HomeNew YorkWestchester CountyElmsford village
Elmsford village, New York: commercial real estate data.
Elmsford village is a Census village of 5,186 people across 1.06 square miles of land, in Westchester County. Median household income is $120,179, 54.4 percent of occupied homes are owned, and the SBA record carries 42 7(a) approvals to borrowers here worth $28.0 m.
80 sourced place values · tier FULL · 9 sections
Elmsford
What Elmsford is
- Census place typevillage
- Land area1.06 sq mi
- Water area0 sq mi
- Population per square mile of land4,907
- County holding the largest share of its areaWestchester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elmsford
How many people live in Elmsford
- Population5,186
- Median age30.4
- Population under 181,319 plus or minus 294
- Share under 1825.4 percent plus or minus 5.7
- Population 65 and over467 plus or minus 130
- Share 65 and over9.0 percent plus or minus 2.5
- Households1,586
- Family households1,276
- Share of households that are families80.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elmsford
Income and work in Elmsford
- Median household income$120,179
- Per capita income$46,835
- Civilian labor force2,956
- Employed2,848
- Unemployed108 plus or minus 65
- Unemployment rate3.7 percent plus or minus 2.2
- Adults 25 and over3,281
- Adults 25 and over with a high school diploma or higher87.2 percent
- Adults 25 and over with a bachelor degree or higher42.9 percent
- Adults 25 and over with a graduate degree11.1 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elmsford
Housing in Elmsford
- Housing units1,753
- Occupied units1,586
- Vacant units167 plus or minus 108
- Vacancy rate9.5 percent plus or minus 6.0
- Owner occupied862
- Renter occupied724 plus or minus 171
- Ownership rate54.4 percent
- Median owner-occupied home value$641,700
- Median gross rent, monthly$2,546
- Annual rent as a share of median income25.4 percent
- Single family units950
- Share single family54.2 percent
- Units in buildings of two or more803 plus or minus 209
- Share in buildings of two or more45.8 percent plus or minus 10.4
- Mobile homes0
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elmsford
How Elmsford gets to work
- Workers 16 and over who commute2,564
- Commuting under 15 minutes565 plus or minus 182
- Share commuting under 15 minutes22.0 percent plus or minus 6.7
- Commuting 30 minutes or more957 plus or minus 248
- Share commuting 30 minutes or more37.3 percent plus or minus 8.9
- Drove alone68.3 percent
- Carpooled11.0 percent plus or minus 4.9
- Public transport13.8 percent plus or minus 6.4
- Walked1.7 percent plus or minus 1.8
- Worked from home5.1 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elmsford
SBA 7(a) lending to Elmsford borrowers
- Approvals42
- Gross approval$28,026,900
- Average approval$667,307
- Median approval$325,000
- Ninetieth percentile approval$1,636,200
- Largest approval$3,750,000
- Jobs supported773
- Jobs per approval18.4
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.5 percent
- Share to franchises7.1 percent
- Distinct lenders19
- Distinct industries by NAICS29
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elmsford
SBA 504 lending to Elmsford borrowers
- Approvals7
- Gross approval$3,425,000
- Average approval$489,286
- Median approval$356,000
- Largest approval$906,000
- Jobs supported40
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elmsford
Flood programme status in Elmsford
- Listed NFIP communities1
- Of those, participating1
- NFIP community number360910
- Currently effective map date09/28/07
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Westchester County, not Elmsford
Westchester County context, not Elmsford figures
These are Westchester County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Elmsford measurements.
- Establishments in Westchester County31,174
- Employment at those establishments, Westchester County389,560
- Covered employment, Westchester County429,582
- Average annual pay, Westchester County$94,317
- Average weekly wage, Westchester County$1,814
- Housing units permitted, Westchester County1,592
- Of those, single family, Westchester County268
- County product, 2024, Westchester County$120,153,941,000
- County product change over the prior year, Westchester County6.9 percent
- Average income of an arriving household, Westchester County$169,980
Every figure in this section is published for Westchester County as a whole and is not a measurement of Elmsford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Elmsford questions, answered from the record.
How many people live in Elmsford, New York?
5,186, in 1,586 households. Elmsford village covers 1.06 square miles of land, which is 4,907 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elmsford in?
Westchester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elmsford?
$120,179. The median owner-occupied home is valued at $641,700. Median gross rent is $2,546 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elmsford businesses?
42 7(a) approvals totalling $28.0 m, across 19 lenders, median approval $325,000, plus 7 504 approvals worth $3.4 m. These count approvals to borrowers whose address is in Elmsford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elmsford borrowers get paid back?
No rate is published for Elmsford. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Elmsford in the National Flood Insurance Program?
Yes. Elmsford appears in the FEMA Community Status Book as community 360910, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elmsford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Westchester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elmsford.
Is zoning published for Elmsford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.