- Carpooled13.1 percent
- Public transport1.2 percent plus or minus 0.3
- Walked1.2 percent plus or minus 0.3
- Worked from home6.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Bernardino
SBA loans in San Bernardino (7(a))
- Approvals239
- Gross approval$190,815,000
- Average approval$798,389
- Median approval$476,000
- Ninetieth percentile approval$2,065,000
- Largest approval$5,000,000
- Jobs supported2,979
- Jobs per approval12.5
- Loans with a final outcome48
- Paid in full46
- Charged off2
- Charge-off rate over resolved loans4.2 percent
- Median term120 months
- Share on real estate terms of 20 years or more45.2 percent
- Share to franchises7.1 percent
- Distinct lenders57
- Distinct industries by NAICS112
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Bernardino
SBA loans in San Bernardino (504)
- Approvals119
- Gross approval$107,689,000
- Average approval$904,950
- Median approval$667,000
- Largest approval$4,988,000
- Jobs supported1,528
- Loans with a final outcome36
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs12
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Bernardino
Flood risk in San Bernardino
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060281
- Currently effective map date10/30/25
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
San Bernardino County, not San Bernardino
San Bernardino County context, not San Bernardino figures
These are San Bernardino County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as San Bernardino measurements.
- Establishments in San Bernardino County42,571
- Employment at those establishments, San Bernardino County718,612
- Covered employment, San Bernardino County845,908
- Average annual pay, San Bernardino County$62,368
- Average weekly wage, San Bernardino County$1,199
- Housing units permitted, San Bernardino County6,226
- Of those, single family, San Bernardino County3,617
- County product, 2024, San Bernardino County$137,913,905,000
- County product change over the prior year, San Bernardino County6.2 percent
- Average income of an arriving household, San Bernardino County$60,991
Every figure in this section is published for San Bernardino County as a whole and is not a measurement of San Bernardino. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
San Bernardino questions, answered from the record.
How many people live in San Bernardino, California?
222,724, in 64,199 households. San Bernardino city covers 62.11 square miles of land, which is 3,586 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is San Bernardino in?
San Bernardino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in San Bernardino?
$67,415. The median owner-occupied home is valued at $422,300. Median gross rent is $1,508 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to San Bernardino businesses?
239 7(a) approvals totalling $190.8 m, across 57 lenders, median approval $476,000, plus 119 504 approvals worth $107.7 m. These count approvals to borrowers whose address is in San Bernardino, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to San Bernardino borrowers get paid back?
Of the 48 loans that have reached a final outcome, 46 were paid in full and 2 charged off, a charge off rate of 4.2 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is San Bernardino in the National Flood Insurance Program?
Yes. San Bernardino appears in the FEMA Community Status Book as community 060281, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page San Bernardino figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Bernardino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of San Bernardino.
Is zoning published for San Bernardino?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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