HomeOhioMontgomery CountyHuber Heights city
Huber Heights city, Ohio: commercial real estate data.
Huber Heights city is a Census city of 43,455 people across 22.20 square miles of land, lying across Montgomery County and Miami County. Median household income is $79,131, 70.9 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $10.6 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Huber Heights
What Huber Heights is
- Census place typecity
- Land area22.2 sq mi
- Water area0.17 sq mi
- Population per square mile of land1,957
- County holding the largest share of its areaMontgomery County, 92.7 percent
- Counties this place lies inMontgomery County 92.7 percent, Miami County 7.3 percent
Huber Heights city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Huber Heights
How many people live in Huber Heights
- Population43,455
- Median age38.2
- Population under 1810,591
- Share under 1824.4 percent
- Population 65 and over7,000
- Share 65 and over16.1 percent
- Households17,761
- Family households11,621
- Share of households that are families65.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Huber Heights
Income and work in Huber Heights
- Median household income$79,131
- Per capita income$37,881
- Civilian labor force22,489
- Employed21,722
- Unemployed767 plus or minus 258
- Unemployment rate3.4 percent plus or minus 1.1
- Adults 25 and over29,397
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher26.0 percent
- Adults 25 and over with a graduate degree9.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Huber Heights
Housing in Huber Heights
- Housing units18,487
- Occupied units17,761
- Vacant units726 plus or minus 239
- Vacancy rate3.9 percent plus or minus 1.3
- Owner occupied12,599
- Renter occupied5,162
- Ownership rate70.9 percent
- Median owner-occupied home value$177,300
- Median gross rent, monthly$1,258
- Annual rent as a share of median income19.1 percent
- Single family units15,901
- Share single family86.0 percent
- Units in buildings of two or more2,481
- Share in buildings of two or more13.4 percent
- Mobile homes95 plus or minus 82
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Huber Heights
How Huber Heights gets to work
- Workers 16 and over who commute19,554
- Commuting under 15 minutes4,408
- Share commuting under 15 minutes22.5 percent
- Commuting 30 minutes or more4,495
- Share commuting 30 minutes or more23.0 percent
- Drove alone77.9 percent
- Carpooled9.8 percent plus or minus 2.1
- Public transport0.4 percent plus or minus 0.5
- Walked1.0 percent plus or minus 0.8
- Worked from home10.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Huber Heights
SBA loans in Huber Heights (7(a))
- Approvals30
- Gross approval$10,643,900
- Average approval$354,797
- Median approval$65,300
- Ninetieth percentile approval$1,980,000
- Largest approval$2,657,000
- Jobs supported135
- Jobs per approval4.5
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term84 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises16.7 percent
- Distinct lenders8
- Distinct industries by NAICS13
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Huber Heights
SBA loans in Huber Heights (504)
- Approvals9
- Gross approval$7,852,000
- Average approval$872,444
- Median approval$398,000
- Largest approval$2,094,000
- Jobs supported70
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Huber Heights
Flood risk in Huber Heights
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390884
- Currently effective map date08/02/11
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Montgomery County, not Huber Heights
Montgomery County context, not Huber Heights figures
These are Montgomery County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Huber Heights measurements.
- Establishments in Montgomery County10,930
- Employment at those establishments, Montgomery County234,881
- Covered employment, Montgomery County250,085
- Average annual pay, Montgomery County$61,439
- Average weekly wage, Montgomery County$1,182
- Housing units permitted, Montgomery County933
- Of those, single family, Montgomery County349
- County product, 2024, Montgomery County$40,096,997,000
- County product change over the prior year, Montgomery County5.1 percent
- Average income of an arriving household, Montgomery County$56,480
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Huber Heights. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Huber Heights questions, answered from the record.
How many people live in Huber Heights, Ohio?
43,455, in 17,761 households. Huber Heights city covers 22.20 square miles of land, which is 1,957 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Huber Heights in?
Huber Heights lies in more than one. By area it is 92.7 percent in Montgomery County, 7.3 percent in Miami County. This page sits under Montgomery County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Huber Heights?
$79,131. The median owner-occupied home is valued at $177,300. Median gross rent is $1,258 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Huber Heights businesses?
30 7(a) approvals totalling $10.6 m, across 8 lenders, median approval $65,300, plus 9 504 approvals worth $7.9 m. These count approvals to borrowers whose address is in Huber Heights, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Huber Heights borrowers get paid back?
No rate is published for Huber Heights. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Huber Heights in the National Flood Insurance Program?
Yes. Huber Heights appears in the FEMA Community Status Book as community 390884, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Huber Heights figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Huber Heights.
Is zoning published for Huber Heights?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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