HomeMissouriFranklin CountyUnion
Union, Missouri: commercial real estate data.
Union is a Census city of 12,781 people across 9.09 square miles of land, in Franklin County. Median household income is $73,435, 60.6 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $10.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Union
What Union is
- Census place typecity
- Land area9.09 sq mi
- Water area0 sq mi
- Population per square mile of land1,406
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union
How many people live in Union
- Population12,781
- Median age33.3
- Population under 183,371
- Share under 1826.4 percent
- Population 65 and over1,585
- Share 65 and over12.4 percent
- Households4,990
- Family households3,122
- Share of households that are families62.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union
Income and work in Union
- Median household income$73,435
- Per capita income$33,416
- Civilian labor force6,592
- Employed6,348
- Unemployed244 plus or minus 190
- Unemployment rate3.7 percent plus or minus 2.9
- Adults 25 and over8,317
- Adults 25 and over with a high school diploma or higher91.1 percent
- Adults 25 and over with a bachelor degree or higher23.7 percent
- Adults 25 and over with a graduate degree6.2 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union
Housing in Union
- Housing units5,399
- Occupied units4,990
- Vacant units409 plus or minus 222
- Vacancy rate7.6 percent plus or minus 4.1
- Owner occupied3,024
- Renter occupied1,966
- Ownership rate60.6 percent
- Median owner-occupied home value$205,200
- Median gross rent, monthly$858
- Annual rent as a share of median income14.0 percent
- Single family units3,892
- Share single family72.1 percent
- Units in buildings of two or more1,093 plus or minus 304
- Share in buildings of two or more20.2 percent plus or minus 5.5
- Mobile homes414 plus or minus 201
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union
How Union gets to work
- Workers 16 and over who commute5,730
- Commuting under 15 minutes2,126
- Share commuting under 15 minutes37.1 percent
- Commuting 30 minutes or more1,707
- Share commuting 30 minutes or more29.8 percent
- Drove alone79.0 percent
- Carpooled9.2 percent plus or minus 2.8
- Public transport0.7 percent plus or minus 0.9
- Walked1.0 percent plus or minus 1.4
- Worked from home9.0 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union
SBA loans in Union (7(a))
- Approvals22
- Gross approval$10,379,900
- Average approval$471,814
- Median approval$345,000
- Ninetieth percentile approval$933,500
- Largest approval$1,650,000
- Jobs supported142
- Jobs per approval6.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.3 percent
- Share to franchises9.1 percent
- Distinct lenders9
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Union, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union
SBA loans in Union (504)
- Approvals11
- Gross approval$5,366,000
- Average approval$487,818
- Median approval$241,000
- Largest approval$2,004,000
- Jobs supported147
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Union, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Union
Flood risk in Union
- NFIP communityCity of Union
- NFIP community number290137
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/05/20
The City of Union participates in the National Flood Insurance Program as community 290137 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Franklin County, not Union
Franklin County context, not Union figures
- Establishments in Franklin County2,702
- Covered employment, Franklin County39,312
- Average annual pay, Franklin County$51,695
- Housing units permitted, Franklin County661
Every figure in this section is published for Franklin County as a whole and is not a measurement of Union.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Union questions, answered from the record.
How many people live in Union, Missouri?
12,781, in 4,990 households. Union city covers 9.09 square miles of land, which is 1,406 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Union in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Union?
$73,435. The median owner-occupied home is valued at $205,200. Median gross rent is $858 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Union businesses?
22 7(a) approvals totaling $10.4 m since FY2020, across 9 lenders, median approval $345,000, plus 11 504 approvals worth $5.4 m since FY2010. These count approvals to borrowers whose address is in Union, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Union borrowers get paid back?
No rate is published for Union. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Union in the National Flood Insurance Program?
Yes. Union appears in the FEMA Community Status Book as Union, city of, community 290137, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Union figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Union.
Is zoning published for Union?
No. Nothing on this page presents parcel level zoning.