HomeMissouriFranklin CountyGray Summit CDP
Gray Summit CDP, Missouri: commercial real estate data.
Gray Summit CDP is a Census CDP of 2,991 people across 7.70 square miles of land, in Franklin County. Median household income is $65,667, 74.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $407,300.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Gray Summit
What Gray Summit is
- Census place typeCDP
- Land area7.7 sq mi
- Water area0.02 sq mi
- Population per square mile of land389
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray Summit
How many people live in Gray Summit
- Population2,991
- Median age38.0
- Population under 18813 plus or minus 216
- Share under 1827.2 percent
- Population 65 and over424 plus or minus 116
- Share 65 and over14.2 percent
- Households1,186
- Family households804 plus or minus 169
- Share of households that are families67.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray Summit
Income and work in Gray Summit
- Median household income$65,667 plus or minus $15,374
- Per capita income$35,261
- Civilian labor force1,503 plus or minus 317
- Employed1,470 plus or minus 317
- Unemployed33 plus or minus 45
- Unemployment rate2.2 percent plus or minus 3.0
- Adults 25 and over2,084
- Adults 25 and over with a high school diploma or higher83.2 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent plus or minus 4.7
- Adults 25 and over with a graduate degree4.5 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray Summit
Housing in Gray Summit
- Housing units1,328
- Occupied units1,186
- Vacant units142 plus or minus 110
- Vacancy rate10.7 percent plus or minus 8.2
- Owner occupied888
- Renter occupied298 plus or minus 117
- Ownership rate74.9 percent
- Median owner-occupied home value$170,500
- Median gross rent, monthly$1,043 plus or minus $276
- Annual rent as a share of median income19.1 percent plus or minus 6.7
- Single family units964
- Share single family72.6 percent
- Units in buildings of two or more128 plus or minus 78
- Share in buildings of two or more9.6 percent plus or minus 5.7
- Mobile homes236 plus or minus 101
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray Summit
How Gray Summit gets to work
- Workers 16 and over who commute1,251 plus or minus 304
- Commuting under 15 minutes263 plus or minus 126
- Share commuting under 15 minutes21.0 percent plus or minus 8.6
- Commuting 30 minutes or more673 plus or minus 186
- Share commuting 30 minutes or more53.8 percent
- Drove alone72.8 percent
- Carpooled11.6 percent plus or minus 6.8
- Public transport0.0 percent
- Walked1.7 percent plus or minus 2.3
- Worked from home13.8 percent plus or minus 7.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray Summit
SBA loans in Gray Summit (7(a))
- Approvals2
- Gross approval$407,300
- Average approval$203,650
- Median approval$222,300
- Ninetieth percentile approval$222,300
- Largest approval$222,300
- Jobs supported10
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Franklin County, not Gray Summit
Franklin County context, not Gray Summit figures
These are Franklin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gray Summit measurements.
- Establishments in Franklin County2,702
- Employment at those establishments, Franklin County35,466
- Covered employment, Franklin County39,312
- Average annual pay, Franklin County$51,695
- Average weekly wage, Franklin County$994
- Housing units permitted, Franklin County661
- Of those, single family, Franklin County501
- County product, 2024, Franklin County$6,418,705,000
- County product change over the prior year, Franklin County1.7 percent
- Average income of an arriving household, Franklin County$66,100
Every figure in this section is published for Franklin County as a whole and is not a measurement of Gray Summit. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gray Summit questions, answered from the record.
How many people live in Gray Summit, Missouri?
2,991, in 1,186 households. Gray Summit CDP covers 7.70 square miles of land, which is 389 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gray Summit in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gray Summit?
$65,667. The median owner-occupied home is valued at $170,500. Median gross rent is $1,043 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gray Summit businesses?
2 7(a) approvals totalling $407,300, across 2 lenders, median approval $222,300. These count approvals to borrowers whose address is in Gray Summit, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gray Summit borrowers get paid back?
No rate is published for Gray Summit. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Gray Summit figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gray Summit.
Is zoning published for Gray Summit?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.