HomeCaliforniaSan Bernardino CountyFontana city
Fontana city, California: commercial real estate data.
Fontana city is a Census city of 214,169 people across 43.29 square miles of land, in San Bernardino County. Median household income is $102,821, 66.8 percent of occupied homes are owned, and the SBA record carries 195 7(a) approvals to borrowers here worth $112.4 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Fontana
What Fontana is
- Census place typecity
- Land area43.29 sq mi
- Water area0 sq mi
- Population per square mile of land4,948
- County holding the largest share of its areaSan Bernardino County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fontana
How many people live in Fontana
- Population214,169
- Median age33.8
- Population under 1858,396
- Share under 1827.3 percent
- Population 65 and over20,785
- Share 65 and over9.7 percent
- Households58,362
- Family households49,881
- Share of households that are families85.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fontana
Income and work in Fontana
- Median household income$102,821
- Per capita income$33,149
- Civilian labor force108,596
- Employed101,532
- Unemployed7,064
- Unemployment rate6.5 percent
- Adults 25 and over134,957
- Adults 25 and over with a high school diploma or higher80.0 percent
- Adults 25 and over with a bachelor degree or higher21.4 percent
- Adults 25 and over with a graduate degree6.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fontana
Housing in Fontana
- Housing units59,522
- Occupied units58,362
- Vacant units1,160 plus or minus 273
- Vacancy rate1.9 percent plus or minus 0.5
- Owner occupied38,997
- Renter occupied19,365
- Ownership rate66.8 percent
- Median owner-occupied home value$586,800
- Median gross rent, monthly$1,839
- Annual rent as a share of median income21.5 percent
- Single family units47,970
- Share single family80.6 percent
- Units in buildings of two or more9,999
- Share in buildings of two or more16.8 percent
- Mobile homes1,546
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fontana
How Fontana gets to work
- Workers 16 and over who commute86,595
- Commuting under 15 minutes14,719
- Share commuting under 15 minutes17.0 percent
- Commuting 30 minutes or more39,342
- Share commuting 30 minutes or more45.4 percent
- Drove alone72.5 percent
- Carpooled11.4 percent
- Public transport1.3 percent plus or minus 0.4
- Walked1.2 percent plus or minus 0.5
- Worked from home13.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fontana
SBA loans in Fontana (7(a))
- Approvals195
- Gross approval$112,424,300
- Average approval$576,535
- Median approval$227,500
- Ninetieth percentile approval$1,795,000
- Largest approval$5,000,000
- Jobs supported1,779
- Jobs per approval9.1
- Loans with a final outcome44
- Paid in full37
- Charged off7
- Charge-off rate over resolved loans15.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more25.6 percent
- Share to franchises7.2 percent
- Distinct lenders45
- Distinct industries by NAICS98
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fontana
SBA loans in Fontana (504)
- Approvals130
- Gross approval$140,077,000
- Average approval$1,077,515
- Median approval$653,000
- Largest approval$4,997,000
- Jobs supported1,640
- Loans with a final outcome52
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs11
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fontana
Flood risk in Fontana
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060274
- Currently effective map date09/02/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
San Bernardino County, not Fontana
San Bernardino County context, not Fontana figures
These are San Bernardino County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fontana measurements.
- Establishments in San Bernardino County42,571
- Employment at those establishments, San Bernardino County718,612
- Covered employment, San Bernardino County845,908
- Average annual pay, San Bernardino County$62,368
- Average weekly wage, San Bernardino County$1,199
- Housing units permitted, San Bernardino County6,226
- Of those, single family, San Bernardino County3,617
- County product, 2024, San Bernardino County$137,913,905,000
- County product change over the prior year, San Bernardino County6.2 percent
- Average income of an arriving household, San Bernardino County$60,991
Every figure in this section is published for San Bernardino County as a whole and is not a measurement of Fontana. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fontana questions, answered from the record.
How many people live in Fontana, California?
214,169, in 58,362 households. Fontana city covers 43.29 square miles of land, which is 4,948 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fontana in?
San Bernardino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fontana?
$102,821. The median owner-occupied home is valued at $586,800. Median gross rent is $1,839 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fontana businesses?
195 7(a) approvals totalling $112.4 m, across 45 lenders, median approval $227,500, plus 130 504 approvals worth $140.1 m. These count approvals to borrowers whose address is in Fontana, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fontana borrowers get paid back?
Of the 44 loans that have reached a final outcome, 37 were paid in full and 7 charged off, a charge off rate of 15.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Fontana in the National Flood Insurance Program?
Yes. Fontana appears in the FEMA Community Status Book as community 060274, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fontana figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Bernardino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fontana.
Is zoning published for Fontana?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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