HomeMissouriFranklin CountyPacific
Pacific, Missouri: commercial real estate data.
Pacific is a Census city of 7,475 people across 6.88 square miles of land, lying across Franklin County and St. Louis County. Median household income is $62,860, 64.9 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $10.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pacific
What Pacific is
- Census place typecity
- Land area6.88 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,086
- County holding the largest share of its areaFranklin County, 80.7 percent
- Counties this place lies inFranklin County 80.7 percent, St. Louis County 19.3 percent
Pacific crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific
How many people live in Pacific
- Population7,475
- Median age39.7
- Population under 181,194 plus or minus 244
- Share under 1816.0 percent plus or minus 3.3
- Population 65 and over1,355 plus or minus 276
- Share 65 and over18.1 percent plus or minus 3.7
- Households3,116
- Family households1,631
- Share of households that are families52.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific
Income and work in Pacific
- Median household income$62,860
- Per capita income$35,860
- Civilian labor force3,694
- Employed3,626
- Unemployed68 plus or minus 50
- Unemployment rate1.8 percent plus or minus 1.3
- Adults 25 and over5,413
- Adults 25 and over with a high school diploma or higher88.8 percent
- Adults 25 and over with a bachelor degree or higher21.3 percent plus or minus 4.7
- Adults 25 and over with a graduate degree6.0 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific
Housing in Pacific
- Housing units3,218
- Occupied units3,116
- Vacant units102 plus or minus 84
- Vacancy rate3.2 percent plus or minus 2.6
- Owner occupied2,022
- Renter occupied1,094 plus or minus 306
- Ownership rate64.9 percent
- Median owner-occupied home value$249,300
- Median gross rent, monthly$906
- Annual rent as a share of median income17.3 percent
- Single family units2,228
- Share single family69.2 percent
- Units in buildings of two or more857 plus or minus 302
- Share in buildings of two or more26.6 percent plus or minus 9.1
- Mobile homes133 plus or minus 108
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific
How Pacific gets to work
- Workers 16 and over who commute3,159
- Commuting under 15 minutes777 plus or minus 218
- Share commuting under 15 minutes24.6 percent plus or minus 6.4
- Commuting 30 minutes or more1,814 plus or minus 386
- Share commuting 30 minutes or more57.4 percent
- Drove alone83.9 percent
- Carpooled4.2 percent plus or minus 2.3
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home11.3 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific
SBA loans in Pacific (7(a))
- Approvals18
- Gross approval$10,229,900
- Average approval$568,328
- Median approval$299,500
- Largest approval$4,560,000
- Jobs supported190
- Jobs per approval10.6
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.8 percent
- Share to franchises5.6 percent
- Distinct lenders12
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in Pacific, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pacific
SBA loans in Pacific (504)
- Approvals12
- Gross approval$11,869,000
- Average approval$989,083
- Median approval$461,000
- Largest approval$4,877,000
- Jobs supported101
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Pacific, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pacific
Flood risk in Pacific
- NFIP communityCity of Pacific
- NFIP community number290134
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/05/20
The City of Pacific participates in the National Flood Insurance Program as community 290134 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Franklin County, not Pacific
Franklin County context, not Pacific figures
- Establishments in Franklin County2,702
- Covered employment, Franklin County39,312
- Average annual pay, Franklin County$51,695
- Housing units permitted, Franklin County661
Every figure in this section is published for Franklin County as a whole and is not a measurement of Pacific.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pacific questions, answered from the record.
How many people live in Pacific, Missouri?
7,475, in 3,116 households. Pacific city covers 6.88 square miles of land, which is 1,086 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pacific in?
Pacific lies in more than one. By area it is 80.7 percent in Franklin County, 19.3 percent in St. Louis County. This page sits under Franklin County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Pacific?
$62,860. The median owner-occupied home is valued at $249,300. Median gross rent is $906 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pacific businesses?
18 7(a) approvals totaling $10.2 m since FY2020, across 12 lenders, median approval $299,500, plus 12 504 approvals worth $11.9 m since FY2010. These count approvals to borrowers whose address is in Pacific, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pacific borrowers get paid back?
No rate is published for Pacific. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pacific in the National Flood Insurance Program?
Yes. Pacific appears in the FEMA Community Status Book as Pacific, city of, community 290134, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pacific figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pacific.
Is zoning published for Pacific?
No. Nothing on this page presents parcel level zoning.