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HomeNew YorkWestchester CountyBedford

Bedford, New York: commercial real estate data.

Bedford is a Census CDP of 1,874 people across 3.56 square miles of land, in Westchester County. Median household income is $250,001, 99.0 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $924,800 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Bedford

What Bedford is

  • Census place typeCDP
  • Land area3.56 sq mi
  • Water area0.05 sq mi
  • Population per square mile of land526 plus or minus 123
  • County holding the largest share of its areaWestchester County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bedford

How many people live in Bedford

  • Population1,874 plus or minus 437
  • Median age48.5
  • Population under 18355 plus or minus 113
  • Share under 1818.9 percent plus or minus 4.1
  • Population 65 and over346 plus or minus 120
  • Share 65 and over18.5 percent plus or minus 4.7
  • Households721 plus or minus 171
  • Family households504 plus or minus 116
  • Share of households that are families69.9 percent plus or minus 23.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bedford

Income and work in Bedford

  • Median household income$250,001
  • Per capita income$150,649 plus or minus $32,231
  • Civilian labor force941 plus or minus 333
  • Employed885 plus or minus 328
  • Unemployed56 plus or minus 57
  • Unemployment rate6.0 percent plus or minus 5.7
  • Adults 25 and over1,359 plus or minus 368
  • Adults 25 and over with a high school diploma or higher98.6 percent plus or minus 33.1
  • Adults 25 and over with a bachelor degree or higher80.6 percent plus or minus 28.2
  • Adults 25 and over with a graduate degree33.6 percent plus or minus 7.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bedford

Housing in Bedford

  • Housing units773 plus or minus 181
  • Occupied units721 plus or minus 171
  • Vacant units52 plus or minus 79
  • Vacancy rate6.7 percent plus or minus 10.1
  • Owner occupied714 plus or minus 171
  • Renter occupied7 plus or minus 11
  • Ownership rate99.0 percent
  • Median owner-occupied home value$1,179,500
  • Single family units773 plus or minus 182
  • Share single family100.0 percent
  • Units in buildings of two or more0
  • Share in buildings of two or more0.0 percent
  • Mobile homes0
  • Median year structure built1961

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bedford

How Bedford gets to work

  • Workers 16 and over who commute540 plus or minus 202
  • Commuting under 15 minutes75 plus or minus 43
  • Share commuting under 15 minutes13.9 percent plus or minus 6.1
  • Commuting 30 minutes or more255 plus or minus 107
  • Share commuting 30 minutes or more47.2 percent
  • Drove alone38.0 percent plus or minus 16.5
  • Carpooled3.6 percent plus or minus 4.1
  • Public transport16.5 percent plus or minus 6.3
  • Walked1.1 percent plus or minus 1.6
  • Worked from home39.0 percent plus or minus 15.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bedford

SBA loans in Bedford (7(a))

  • Approvals5
  • Gross approval$924,800
  • Average approval$184,960
  • Median approval$202,000
  • Largest approval$216,300
  • Jobs supported70
  • Jobs per approval14.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS3

Counted by borrower city: approvals to borrowers whose address is in Bedford, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Bedford

SBA loans in Bedford (504)

  • Approvals4
  • Gross approval$8,250,000
  • Average approval$2,062,500
  • Median approval$1,459,500
  • Largest approval$4,838,000
  • Jobs supported36
  • Loans with a final outcome1
  • Charged off0
  • Median term270 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Bedford, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Bedford

Flood risk in Bedford

  • NFIP communityTown of Bedford
  • NFIP community number360903
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date09/28/07

The Town of Bedford participates in the National Flood Insurance Program as community 360903 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Westchester County, not Bedford

Westchester County context, not Bedford figures

  • Establishments in Westchester County31,174
  • Covered employment, Westchester County429,582
  • Average annual pay, Westchester County$94,317
  • Housing units permitted, Westchester County1,592

Every figure in this section is published for Westchester County as a whole and is not a measurement of Bedford.

All Westchester County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Bedford questions, answered from the record.

How many people live in Bedford, New York?

1,874, in 721 households. Bedford CDP covers 3.56 square miles of land, which is 526 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Bedford in?

Westchester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Bedford?

$250,001. The median owner-occupied home is valued at $1,179,500. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Bedford businesses?

5 7(a) approvals totaling $924,800 since FY2020, across 2 lenders, median approval $202,000, plus 4 504 approvals worth $8.3 m since FY2010. These count approvals to borrowers whose address is in Bedford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Bedford borrowers get paid back?

No rate is published for Bedford. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Bedford in the National Flood Insurance Program?

Yes. Bedford appears in the FEMA Community Status Book as Bedford, town of, community 360903, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Bedford figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Westchester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bedford.

Is zoning published for Bedford?

No. Nothing on this page presents parcel level zoning.