HomeMissouriSt. Louis CountyChesterfield city
Chesterfield city, Missouri: commercial real estate data.
Chesterfield city is a Census city of 49,574 people across 31.84 square miles of land, in St. Louis County. Median household income is $133,037, 77.6 percent of occupied homes are owned, and the SBA record carries 86 7(a) approvals to borrowers here worth $51.4 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Chesterfield
What Chesterfield is
- Census place typecity
- Land area31.84 sq mi
- Water area2 sq mi
- Population per square mile of land1,557
- County holding the largest share of its areaSt. Louis County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesterfield
How many people live in Chesterfield
- Population49,574
- Median age47.2
- Population under 1810,480
- Share under 1821.1 percent
- Population 65 and over12,641
- Share 65 and over25.5 percent
- Households20,811
- Family households14,378
- Share of households that are families69.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesterfield
Income and work in Chesterfield
- Median household income$133,037
- Per capita income$75,850
- Civilian labor force24,886
- Employed24,090
- Unemployed796 plus or minus 288
- Unemployment rate3.2 percent plus or minus 1.2
- Adults 25 and over36,149
- Adults 25 and over with a high school diploma or higher98.0 percent
- Adults 25 and over with a bachelor degree or higher72.5 percent
- Adults 25 and over with a graduate degree36.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesterfield
Housing in Chesterfield
- Housing units21,603
- Occupied units20,811
- Vacant units792 plus or minus 239
- Vacancy rate3.7 percent plus or minus 1.1
- Owner occupied16,143
- Renter occupied4,668
- Ownership rate77.6 percent
- Median owner-occupied home value$472,500
- Median gross rent, monthly$1,644
- Annual rent as a share of median income14.8 percent
- Single family units16,141
- Share single family74.7 percent
- Units in buildings of two or more5,336
- Share in buildings of two or more24.7 percent
- Mobile homes126 plus or minus 105
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesterfield
How Chesterfield gets to work
- Workers 16 and over who commute17,453
- Commuting under 15 minutes4,459
- Share commuting under 15 minutes25.5 percent
- Commuting 30 minutes or more4,496
- Share commuting 30 minutes or more25.8 percent
- Drove alone67.3 percent
- Carpooled4.4 percent plus or minus 1.0
- Public transport0.1 percent plus or minus 0.1
- Walked0.7 percent plus or minus 0.5
- Worked from home26.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesterfield
SBA loans in Chesterfield (7(a))
- Approvals86
- Gross approval$51,404,900
- Average approval$597,731
- Median approval$325,000
- Ninetieth percentile approval$1,400,000
- Largest approval$5,000,000
- Jobs supported1,169
- Jobs per approval13.6
- Loans with a final outcome16
- Paid in full15
- Charged off1
- Charge-off rate over resolved loans6.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more1.2 percent
- Share to franchises38.4 percent
- Distinct lenders38
- Distinct industries by NAICS43
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chesterfield
SBA loans in Chesterfield (504)
- Approvals37
- Gross approval$30,827,000
- Average approval$833,162
- Median approval$547,000
- Largest approval$5,000,000
- Jobs supported431
- Loans with a final outcome12
- Charged off1
- Charge-off rate over resolved loans8.3 percent
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Louis County, not Chesterfield
St. Louis County context, not Chesterfield figures
These are St. Louis County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chesterfield measurements.
- Establishments in St. Louis County29,717
- Employment at those establishments, St. Louis County629,036
- Covered employment, St. Louis County596,676
- Average annual pay, St. Louis County$75,926
- Average weekly wage, St. Louis County$1,460
- Housing units permitted, St. Louis County1,193
- Of those, single family, St. Louis County687
- County product, 2024, St. Louis County$114,807,071,000
- County product change over the prior year, St. Louis County4.1 percent
- Average income of an arriving household, St. Louis County$94,672
Every figure in this section is published for St. Louis County as a whole and is not a measurement of Chesterfield. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chesterfield questions, answered from the record.
How many people live in Chesterfield, Missouri?
49,574, in 20,811 households. Chesterfield city covers 31.84 square miles of land, which is 1,557 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chesterfield in?
St. Louis County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chesterfield?
$133,037. The median owner-occupied home is valued at $472,500. Median gross rent is $1,644 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chesterfield businesses?
86 7(a) approvals totalling $51.4 m, across 38 lenders, median approval $325,000, plus 37 504 approvals worth $30.8 m. These count approvals to borrowers whose address is in Chesterfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chesterfield borrowers get paid back?
Of the 16 loans that have reached a final outcome, 15 were paid in full and 1 charged off, a charge off rate of 6.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Chesterfield figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Louis County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chesterfield.
Is zoning published for Chesterfield?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.