HomeMissouriSt. Louis CountyKirkwood city
Kirkwood city, Missouri: commercial real estate data.
Kirkwood city is a Census city of 29,363 people across 9.18 square miles of land, in St. Louis County. Median household income is $121,270, 77.2 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.5 m.
76 sourced place values · tier FULL · 8 sections
Kirkwood
What Kirkwood is
- Census place typecity
- Land area9.18 sq mi
- Water area0.02 sq mi
- Population per square mile of land3,198
- County holding the largest share of its areaSt. Louis County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirkwood
How many people live in Kirkwood
- Population29,363
- Median age41.8
- Population under 187,978
- Share under 1827.2 percent
- Population 65 and over6,084
- Share 65 and over20.7 percent
- Households11,992
- Family households7,727
- Share of households that are families64.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirkwood
Income and work in Kirkwood
- Median household income$121,270
- Per capita income$66,272
- Civilian labor force14,661
- Employed14,205
- Unemployed456 plus or minus 309
- Unemployment rate3.1 percent plus or minus 2.1
- Adults 25 and over19,981
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher67.9 percent
- Adults 25 and over with a graduate degree31.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirkwood
Housing in Kirkwood
- Housing units12,978
- Occupied units11,992
- Vacant units986 plus or minus 270
- Vacancy rate7.6 percent plus or minus 2.1
- Owner occupied9,254
- Renter occupied2,738
- Ownership rate77.2 percent
- Median owner-occupied home value$451,400
- Median gross rent, monthly$1,348
- Annual rent as a share of median income13.3 percent
- Single family units10,020
- Share single family77.2 percent
- Units in buildings of two or more2,942
- Share in buildings of two or more22.7 percent
- Mobile homes0
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirkwood
How Kirkwood gets to work
- Workers 16 and over who commute10,882
- Commuting under 15 minutes2,855
- Share commuting under 15 minutes26.2 percent
- Commuting 30 minutes or more2,218
- Share commuting 30 minutes or more20.4 percent
- Drove alone68.6 percent
- Carpooled5.1 percent plus or minus 1.4
- Public transport0.7 percent plus or minus 0.6
- Walked1.2 percent plus or minus 0.6
- Worked from home23.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirkwood
SBA 7(a) lending to Kirkwood borrowers
- Approvals6
- Gross approval$1,495,400
- Average approval$249,233
- Median approval$350,000
- Ninetieth percentile approval$460,000
- Largest approval$460,000
- Jobs supported43
- Jobs per approval7.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kirkwood
SBA 504 lending to Kirkwood borrowers
- Approvals11
- Gross approval$6,937,000
- Average approval$630,636
- Median approval$309,000
- Largest approval$1,500,000
- Jobs supported113
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Louis County, not Kirkwood
St. Louis County context, not Kirkwood figures
These are St. Louis County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kirkwood measurements.
- Establishments in St. Louis County29,717
- Employment at those establishments, St. Louis County629,036
- Covered employment, St. Louis County596,676
- Average annual pay, St. Louis County$75,926
- Average weekly wage, St. Louis County$1,460
- Housing units permitted, St. Louis County1,193
- Of those, single family, St. Louis County687
- County product, 2024, St. Louis County$114,807,071,000
- County product change over the prior year, St. Louis County4.1 percent
- Average income of an arriving household, St. Louis County$94,672
Every figure in this section is published for St. Louis County as a whole and is not a measurement of Kirkwood. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Kirkwood questions, answered from the record.
How many people live in Kirkwood, Missouri?
29,363, in 11,992 households. Kirkwood city covers 9.18 square miles of land, which is 3,198 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kirkwood in?
St. Louis County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kirkwood?
$121,270. The median owner-occupied home is valued at $451,400. Median gross rent is $1,348 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kirkwood businesses?
6 7(a) approvals totalling $1.5 m, across 5 lenders, median approval $350,000, plus 11 504 approvals worth $6.9 m. These count approvals to borrowers whose address is in Kirkwood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kirkwood borrowers get paid back?
No rate is published for Kirkwood. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Kirkwood figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Louis County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kirkwood.
Is zoning published for Kirkwood?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.