HomeNew YorkWestchester CountyElmsford
Elmsford, New York: commercial real estate data.
Elmsford is a Census village of 5,186 people across 1.06 square miles of land, in Westchester County. Median household income is $120,179, 54.4 percent of occupied homes are owned, and the SBA record carries 42 7(a) approvals to borrowers here worth $28.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elmsford
What Elmsford is
- Census place typevillage
- Land area1.06 sq mi
- Water area0 sq mi
- Population per square mile of land4,907
- County holding the largest share of its areaWestchester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elmsford
How many people live in Elmsford
- Population5,186
- Median age30.4
- Population under 181,319 plus or minus 294
- Share under 1825.4 percent plus or minus 5.7
- Population 65 and over467 plus or minus 130
- Share 65 and over9.0 percent plus or minus 2.5
- Households1,586
- Family households1,276
- Share of households that are families80.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elmsford
Income and work in Elmsford
- Median household income$120,179
- Per capita income$46,835
- Civilian labor force2,956
- Employed2,848
- Unemployed108 plus or minus 65
- Unemployment rate3.7 percent plus or minus 2.2
- Adults 25 and over3,281
- Adults 25 and over with a high school diploma or higher87.2 percent
- Adults 25 and over with a bachelor degree or higher42.9 percent
- Adults 25 and over with a graduate degree11.1 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elmsford
Housing in Elmsford
- Housing units1,753
- Occupied units1,586
- Vacant units167 plus or minus 108
- Vacancy rate9.5 percent plus or minus 6.0
- Owner occupied862
- Renter occupied724 plus or minus 171
- Ownership rate54.4 percent
- Median owner-occupied home value$641,700
- Median gross rent, monthly$2,546
- Annual rent as a share of median income25.4 percent
- Single family units950
- Share single family54.2 percent
- Units in buildings of two or more803 plus or minus 209
- Share in buildings of two or more45.8 percent plus or minus 10.4
- Mobile homes0
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elmsford
How Elmsford gets to work
- Workers 16 and over who commute2,564
- Commuting under 15 minutes565 plus or minus 182
- Share commuting under 15 minutes22.0 percent plus or minus 6.7
- Commuting 30 minutes or more957 plus or minus 248
- Share commuting 30 minutes or more37.3 percent plus or minus 8.9
- Drove alone68.3 percent
- Carpooled11.0 percent plus or minus 4.9
- Public transport13.8 percent plus or minus 6.4
- Walked1.7 percent plus or minus 1.8
- Worked from home5.1 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elmsford
SBA loans in Elmsford (7(a))
- Approvals42
- Gross approval$28,026,900
- Average approval$667,307
- Median approval$312,500
- Ninetieth percentile approval$1,600,080
- Largest approval$3,750,000
- Jobs supported773
- Jobs per approval18.4
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.5 percent
- Share to franchises7.1 percent
- Distinct lenders19
- Distinct industries by NAICS29
Counted by borrower city: approvals to borrowers whose address is in Elmsford, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elmsford
SBA loans in Elmsford (504)
- Approvals7
- Gross approval$3,425,000
- Average approval$489,286
- Median approval$356,000
- Largest approval$906,000
- Jobs supported40
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Elmsford, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elmsford
Flood risk in Elmsford
- NFIP communityVillage of Elmsford
- NFIP community number360910
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/28/07
The Village of Elmsford participates in the National Flood Insurance Program as community 360910 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Westchester County, not Elmsford
Westchester County context, not Elmsford figures
- Establishments in Westchester County31,174
- Covered employment, Westchester County429,582
- Average annual pay, Westchester County$94,317
- Housing units permitted, Westchester County1,592
Every figure in this section is published for Westchester County as a whole and is not a measurement of Elmsford.
All Westchester County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Elmsford questions, answered from the record.
How many people live in Elmsford, New York?
5,186, in 1,586 households. Elmsford village covers 1.06 square miles of land, which is 4,907 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elmsford in?
Westchester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elmsford?
$120,179. The median owner-occupied home is valued at $641,700. Median gross rent is $2,546 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elmsford businesses?
42 7(a) approvals totaling $28.0 m since FY2020, across 19 lenders, median approval $312,500, plus 7 504 approvals worth $3.4 m since FY2010. These count approvals to borrowers whose address is in Elmsford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elmsford borrowers get paid back?
No rate is published for Elmsford. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Elmsford in the National Flood Insurance Program?
Yes. Elmsford appears in the FEMA Community Status Book as Elmsford, village of, community 360910, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elmsford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Westchester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elmsford.
Is zoning published for Elmsford?
No. Nothing on this page presents parcel level zoning.