HomeCaliforniaSan Bernardino CountyRancho Cucamonga
Rancho Cucamonga, California: commercial real estate data.
Rancho Cucamonga is a Census city of 175,411 people across 46.51 square miles of land, in San Bernardino County. Median household income is $111,895, 62.3 percent of occupied homes are owned, and the SBA record carries 303 7(a) approvals to borrowers here worth $166.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rancho Cucamonga
What Rancho Cucamonga is
- Census place typecity
- Land area46.51 sq mi
- Water area0.01 sq mi
- Population per square mile of land3,771
- County holding the largest share of its areaSan Bernardino County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rancho Cucamonga
How many people live in Rancho Cucamonga
- Population175,411
- Median age38.6
- Population under 1839,507
- Share under 1822.5 percent
- Population 65 and over25,493
- Share 65 and over14.5 percent
- Households58,835
- Family households43,902
- Share of households that are families74.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rancho Cucamonga
Income and work in Rancho Cucamonga
- Median household income$111,895
- Per capita income$47,475
- Civilian labor force91,557
- Employed86,193
- Unemployed5,364
- Unemployment rate5.9 percent
- Adults 25 and over122,165
- Adults 25 and over with a high school diploma or higher91.5 percent
- Adults 25 and over with a bachelor degree or higher37.5 percent
- Adults 25 and over with a graduate degree14.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rancho Cucamonga
Housing in Rancho Cucamonga
- Housing units60,879
- Occupied units58,835
- Vacant units2,044 plus or minus 467
- Vacancy rate3.4 percent plus or minus 0.8
- Owner occupied36,654
- Renter occupied22,181
- Ownership rate62.3 percent
- Median owner-occupied home value$740,200
- Median gross rent, monthly$2,357
- Annual rent as a share of median income25.3 percent
- Single family units42,716
- Share single family70.2 percent
- Units in buildings of two or more16,766
- Share in buildings of two or more27.5 percent
- Mobile homes1,386
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rancho Cucamonga
How Rancho Cucamonga gets to work
- Workers 16 and over who commute72,386
- Commuting under 15 minutes12,695
- Share commuting under 15 minutes17.5 percent
- Commuting 30 minutes or more34,060
- Share commuting 30 minutes or more47.1 percent
- Drove alone73.8 percent
- Carpooled9.4 percent
- Public transport1.0 percent plus or minus 0.3
- Walked0.6 percent plus or minus 0.2
- Worked from home13.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rancho Cucamonga
SBA loans in Rancho Cucamonga (7(a))
- Approvals303
- Gross approval$166,261,600
- Average approval$548,718
- Median approval$250,000
- Ninetieth percentile approval$1,547,120
- Largest approval$5,000,000
- Jobs supported3,365
- Jobs per approval11.1
- Loans with a final outcome65
- Paid in full58
- Charged off7
- Charge-off rate over resolved loans10.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more15.2 percent
- Share to franchises6.9 percent
- Distinct lenders74
- Distinct industries by NAICS139
Counted by borrower city: approvals to borrowers whose address is in Rancho Cucamonga, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rancho Cucamonga
SBA loans in Rancho Cucamonga (504)
- Approvals192
- Gross approval$202,171,000
- Average approval$1,052,974
- Median approval$727,500
- Largest approval$5,500,000
- Jobs supported2,643
- Loans with a final outcome71
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs11
Counted by borrower city: approvals to borrowers whose address is in Rancho Cucamonga, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rancho Cucamonga
Flood risk in Rancho Cucamonga
- NFIP communityCity of Rancho Cucamonga
- NFIP community number060671
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/02/16
The City of Rancho Cucamonga participates in the National Flood Insurance Program as community 060671 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Bernardino County, not Rancho Cucamonga
San Bernardino County context, not Rancho Cucamonga figures
- Establishments in San Bernardino County42,571
- Covered employment, San Bernardino County845,908
- Average annual pay, San Bernardino County$62,368
- Housing units permitted, San Bernardino County6,226
Every figure in this section is published for San Bernardino County as a whole and is not a measurement of Rancho Cucamonga.
All San Bernardino County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rancho Cucamonga questions, answered from the record.
How many people live in Rancho Cucamonga, California?
175,411, in 58,835 households. Rancho Cucamonga city covers 46.51 square miles of land, which is 3,771 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rancho Cucamonga in?
San Bernardino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rancho Cucamonga?
$111,895. The median owner-occupied home is valued at $740,200. Median gross rent is $2,357 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rancho Cucamonga businesses?
303 7(a) approvals totaling $166.3 m since FY2020, across 74 lenders, median approval $250,000, plus 192 504 approvals worth $202.2 m since FY2010. These count approvals to borrowers whose address is in Rancho Cucamonga, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rancho Cucamonga borrowers get paid back?
Of the 65 loans that have reached a final outcome, 58 were paid in full and 7 charged off, a charge off rate of 10.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Rancho Cucamonga in the National Flood Insurance Program?
Yes. Rancho Cucamonga appears in the FEMA Community Status Book as Rancho Cucamonga, city of, community 060671, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rancho Cucamonga figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Bernardino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rancho Cucamonga.
Is zoning published for Rancho Cucamonga?
No. Nothing on this page presents parcel level zoning.
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