HomeCaliforniaSan Bernardino CountyOntario city
Ontario city, California: commercial real estate data.
Ontario city is a Census city of 180,547 people across 49.98 square miles of land, in San Bernardino County. Median household income is $88,941, 58.0 percent of occupied homes are owned, and the SBA record carries 299 7(a) approvals to borrowers here worth $217.3 m.
82 sourced place values · tier FULL · 9 sections
Ontario
What Ontario is
- Census place typecity
- Land area49.98 sq mi
- Water area0.03 sq mi
- Population per square mile of land3,612
- County holding the largest share of its areaSan Bernardino County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
How many people live in Ontario
- Population180,547
- Median age33.5
- Population under 1844,117
- Share under 1824.4 percent
- Population 65 and over18,870
- Share 65 and over10.5 percent
- Households53,770
- Family households41,927
- Share of households that are families78.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
Income and work in Ontario
- Median household income$88,941
- Per capita income$32,506
- Civilian labor force93,734
- Employed87,850
- Unemployed5,884
- Unemployment rate6.3 percent
- Adults 25 and over117,866
- Adults 25 and over with a high school diploma or higher78.1 percent
- Adults 25 and over with a bachelor degree or higher22.5 percent
- Adults 25 and over with a graduate degree6.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
Housing in Ontario
- Housing units55,966
- Occupied units53,770
- Vacant units2,196
- Vacancy rate3.9 percent
- Owner occupied31,202
- Renter occupied22,568
- Ownership rate58.0 percent
- Median owner-occupied home value$607,600
- Median gross rent, monthly$2,030
- Annual rent as a share of median income27.4 percent
- Single family units37,392
- Share single family66.8 percent
- Units in buildings of two or more16,309
- Share in buildings of two or more29.1 percent
- Mobile homes2,240
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
How Ontario gets to work
- Workers 16 and over who commute77,889
- Commuting under 15 minutes13,876
- Share commuting under 15 minutes17.8 percent
- Commuting 30 minutes or more35,600
- Share commuting 30 minutes or more45.7 percent
- Drove alone76.7 percent
- Carpooled11.3 percent
- Public transport0.9 percent plus or minus 0.3
- Walked1.2 percent plus or minus 0.3
- Worked from home9.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
SBA 7(a) lending to Ontario borrowers
- Approvals299
- Gross approval$217,255,200
- Average approval$726,606
- Median approval$350,000
- Ninetieth percentile approval$2,260,000
- Largest approval$5,000,000
- Jobs supported3,116
- Jobs per approval10.4
- Loans with a final outcome65
- Paid in full62
- Charged off3
- Charge-off rate over resolved loans4.6 percent
- Median term120 months
- Share on real estate terms of 20 years or more20.7 percent
- Share to franchises8.7 percent
- Distinct lenders73
- Distinct industries by NAICS142
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ontario
SBA 504 lending to Ontario borrowers
- Approvals218
- Gross approval$276,934,000
- Average approval$1,270,339
- Median approval$878,000
- Largest approval$5,468,000
- Jobs supported2,701
- Loans with a final outcome96
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs12
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ontario
Flood programme status in Ontario
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060278
- Currently effective map date09/02/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
San Bernardino County, not Ontario
San Bernardino County context, not Ontario figures
These are San Bernardino County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ontario measurements.
- Establishments in San Bernardino County42,571
- Employment at those establishments, San Bernardino County718,612
- Covered employment, San Bernardino County845,908
- Average annual pay, San Bernardino County$62,368
- Average weekly wage, San Bernardino County$1,199
- Housing units permitted, San Bernardino County6,226
- Of those, single family, San Bernardino County3,617
- County product, 2024, San Bernardino County$137,913,905,000
- County product change over the prior year, San Bernardino County6.2 percent
- Average income of an arriving household, San Bernardino County$60,991
Every figure in this section is published for San Bernardino County as a whole and is not a measurement of Ontario. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ontario questions, answered from the record.
How many people live in Ontario, California?
180,547, in 53,770 households. Ontario city covers 49.98 square miles of land, which is 3,612 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ontario in?
San Bernardino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ontario?
$88,941. The median owner-occupied home is valued at $607,600. Median gross rent is $2,030 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ontario businesses?
299 7(a) approvals totalling $217.3 m, across 73 lenders, median approval $350,000, plus 218 504 approvals worth $276.9 m. These count approvals to borrowers whose address is in Ontario, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ontario borrowers get paid back?
Of the 65 loans that have reached a final outcome, 62 were paid in full and 3 charged off, a charge off rate of 4.6 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Ontario in the National Flood Insurance Program?
Yes. Ontario appears in the FEMA Community Status Book as community 060278, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ontario figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Bernardino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ontario.
Is zoning published for Ontario?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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