HomeHawaiiHonolulu CountyWaialua
Waialua, Hawaii: commercial real estate data.
Waialua is a Census CDP of 3,050 people across 2.19 square miles of land, in Honolulu County. Median household income is $88,269, 63.9 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $3.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Waialua
What Waialua is
- Census place typeCDP
- Land area2.19 sq mi
- Water area0.2 sq mi
- Population per square mile of land1,392
- County holding the largest share of its areaHonolulu County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waialua
How many people live in Waialua
- Population3,050
- Median age49.0
- Population under 18375 plus or minus 136
- Share under 1812.3 percent plus or minus 4.0
- Population 65 and over798 plus or minus 180
- Share 65 and over26.2 percent
- Households1,092
- Family households719
- Share of households that are families65.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waialua
Income and work in Waialua
- Median household income$88,269
- Per capita income$41,901
- Civilian labor force1,801 plus or minus 370
- Employed1,658 plus or minus 367
- Unemployed143 plus or minus 83
- Unemployment rate7.9 percent plus or minus 4.3
- Adults 25 and over2,485
- Adults 25 and over with a high school diploma or higher95.1 percent
- Adults 25 and over with a bachelor degree or higher28.2 percent plus or minus 6.2
- Adults 25 and over with a graduate degree6.7 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waialua
Housing in Waialua
- Housing units1,254
- Occupied units1,092
- Vacant units162 plus or minus 109
- Vacancy rate12.9 percent plus or minus 8.6
- Owner occupied698
- Renter occupied394 plus or minus 117
- Ownership rate63.9 percent
- Median owner-occupied home value$997,200
- Median gross rent, monthly$1,678 plus or minus $586
- Annual rent as a share of median income22.8 percent plus or minus 8.4
- Single family units1,176
- Share single family93.8 percent
- Units in buildings of two or more78 plus or minus 59
- Share in buildings of two or more6.2 percent plus or minus 4.7
- Mobile homes0
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waialua
How Waialua gets to work
- Workers 16 and over who commute1,474 plus or minus 354
- Commuting under 15 minutes353 plus or minus 148
- Share commuting under 15 minutes23.9 percent plus or minus 8.2
- Commuting 30 minutes or more891 plus or minus 237
- Share commuting 30 minutes or more60.4 percent
- Drove alone77.5 percent
- Carpooled6.3 percent plus or minus 4.4
- Public transport5.7 percent plus or minus 3.7
- Walked1.5 percent plus or minus 2.0
- Worked from home9.0 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waialua
SBA loans in Waialua (7(a))
- Approvals10
- Gross approval$3,743,200
- Average approval$374,320
- Median approval$100,000
- Largest approval$1,720,000
- Jobs supported92
- Jobs per approval9.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Waialua, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waialua
SBA loans in Waialua (504)
- Approvals1
- Gross approval$258,000
- Average approval$258,000
- Median approval$258,000
- Largest approval$258,000
- Jobs supported4
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Waialua, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Honolulu County, not Waialua
Honolulu County context, not Waialua figures
- Establishments in Honolulu County20,890
- Covered employment, Honolulu County453,193
- Average annual pay, Honolulu County$69,851
- Housing units permitted, Honolulu County1,638
Every figure in this section is published for Honolulu County as a whole and is not a measurement of Waialua.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waialua questions, answered from the record.
How many people live in Waialua, Hawaii?
3,050, in 1,092 households. Waialua CDP covers 2.19 square miles of land, which is 1,392 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waialua in?
Honolulu County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waialua?
$88,269. The median owner-occupied home is valued at $997,200. Median gross rent is $1,678 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waialua businesses?
10 7(a) approvals totaling $3.7 m since FY2020, across 8 lenders, median approval $100,000, plus 1 504 approvals worth $258,000 since FY2010. These count approvals to borrowers whose address is in Waialua, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waialua borrowers get paid back?
No rate is published for Waialua. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Waialua figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Honolulu County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waialua.
Is zoning published for Waialua?
No. Nothing on this page presents parcel level zoning.