HomeNew YorkWestchester CountyShrub Oak CDP
Shrub Oak CDP, New York: commercial real estate data.
Shrub Oak CDP is a Census CDP of 2,498 people across 1.58 square miles of land, in Westchester County. Median household income is $172,778, 67.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $512,000.
66 sourced place values · tier FULL · 7 sections
Shrub Oak
What Shrub Oak is
- Census place typeCDP
- Land area1.58 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,583 plus or minus 451
- County holding the largest share of its areaWestchester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shrub Oak
How many people live in Shrub Oak
- Population2,498 plus or minus 711
- Median age47.3 plus or minus 11.6
- Population under 18408 plus or minus 139
- Share under 1816.3 percent
- Population 65 and over471 plus or minus 240
- Share 65 and over18.9 percent plus or minus 8.0
- Households972 plus or minus 262
- Family households738 plus or minus 257
- Share of households that are families75.9 percent plus or minus 16.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shrub Oak
Income and work in Shrub Oak
- Median household income$172,778 plus or minus $77,626
- Per capita income$68,684
- Civilian labor force1,559 plus or minus 613
- Employed1,551 plus or minus 614
- Unemployed8 plus or minus 13
- Unemployment rate0.5 percent plus or minus 0.8
- Adults 25 and over1,726 plus or minus 490
- Adults 25 and over with a high school diploma or higher97.2 percent plus or minus 37.2
- Adults 25 and over with a bachelor degree or higher57.2 percent plus or minus 12.6
- Adults 25 and over with a graduate degree21.0 percent plus or minus 11.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shrub Oak
Housing in Shrub Oak
- Housing units1,055 plus or minus 262
- Occupied units972 plus or minus 262
- Vacant units83 plus or minus 70
- Vacancy rate7.9 percent plus or minus 6.3
- Owner occupied653 plus or minus 234
- Renter occupied319 plus or minus 181
- Ownership rate67.2 percent plus or minus 15.9
- Median owner-occupied home value$515,200 plus or minus $110,954
- Median gross rent, monthly$1,194 plus or minus $631
- Annual rent as a share of median income8.3 percent plus or minus 5.8
- Single family units638 plus or minus 225
- Share single family60.5 percent plus or minus 15.1
- Units in buildings of two or more417 plus or minus 190
- Share in buildings of two or more39.5 percent plus or minus 15.1
- Mobile homes0
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shrub Oak
How Shrub Oak gets to work
- Workers 16 and over who commute1,442 plus or minus 609
- Commuting under 15 minutes85 plus or minus 55
- Share commuting under 15 minutes5.9 percent plus or minus 2.9
- Commuting 30 minutes or more679 plus or minus 308
- Share commuting 30 minutes or more47.1 percent
- Drove alone83.6 percent plus or minus 21.4
- Carpooled5.6 percent plus or minus 2.3
- Public transport2.7 percent plus or minus 2.9
- Walked1.7 percent plus or minus 1.7
- Worked from home6.4 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shrub Oak
SBA 7(a) lending to Shrub Oak borrowers
- Approvals2
- Gross approval$512,000
- Average approval$256,000
- Median approval$472,000
- Ninetieth percentile approval$472,000
- Largest approval$472,000
- Jobs supported14
- Jobs per approval7.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Westchester County, not Shrub Oak
Westchester County context, not Shrub Oak figures
These are Westchester County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Shrub Oak measurements.
- Establishments in Westchester County31,174
- Employment at those establishments, Westchester County389,560
- Covered employment, Westchester County429,582
- Average annual pay, Westchester County$94,317
- Average weekly wage, Westchester County$1,814
- Housing units permitted, Westchester County1,592
- Of those, single family, Westchester County268
- County product, 2024, Westchester County$120,153,941,000
- County product change over the prior year, Westchester County6.9 percent
- Average income of an arriving household, Westchester County$169,980
Every figure in this section is published for Westchester County as a whole and is not a measurement of Shrub Oak. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Shrub Oak questions, answered from the record.
How many people live in Shrub Oak, New York?
2,498, in 972 households. Shrub Oak CDP covers 1.58 square miles of land, which is 1,583 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Shrub Oak in?
Westchester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Shrub Oak?
$172,778. The median owner-occupied home is valued at $515,200. Median gross rent is $1,194 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Shrub Oak businesses?
2 7(a) approvals totalling $512,000, across 2 lenders, median approval $472,000. These count approvals to borrowers whose address is in Shrub Oak, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Shrub Oak borrowers get paid back?
No rate is published for Shrub Oak. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Shrub Oak figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Westchester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shrub Oak.
Is zoning published for Shrub Oak?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.