HomeMaineHancock CountyWinter Harbor
Winter Harbor, Maine: commercial real estate data.
Winter Harbor is a Census CDP of 371 people across 2.17 square miles of land, in Hancock County. Median household income is $86,667, 79.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $162,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Winter Harbor
What Winter Harbor is
- Census place typeCDP
- Land area2.17 sq mi
- Water area0 sq mi
- Population per square mile of land171 plus or minus 60
- County holding the largest share of its areaHancock County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Harbor
How many people live in Winter Harbor
- Population371 plus or minus 130
- Median age65.5
- Population under 1826 plus or minus 23
- Share under 187.0 percent plus or minus 5.7
- Population 65 and over188 plus or minus 60
- Share 65 and over50.7 percent plus or minus 24.0
- Households194 plus or minus 56
- Family households100 plus or minus 46
- Share of households that are families51.5 percent plus or minus 18.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Harbor
Income and work in Winter Harbor
- Median household income$86,667 plus or minus $38,891
- Per capita income$51,181 plus or minus $12,686
- Civilian labor force113 plus or minus 56
- Employed113 plus or minus 56
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over305 plus or minus 99
- Adults 25 and over with a high school diploma or higher91.1 percent plus or minus 40.6
- Adults 25 and over with a bachelor degree or higher42.0 percent plus or minus 15.3
- Adults 25 and over with a graduate degree15.4 percent plus or minus 11.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Harbor
Housing in Winter Harbor
- Housing units379 plus or minus 76
- Occupied units194 plus or minus 56
- Vacant units185 plus or minus 59
- Vacancy rate48.8 percent plus or minus 12.1
- Owner occupied154 plus or minus 49
- Renter occupied40 plus or minus 27
- Ownership rate79.4 percent
- Median owner-occupied home value$240,300 plus or minus $70,104
- Single family units308 plus or minus 76
- Share single family81.3 percent
- Units in buildings of two or more52 plus or minus 34
- Share in buildings of two or more13.7 percent plus or minus 8.5
- Mobile homes19 plus or minus 21
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Harbor
How Winter Harbor gets to work
- Workers 16 and over who commute107 plus or minus 56
- Commuting under 15 minutes35 plus or minus 27
- Share commuting under 15 minutes32.7 percent plus or minus 18.5
- Commuting 30 minutes or more53 plus or minus 45
- Share commuting 30 minutes or more49.5 percent plus or minus 32.7
- Drove alone75.2 percent plus or minus 23.8
- Carpooled15.0 percent plus or minus 14.1
- Public transport0.0 percent
- Walked0.9 percent plus or minus 3.5
- Worked from home5.3 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Harbor
SBA loans in Winter Harbor (7(a))
- Approvals1
- Gross approval$162,000
- Average approval$162,000
- Median approval$162,000
- Largest approval$162,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term78 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Winter Harbor, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winter Harbor
Flood risk in Winter Harbor
- NFIP communityTown of Winter Harbor
- NFIP community number230302
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/20/16
The Town of Winter Harbor participates in the National Flood Insurance Program as community 230302 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hancock County, not Winter Harbor
Hancock County context, not Winter Harbor figures
- Establishments in Hancock County2,397
- Covered employment, Hancock County23,631
- Average annual pay, Hancock County$53,780
- Housing units permitted, Hancock County259
Every figure in this section is published for Hancock County as a whole and is not a measurement of Winter Harbor.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Winter Harbor questions, answered from the record.
How many people live in Winter Harbor, Maine?
371, in 194 households. Winter Harbor CDP covers 2.17 square miles of land, which is 171 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winter Harbor in?
Hancock County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winter Harbor?
$86,667. The median owner-occupied home is valued at $240,300. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winter Harbor businesses?
1 7(a) approvals totaling $162,000 since FY2020, across 1 lenders, median approval $162,000. These count approvals to borrowers whose address is in Winter Harbor, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winter Harbor borrowers get paid back?
No rate is published for Winter Harbor. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Winter Harbor in the National Flood Insurance Program?
Yes. Winter Harbor appears in the FEMA Community Status Book as Winter Harbor, town of, community 230302, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winter Harbor figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hancock County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winter Harbor.
Is zoning published for Winter Harbor?
No. Nothing on this page presents parcel level zoning.
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