HomeMissouriFranklin CountyGerald city
Gerald city, Missouri: commercial real estate data.
Gerald city is a Census city of 1,368 people across 1.46 square miles of land, in Franklin County. Median household income is $61,458, 58.9 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $4.6 m.
66 sourced place values · tier FULL · 7 sections
Gerald
What Gerald is
- Census place typecity
- Land area1.46 sq mi
- Water area0.01 sq mi
- Population per square mile of land940
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gerald
How many people live in Gerald
- Population1,368
- Median age38.0
- Population under 18279 plus or minus 73
- Share under 1820.4 percent
- Population 65 and over204 plus or minus 55
- Share 65 and over14.9 percent plus or minus 3.1
- Households530
- Family households366 plus or minus 75
- Share of households that are families69.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gerald
Income and work in Gerald
- Median household income$61,458 plus or minus $17,731
- Per capita income$31,995 plus or minus $9,239
- Civilian labor force765
- Employed718
- Unemployed47 plus or minus 29
- Unemployment rate6.1 percent plus or minus 3.6
- Adults 25 and over901
- Adults 25 and over with a high school diploma or higher89.1 percent plus or minus 20.8
- Adults 25 and over with a bachelor degree or higher16.2 percent plus or minus 6.4
- Adults 25 and over with a graduate degree4.6 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gerald
Housing in Gerald
- Housing units581
- Occupied units530
- Vacant units51 plus or minus 42
- Vacancy rate8.8 percent plus or minus 7.1
- Owner occupied312
- Renter occupied218 plus or minus 61
- Ownership rate58.9 percent
- Median owner-occupied home value$150,800
- Median gross rent, monthly$842
- Annual rent as a share of median income16.4 percent plus or minus 5.0
- Single family units389
- Share single family67.0 percent
- Units in buildings of two or more104 plus or minus 43
- Share in buildings of two or more17.9 percent plus or minus 6.9
- Mobile homes88 plus or minus 50
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gerald
How Gerald gets to work
- Workers 16 and over who commute630
- Commuting under 15 minutes167 plus or minus 55
- Share commuting under 15 minutes26.5 percent plus or minus 7.1
- Commuting 30 minutes or more309 plus or minus 75
- Share commuting 30 minutes or more49.0 percent
- Drove alone79.3 percent
- Carpooled5.8 percent plus or minus 3.7
- Public transport0.0 percent
- Walked3.7 percent plus or minus 2.6
- Worked from home11.3 percent plus or minus 7.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gerald
SBA 7(a) lending to Gerald borrowers
- Approvals5
- Gross approval$4,614,000
- Average approval$922,800
- Median approval$150,000
- Ninetieth percentile approval$3,403,000
- Largest approval$3,403,000
- Jobs supported49
- Jobs per approval9.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises40.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Franklin County, not Gerald
Franklin County context, not Gerald figures
These are Franklin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gerald measurements.
- Establishments in Franklin County2,702
- Employment at those establishments, Franklin County35,466
- Covered employment, Franklin County39,312
- Average annual pay, Franklin County$51,695
- Average weekly wage, Franklin County$994
- Housing units permitted, Franklin County661
- Of those, single family, Franklin County501
- County product, 2024, Franklin County$6,418,705,000
- County product change over the prior year, Franklin County1.7 percent
- Average income of an arriving household, Franklin County$66,100
Every figure in this section is published for Franklin County as a whole and is not a measurement of Gerald. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gerald questions, answered from the record.
How many people live in Gerald, Missouri?
1,368, in 530 households. Gerald city covers 1.46 square miles of land, which is 940 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gerald in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gerald?
$61,458. The median owner-occupied home is valued at $150,800. Median gross rent is $842 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gerald businesses?
5 7(a) approvals totalling $4.6 m, across 4 lenders, median approval $150,000. These count approvals to borrowers whose address is in Gerald, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gerald borrowers get paid back?
No rate is published for Gerald. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Gerald figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gerald.
Is zoning published for Gerald?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.