HomeNew YorkWestchester CountyThornwood CDP
Thornwood CDP, New York: commercial real estate data.
Thornwood CDP is a Census CDP of 4,140 people across 1.12 square miles of land, in Westchester County. Median household income is $170,398, 86.2 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $7.0 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Thornwood
What Thornwood is
- Census place typeCDP
- Land area1.12 sq mi
- Water area0 sq mi
- Population per square mile of land3,707
- County holding the largest share of its areaWestchester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thornwood
How many people live in Thornwood
- Population4,140
- Median age39.8 plus or minus 10.1
- Population under 18903 plus or minus 338
- Share under 1821.8 percent plus or minus 6.9
- Population 65 and over749 plus or minus 168
- Share 65 and over18.1 percent
- Households1,423
- Family households1,105
- Share of households that are families77.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thornwood
Income and work in Thornwood
- Median household income$170,398 plus or minus $34,157
- Per capita income$67,533
- Civilian labor force2,216
- Employed2,176
- Unemployed40 plus or minus 33
- Unemployment rate1.8 percent plus or minus 1.5
- Adults 25 and over2,902
- Adults 25 and over with a high school diploma or higher91.8 percent
- Adults 25 and over with a bachelor degree or higher47.6 percent
- Adults 25 and over with a graduate degree21.6 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thornwood
Housing in Thornwood
- Housing units1,488
- Occupied units1,423
- Vacant units65 plus or minus 63
- Vacancy rate4.4 percent plus or minus 4.2
- Owner occupied1,226
- Renter occupied197 plus or minus 89
- Ownership rate86.2 percent
- Median owner-occupied home value$650,400
- Median gross rent, monthly$2,550
- Annual rent as a share of median income18.0 percent plus or minus 4.7
- Single family units1,231
- Share single family82.7 percent
- Units in buildings of two or more216 plus or minus 110
- Share in buildings of two or more14.5 percent plus or minus 7.2
- Mobile homes41 plus or minus 58
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thornwood
How Thornwood gets to work
- Workers 16 and over who commute1,713
- Commuting under 15 minutes368 plus or minus 212
- Share commuting under 15 minutes21.5 percent plus or minus 11.9
- Commuting 30 minutes or more703 plus or minus 168
- Share commuting 30 minutes or more41.0 percent
- Drove alone64.2 percent
- Carpooled1.8 percent plus or minus 1.8
- Public transport12.0 percent plus or minus 4.2
- Walked1.7 percent plus or minus 1.6
- Worked from home20.3 percent plus or minus 9.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thornwood
SBA loans in Thornwood (7(a))
- Approvals16
- Gross approval$7,004,600
- Average approval$437,788
- Median approval$200,000
- Ninetieth percentile approval$1,800,000
- Largest approval$1,800,000
- Jobs supported150
- Jobs per approval9.4
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.8 percent
- Share to franchises18.8 percent
- Distinct lenders6
- Distinct industries by NAICS11
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Thornwood
SBA loans in Thornwood (504)
- Approvals6
- Gross approval$4,317,000
- Average approval$719,500
- Median approval$885,000
- Largest approval$1,431,000
- Jobs supported13
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Westchester County, not Thornwood
Westchester County context, not Thornwood figures
These are Westchester County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Thornwood measurements.
- Establishments in Westchester County31,174
- Employment at those establishments, Westchester County389,560
- Covered employment, Westchester County429,582
- Average annual pay, Westchester County$94,317
- Average weekly wage, Westchester County$1,814
- Housing units permitted, Westchester County1,592
- Of those, single family, Westchester County268
- County product, 2024, Westchester County$120,153,941,000
- County product change over the prior year, Westchester County6.9 percent
- Average income of an arriving household, Westchester County$169,980
Every figure in this section is published for Westchester County as a whole and is not a measurement of Thornwood. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Thornwood questions, answered from the record.
How many people live in Thornwood, New York?
4,140, in 1,423 households. Thornwood CDP covers 1.12 square miles of land, which is 3,707 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Thornwood in?
Westchester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Thornwood?
$170,398. The median owner-occupied home is valued at $650,400. Median gross rent is $2,550 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Thornwood businesses?
16 7(a) approvals totalling $7.0 m, across 6 lenders, median approval $200,000, plus 6 504 approvals worth $4.3 m. These count approvals to borrowers whose address is in Thornwood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Thornwood borrowers get paid back?
No rate is published for Thornwood. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Thornwood figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Westchester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Thornwood.
Is zoning published for Thornwood?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.