HomeOhioMontgomery CountyDayton city
Dayton city, Ohio: commercial real estate data.
Dayton city is a Census city of 136,579 people across 55.81 square miles of land, in Montgomery County. Median household income is $45,247, 48.4 percent of occupied homes are owned, and the SBA record carries 491 7(a) approvals to borrowers here worth $206.4 m.
82 sourced place values · tier FULL · 9 sections
Dayton
What Dayton is
- Census place typecity
- Land area55.81 sq mi
- Water area1.15 sq mi
- Population per square mile of land2,447
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dayton
How many people live in Dayton
- Population136,579
- Median age34.1
- Population under 1829,159
- Share under 1821.3 percent
- Population 65 and over19,236
- Share 65 and over14.1 percent
- Households58,477
- Family households28,243
- Share of households that are families48.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dayton
Income and work in Dayton
- Median household income$45,247
- Per capita income$27,444
- Civilian labor force64,884
- Employed59,049
- Unemployed5,835
- Unemployment rate9.0 percent
- Adults 25 and over87,653
- Adults 25 and over with a high school diploma or higher88.2 percent
- Adults 25 and over with a bachelor degree or higher21.6 percent
- Adults 25 and over with a graduate degree8.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dayton
Housing in Dayton
- Housing units70,335
- Occupied units58,477
- Vacant units11,858
- Vacancy rate16.9 percent
- Owner occupied28,295
- Renter occupied30,182
- Ownership rate48.4 percent
- Median owner-occupied home value$100,600
- Median gross rent, monthly$918
- Annual rent as a share of median income24.3 percent
- Single family units49,697
- Share single family70.7 percent
- Units in buildings of two or more19,903
- Share in buildings of two or more28.3 percent
- Mobile homes690 plus or minus 150
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dayton
How Dayton gets to work
- Workers 16 and over who commute52,469
- Commuting under 15 minutes18,178
- Share commuting under 15 minutes34.6 percent
- Commuting 30 minutes or more9,577
- Share commuting 30 minutes or more18.3 percent
- Drove alone72.2 percent
- Carpooled9.2 percent
- Public transport3.1 percent plus or minus 0.6
- Walked4.3 percent plus or minus 1.0
- Worked from home9.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dayton
SBA 7(a) lending to Dayton borrowers
- Approvals491
- Gross approval$206,373,200
- Average approval$420,312
- Median approval$149,600
- Ninetieth percentile approval$1,071,000
- Largest approval$5,000,000
- Jobs supported4,239
- Jobs per approval8.6
- Loans with a final outcome91
- Paid in full83
- Charged off8
- Charge-off rate over resolved loans8.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.4 percent
- Share to franchises9.6 percent
- Distinct lenders59
- Distinct industries by NAICS171
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Dayton
SBA 504 lending to Dayton borrowers
- Approvals70
- Gross approval$30,809,000
- Average approval$440,129
- Median approval$256,000
- Largest approval$2,853,000
- Jobs supported622
- Loans with a final outcome31
- Charged off2
- Charge-off rate over resolved loans6.5 percent
- Median term240 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Dayton
Flood programme status in Dayton
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390409
- Currently effective map date10/27/22
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Montgomery County, not Dayton
Montgomery County context, not Dayton figures
These are Montgomery County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Dayton measurements.
- Establishments in Montgomery County10,930
- Employment at those establishments, Montgomery County234,881
- Covered employment, Montgomery County250,085
- Average annual pay, Montgomery County$61,439
- Average weekly wage, Montgomery County$1,182
- Housing units permitted, Montgomery County933
- Of those, single family, Montgomery County349
- County product, 2024, Montgomery County$40,096,997,000
- County product change over the prior year, Montgomery County5.1 percent
- Average income of an arriving household, Montgomery County$56,480
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Dayton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Dayton questions, answered from the record.
How many people live in Dayton, Ohio?
136,579, in 58,477 households. Dayton city covers 55.81 square miles of land, which is 2,447 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Dayton in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Dayton?
$45,247. The median owner-occupied home is valued at $100,600. Median gross rent is $918 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Dayton businesses?
491 7(a) approvals totalling $206.4 m, across 59 lenders, median approval $149,600, plus 70 504 approvals worth $30.8 m. These count approvals to borrowers whose address is in Dayton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Dayton borrowers get paid back?
Of the 91 loans that have reached a final outcome, 83 were paid in full and 8 charged off, a charge off rate of 8.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Dayton in the National Flood Insurance Program?
Yes. Dayton appears in the FEMA Community Status Book as community 390409, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Dayton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Dayton.
Is zoning published for Dayton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.